IndianOil Citi Credit Card

  • Joining Fee: Rs. 1,000 (plus applicable taxes)
  • Renewal Fee: Rs. 1,000 (plus applicable taxes)
  • Best Suited For: Fuel
  • Reward Type: Reward Points
  • Welcome Benefites: 250 Turbo Points on card activation
Add to Compare

IndianOil Citi Credit Card launched by CitiBank is a co-branded fuel card offering great benefits including a strong reward rate in collaboration with IndianOil. HDFC Bank has also offered a similar credit card named Indian Oil HDFC Bank Credit Card, giving a high competition to this card offered by CitiBank. With an annual fee of Rs. 1,000, the card offers the chance to earn up to 71 liters of free fuel in a year. The card rewards you in the form of Turbo Points. As a welcome gift, on making your first transaction the cad rewards you with 250 Tubro Points. Moreover, you earn 1 Turbo Point for Rs. 150 spent on all your purchases, and accelerated Reward Points for your spends on groceries, departmental stores, and fuel purchases at IndianOil outlets. The Turbo Points earned on Citibank Indian Oil Credit Card are redeemable against not only fuel but several other categories, including shopping, gift vouchers, AirMiles, cashback, etc. You can also avail of exciting discount offers on dining across a number of participating restaurants through your IndianOil Citi Credit Card. Keep reading to know more about the card, its features and benefits, fees associated with it, and much more.

New Features

Spend Based Waiver

On spending Rs. 30,000 or more in the last year, the annual fee would be wavied off.


Interest Rates

3.75% per month


Add-on Card Fee

Nil

Rewards Redemption Fee

Nil


Fuel Surcharge

1% fuel surcharge waiver at all IndianOil outlets.

Foreign Currency Markup

3.5% on all foreign currency transactions.


Cash Advance Charges

2.5% of the amount withdrawn or a minimum of Rs. 500.

Movie & Dining

Up to a 20% discount on dining across several participating restaurants.


Travel

N/A


International Lounge Access

N/A

Rewards Rate

1 Turbo Point for every Rs. 150 spent, 2 Turbo Points for every Rs. 150 spent at supermarkets, and 4 Turbo Points on every time you spend Rs. 150 on fuel.


Golf

N/A


Insurance Benefits

N/A

Reward Redemption

For redemption against fuel, 1 TP = Re.1, for other categories 1 TP = Re. 0.25 to Re. 0.35, and for AirMiles, 1 TP = 0.75 Airmile/Intermile.


Domestic Lounge Access

N/A


Zero Liability Protection

On reporting the lost card to the Bank, the cardholder will not be liable for any fraudulent transaction.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

HSBC Visa Smart Value Credit Card

The HSBC Smart Value Credit Card is among the most popular lifetime free credit cards in the Indian market. It comes with a zero annual & joining fee and provides its customers with several exciting welcome benefits, including complimentary airport lounge access, an Amazon gift voucher worth Rs. 500, up to Rs. 100 cashback on Google Pay, and up to Rs. 1,000 cashback on retail transactions within the first 60 days. Talking about its reward program, it earns you up to 3 Reward Points on every spend of Rs. 100. These reward points can be redeemed against an array of options available at the HSBC Rewards catalogue. However, you don’t get many premium benefits with this card, but it can still be considered a great option for people who are new to the world of credit cards. Another great thing about this credit card is that it comes with a dynamic interest rate which can be 1.99% per month to 3.49% per month depending on the credit history of different individuals. You might get a lower interest rate if you have a very good credit profile and higher if your credit score is low. To understand the detailed features & benefits of the HSBC Smart Value card, and its fees & charges, go through the complete article:

View More
Add to Compare

RBL ShopRite Credit Card.

Looking for a credit card that allows you to save on all your spends? The RBL Bank ShopRite credit card might suit you the best. It comes with exclusive Reward offers on grocery purchases and exciting discount offers on movies on booking the tickets via Bookmyshow. With a joining fee of Rs. 500, it provides you with a welcome bonus of 2,000 Reward Points if you make your first purchase within 30 days of getting the card from the issuer. Also, the annual fee of Rs. 500 of this credit card is eligible for a waiver if the cardholder spends an amount exceeding Rs. 1.5 Lakhs using his credit card in the previous year. So, the card allows you to save in an incredible manner as you can earn a maximum of 20 Reward Points on every Rs. 100 you spend and easily redeem the reward points against various options of your choice. To get detailed information about the benefits, fees, and charges of the RBL Bank ShopRite Credit card, keep reading further:

View More
Add to Compare

Bajaj Finserv RBL Bank Binge SuperCard

Bajaj Finserv launched the SuperCard in March 2019 and there have been more than 1 million customers in India, with most of them being first-time cardholders. Bajaj Finserv and RBL Bank collaborated on more than 16 variants of the SuperCard, and the Bajaj Finserv RBL Bank Binge SuperCard is currently available first year free for customers with an annual fee of Rs. 999 plus taxes from the second year onwards. For those who don’t have the first-year free version of the card, they can get a welcome benefit of 4000 reward points on spending Rs. 2000 within 30 days of getting the card. The card also has a decent reward rate offering 12 reward points per Rs. 100 spent online and on the Bajaj Finserv app, and 1 reward point on other offline spends. Other features on the card include emergency cash advance, 1+1 on BookMyShow movie tickets, domestic lounge access, fuel surcharge waiver, and more. There are also several pre-approved offers you can claim when you get this card. Read on to know more about the Bajaj Finserv RBL Bank Binge SuperCard

View More