HSBC Visa Smart Value Credit Card

Joining Fee: Nil
Renewal Fee: Nil
Best Suited For: Shopping
Reward Type: Reward Points
Welcome Benefites: 3 complimentary airport lounge access, an Amazon gift voucher worth Rs. 500, 10% cashback up to Rs. 1,000, and 50% discount on Google Pay.

Apply Now

Add to Compare

The HSBC Smart Value Credit Card is among the most popular lifetime free credit cards in the Indian market. It comes with a zero annual & joining fee and provides its customers with several exciting welcome benefits, including complimentary airport lounge access, an Amazon gift voucher worth Rs. 500, up to Rs. 100 cashback on Google Pay, and up to Rs. 1,000 cashback on retail transactions within the first 60 days. Talking about its reward program, it earns you up to 3 Reward Points on every spend of Rs. 100. These reward points can be redeemed against an array of options available at the HSBC Rewards catalogue. However, you don’t get many premium benefits with this card, but it can still be considered a great option for people who are new to the world of credit cards. Another great thing about this credit card is that it comes with a dynamic interest rate which can be 1.99% per month to 3.49% per month depending on the credit history of different individuals. You might get a lower interest rate if you have a very good credit profile and higher if your credit score is low. To understand the detailed features & benefits of the HSBC Smart Value card, and its fees & charges, go through the complete article:

New Features

Spend Based Waiver

Nil

Interest Rates

1.99% to 3.49% per month.

Add-on Card Fee

Nil

Rewards Redemption Fee

Rs. 50 per redemption request.

Fuel Surcharge

1% fuel surcharge waiver on all fuel transactions.

Foreign Currency Markup

3.5% on all foreign currency transactions.

Cash Advance Charges

2.5% of the withdrawn amount subject to a minimum of Rs. 500.

Movie & Dining

N/A

Travel

N/A

International Lounge Access

N/A

Rewards Rate

1 Reward Points for every Rs. 100 spent on retail transactions and 3x RPs on dining, telecom categories, and all online spends.

Golf

N/A

Insurance Benefits

N/A

Reward Redemption

You can redeem the reward points via the HSBC Rewards portal with the value of 1 Reward Point = up to Re. 0.35.

Domestic Lounge Access

N/A

Zero Liability Protection

Zero liability of the cardholder for fraudulent transactions taking place post the loss or theft of the card is the same is reported to the bank within the prescribed time frame.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

Kotak 811 Credit Card

Kotak 811 Credit Card is an entry-level card recently launched by Kotak Mahindra Bank. The card is very similar to the Kotak 811 #DreamDifferent Credit Card- which is a secured card issued against TD- in terms of the rewards and benefits that it offers. Kotak 811 Credit Card comes with a membership fee of Rs. 500 per annum which is waived off on an annual expenditure of a minimum of Rs. 50,000. The card offers a reward rate of 0.5% on online spends and 0.25% on offline transactions made with the card. Apart from the reward rate, you are also entitled to a milestone benefit of 750 Bonus Reward Points on spending a minimum of Rs. 75,000 with the card in the preceding membership year. Other than this, the card has several other advantages including insurance benefits, fuel surcharge waiver, etc. Read on to learn more about this entry-level offering by Kotak Bank.

Add to Compare

Axis Bank Pride Signature Credit Card

Axis Bank offers two credit cards exclusively for Indian defence personnel- Pride Signature Credit Card and Pride Platinum Credit Card. The cards come with a patriotic color theme with shades of Indian Tricolor and a fourth dedicated embossing line. Although, both the credit cards are entry-level cards, the Pride Signature card is the more premium of the two offerings. Pride Signature Credit Card earns you EDGE REWARD Points which are redeemable for a variety of options on Axis Bank’s EDGE REWARDS Catalogue. You get 2 EDGE REWARD Points for every Rs. 200 spent with the card. Apart from EDGE REWARDS, you also get travel and dining benefits with Axis Bank Pride Signature Credit Card. The card offers 2 complimentary domestic lounge access at select airports in India and a discount of a minimum of 15% on dining bills at partner restaurants. Read on to learn more about this exclusive offering by Axis Bank.

Add to Compare

Samsung Axis Bank Infinite Credit Card

The Samsung Axis Bank Infinite Credit Card is a newly launched co-branded credit card offered by Axis Bank in collaboration with Samsung, a multinational electronics corporation. The Bank has launched two Samsung credit cards: the Samsung Axis Bank Infinite Credit Card and the Samsung Axis Bank Signature Credit Card. The Infinite credit card is a premium credit card and as the name suggests, it is meant to provide benefits for shopping at Samsung. The card welcomes you with 30,000 EDGE Reward Points which can be availed on making 3 transactions within 30 days of card issuance. For purchases made for Samsung Products, the card offers 10% cashback and offers up to 15 EDGE points on all spends of Rs. 100. Being a premium credit card, the Samsung Axis Infinite card offers great travel benefits where you can enjoy complimentary domestic as well as international Aiport lounge visits. Moreover, the card offers great dining benefits with which you can enjoy plenty of offers at various restaurants. To know more about the Samsung Infinite credit card, refer to the following details.

1 OFFER

Benefites of SBI Credit Card Total Benefits...

View Offers

Other Cards

View all