IDFC HPCL First Power Plus Credit Card

  • Joining Fee: Rs. 499 + GST
  • Renewal Fee: Rs. 499 + GST
  • Best Suited For: Fuel
  • Reward Type: Reward Points |
  • Welcome Benefites: Up to Rs. 500 cash back on your 1st HPCL fuel transaction above Rs. 500 and up to 5% cashback (up to Rs. 1,000 capped) on the transaction value of the first EMI.
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For the very first time, IDFC First Bank has launched a co-branded credit card. There are two cards launched by IDFC First Bank in collaboration with Hindustan Petroleum Corporation Limited. When we talk about the IDFC Bank HPCL First Power Plus Credit Card, this credit card helps you save up to Rs. 18,500 annually, which roughly saves you around 175+ litres of fuel, i.e., you can get free fuel This credit card has many other benefits such as welcome gifts worth Rs. 1,650. There is a low-joining fees of Rs. 499. This card has the most amazing lifestyle privileges such as complimentary domestic airport lounge access, up to 25% off on movie tickets, complimentary roadside assistance, and much more. IDFC Bank HPCL First Power Plus Credit Card also helps you avail awesome deals and discounts throughout a wide range of popular partnered brands. Not only that but the interest rate for these cards is very low starting from 0.75% to 3.5% per month which makes it 9% to 42% annually. To understand this credit card in a better way, a detailed view of the features of this card is as follows:

New Features

Spend Based Waiver


Interest Rates


Add-on Card Fee

With this credit card, you get rewards on UPI transactions also. The joining fee is quite affordable (Rs. 499).

Rewards Redemption Fee


Fuel Surcharge

Foreign Currency Markup


Cash Advance Charges

Movie & Dining

25% off on movie tickets up to Rs. 100 once per month and Rs. 150 discounts on all orders above Rs. 500 with Swiggy.


Travel

Complimentary domestic airport lounge access once every quarter and Complimentary roadside assistance worth Rs. 1,399 four times a year.


International Lounge Access

Rewards Rate

Save up to 5% as rewards on grocery and utility expenses of up to worth Rs. 2,000 per month, Save up to 5% as a reward on IDFC FIRST FASTag recharge max Rs. 1,000 per month, and 3X rewards on all other retail transactions.


Golf

NA


Insurance Benefits

Reward Redemption

3X rewards are equal to 3 reward points for every Rs. 150 spent i.e.; 1 RP = Rs. 0.75, HPCL Fuel and LPG – 24 rewards points on every Rs. 150 spent on grocery and utility bill, and IDFC FIRST FASTag recharge – 30 rewards for every Rs. 150 spent.


Domestic Lounge Access

Complimentary domestic airport lounge access once every quarter


Zero Liability Protection

Pros

For global travellers, this card doesn’t provide any international lounge access.

Cons

No data available

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