YES Prosperity Rewards Plus Credit Card

Joining Fee: Rs. 399 + GST
Renewal Fee: Rs. 399 + GST
Best Suited For: Shopping
Reward Type: Reward Points
Welcome Benefites: Rs. 500 amazon voucher on a spend of Rs. 1000 within the first 30 days of card issuance.

Apply Now

Add to Compare

The YES Prosperity Rewards Plus Credit Card, which is a superior version of the YES Prosperity Rewards Credit Card, aims to add a touch of glamour to the lifestyles of its customers with all its benefits and exclusive offers. The card comes with a nominal joining fee of Rs. 399 and gives you several exciting rewards & offers. You get 4 Reward Points on every retail spend of Rs. 200, and for other spendings like tax payments and utilities, you get 2 Reward Points per Rs. 200. The card also gives you an opportunity to get your joining and renewal fee waived off on the basis of your spends. You can get accelerated Reward Points on making purchases through the YES cart. These Reward Points can be redeemed against various categories, including travel, dining, shopping, InterMiles, Club Vistara Points, etc., through the YesRewardz portal. With this card, you can also avail of great offers on travel, dining, shopping, etc., through YesPrivileges. Not only this, but the YES Prosperity Rewards Plus Credit Card has various advantages. To know all of them, keep reading the details given below:

New Features

Spend Based Waiver

Waiver of joining and renewal fee on the basis of the amount spent using the credit card.

Interest Rates

3.8% per month

Add-on Card Fee

Nil

Rewards Redemption Fee

Rs. 100 on every redemption request.

Fuel Surcharge

1% fuel surcharge is waived off across all fuel stations in India.

Foreign Currency Markup

2.75% of the transaction amount

Cash Advance Charges

2.5% or Rs. 300 (whichever is higher)

Movie & Dining

N/A

Travel

N/A

International Lounge Access

N/A

Rewards Rate

For every retail spend of Rs. 200, cardholders will get 4 Reward Points, and 2 Reward Points for every Rs. 100 spent on tax payments, utilities, postal services, etc.

Golf

N/A

Insurance Benefits

In case of the accidental death of the primary cardholder, a credit shield cover is provided.

Reward Redemption

The reward points can be redeemed against a variety of products and vouchers available on the website.

Domestic Lounge Access

N/A

Zero Liability Protection

Zero liability of the cardholder against any inappropriate transaction that takes place if the card is lost or stolen and the same is reported to the bank within the prescribed time frame.

Pros

Low joining fee of Rs. 399. Waiver of joining and renewal fees on reaching milestone benefits.

Cons

No international or domestic lounge access is provided with this card. You won’t get any movie benefits along with this card.

Similar Cards

Add to Compare

HSBC Smart Value Credit Card

The HSBC Smart Value Credit Card is among the most popular lifetime free credit cards in the Indian market. It comes with a zero annual & joining fee and provides its customers with several exciting welcome benefits, including complimentary airport lounge access, an Amazon gift voucher worth Rs. 500, up to Rs. 100 cashback on Google Pay, and up to Rs. 1,000 cashback on retail transactions within the first 60 days. Talking about its reward program, it earns you up to 3 Reward Points on every spend of Rs. 100. These reward points can be redeemed against an array of options available at the HSBC Rewards catalogue. However, you don’t get many premium benefits with this card, but it can still be considered a great option for people who are new to the world of credit cards. Another great thing about this credit card is that it comes with a dynamic interest rate which can be 1.99% per month to 3.49% per month depending on the credit history of different individuals. You might get a lower interest rate if you have a very good credit profile and higher if your credit score is low. To understand the detailed features & benefits of the HSBC Smart Value card, and its fees & charges, go through the complete article:

Add to Compare

Axis Bank Titanium Smart Traveler Credit Card

The Axis Bank Titanium Smart Traveler Credit Card is a basic card that is best suited for travel. With this card, you earn 2 Edge Rewards on every Rs. 200 you spend on retail purchases and you can earn up to 4X Edge Rewards on travel-related spends. The card comes with a nominal joining fee of Rs. 250 and allows its customers to save amazingly on all their spends. Other than reward offers, the card also provides a discount of 15% or more on dining at partnered restaurants in India. Moreover, you can also save by getting the joining & renewal fee waived off based on your spends. To know more about the Axis Bank Titanium Smart Traveler Credit Card, keep reading.

Add to Compare

YES Prosperity Cashback Plus Credit Card

As suggested by the name, the YES Prosperity Cashback Plus Credit Card provides exclusive cashback benefits to its customers. With a joining fee of Rs. 1,499, you get an assured cashback of 0.75% on all your retail spends. On groceries & movie ticket bookings, you get a cashback of 5% (up to Rs. 100 every statement cycle). You also get a 5% cashback on paying utility bills through YES PayNow. As a welcome benefit, the card offers you a cashback of Rs. 250 on a minimum transaction of Rs. 2,500 within the first 30 days after receiving your card. Not only this, but you also get additional benefits like a credit shield cover and zero ability protection against a lost/stolen card. In short, the card lets you save on all your spends through its exciting cashback offers. To know all about the YES Prosperity Cashback Plus Credit Card, its benefits, and fees & charges, refer to the detailed information given below:

1 OFFER

Benefites of SBI Credit Card Total Benefits...

View Offers

Other Cards

View all