IDBI Euphoria World Credit Card

Joining Fee: Nil
Renewal Fee: Rs. 1,499
Best Suited For: Travel | Shopping
Reward Type: Reward Points
Welcome Benefites: 4,000 delight points

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The IDBI Euphoria World Credit Card is a basic card issued by the IDBI Bank with an aim to provide maximum benefits to its customers with minimum charges. It comes with zero joining fee and rewards you in the form of Delight Points. The card welcomes you with a bonus of 4,000 Delight Points on making an eligible transaction. You get 3 Delight Points every time you spend Rs. 100, and 2X Delight Points on spending for flight/hotel/bus bookings, IRCTC, etc. The Delight Points are redeemable against various categories including travel, entertainment, cash, etc. Moreover, to give you a luxurious travel experience, the card provides complimentary airport lounge access at several participating lounges in India. There are several other advantages of the IDBI Euphoria World Credit Card that include spend-based annual fee waiver, fuel surcharge waiver, exclusive insurance benefits, and many more. To know all about the card and its fees & charges, refer to the information given below:

New Features

Spend Based Waiver

The renewal fee is waived off if you spend Rs. 1,50,000 or more in the previous year.

Interest Rates

2.9% per month

Add-on Card Fee

Nil

Rewards Redemption Fee

Rs. 99

Fuel Surcharge

1% fuel surcharge waiver for all transactions between Rs. 400 & Rs. 5,000.

Foreign Currency Markup

3.5% on all foreign currency transactions

Cash Advance Charges

2.5% of the cash withdrawn or Rs. 500 (whichever is higher)

Movie & Dining

Travel

Complimentary airport lounge access

International Lounge Access

Rewards Rate

3 Reward Points per Rs. 100 spent & 6 Reward Points per Rs. 100 spent on hotels, Airlines, Bus bookings, etc. You can save up to 1.5% using this card.

Golf

Insurance Benefits

You get an air accident insurance coverage worth Rs. 25 lakhs.

Reward Redemption

1 Delight Point = Rs. 0.25.

Domestic Lounge Access

Complimentary domestic lounge access to selected lounges in India.

Zero Liability Protection

The cardholder will not be liable for any misuse of a card once the card is reported lost/stolen to the bank.

Pros

No data available

Cons

No data available

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