YES Prosperity Business Card

  • Joining Fee: Rs. 399(plus applicable taxes)
  • Renewal Fee: Rs. 399(plus applicable taxes)
  • Best Suited For: Travel | Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: N/A
Add to Compare

YES PROSPERITY Business Credit Card is the second business card launched after YES FIRST Business Credit Card to assist businesses. The Prosperity Business has similar features to the First business card but in a limited manner. The Prosperity card offers reward points on all business transactions categorized under the select categories and all categories. The card offers benefits in many sectors like travel, fuel, lifestyle, and many more. The prosperity card offers great milestone benefits, spend-based waiver benefits, and other benefits like fuel surcharge wavier for businesses, and most importantly the card charges only 2.5% towards the foreign currency markup on all international transactions. This rate is very low when compared to other business cards. Certain travel benefits like complimentary access to domestic as well as international airport lounges are also provided to make business travel lavish. Along with that, a golf program is also provided. The great part is, that all these benefits and privileges associated with the card are just offered at the Annual fee of just Rs. 399. Following is a detailed review of the card:

New Features

Spend Based Waiver

Spend Rs. 25,000 within first 90 days from card activation and get 1st year membership waived off and Spend Rs 1,00,000 in card anniversary year and get waiver on renewal fee for the subsequent year.


Interest Rates

3.50% per month (42% p.a.)


Add-on Card Fee

Nil

Rewards Redemption Fee

Rs. 100


Fuel Surcharge

1% fuel surcharge waiver valid for transactions between Rs. 400 to Rs. 5000 only. Maximum surcharge waiver in a statement cycle is Rs 500.

Foreign Currency Markup

2.5% of the transaction amount.


Cash Advance Charges

2.5% (subject to a minimum charge of Rs. 300)

Movie & Dining

N/A


Travel

Complimentary domestic as well as international airport lounge access.


International Lounge Access

3 complimentary international Lounge access (per year) at airports outside India

Rewards Rate

4 Reward Points for every Rs. 200 spent on all categories (except select categories) 2 Reward Points for every spent Rs. 200 on Select categories.


Golf

1 complimentary golf lesson every calendar month and Waiver of green fee at select golf courses (Only for VISA Cardholders)


Insurance Benefits

Air Accidental Insurance, Medical Insurance Cover and Accidental death cover.

Reward Redemption

Redeem points for Flight/Hotel/Movie ticket booking, Exclusive Catalogue of Products or against Air Miles (8 Reward Points = 1 InterMile / 1 Club Vistara Point) on YesRewards.


Domestic Lounge Access

1 complimentary Domestic Lounge access per quarter (Only for VISA Cardholders)


Zero Liability Protection

Cardholder not liable for any fraudulent transaction post the time of reporting the loss to Yes Bank’s customer care.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

IndusInd Bank Iconia Visa Credit Card

The IndusInd Bank Iconia card is issued in two variants by the bank: IndusInd Bank Iconia Visa credit card and IndusInd Bank Iconia Amex Credit Card. The Visa variant comes with exclusive benefits across several categories, including movies, reward points, gift vouchers, etc. With a joining fee of Rs. 3,499, it provides its customers with exciting welcome benefits, including a number of gift cards and vouchers for Amazon, Flipkart, BATA, Titan, and a lot more brands. Other than that, it provides a ‘Buy 1 get 1 free’ offer on movie tickets on Bookmyshow. With your IndusInd Iconia Visa credit card, you get extra reward points on weekends. It gives you 0.75 Reward points on every Rs. 100 spent on weekdays, and 1 Reward Point on every spend of Rs. 100 on weekends. Not only this, you get complimentary Priority Pass membership that too for yourself and for your add-on cardmember as well. The card has many more other benefits across different categories. If you want to know all about the IndusInd Iconia Visa credit card, its fees & charges, and other features, refer to the information given below:

View More
Add to Compare

Axis Bank KWIK RuPay Credit Card

Ever since the NPCI announced that RuPay credit cards can be linked to UPI apps, all major banks and card issuers are offering RuPay credit cards to their customers. Axis Bank launched the KWIK RuPay credit card that offers all the benefits and rewardsKiwi mobile app of credit cards, all with the convenience and security of making UPI payments. The Kwik RuPay credit card is a lifetime free card by Axis Bank without any joining or annual fees. The card can be easily linked to UPI and used to make payments across merchants with QR codes. It also allows you to use your credit card at small merchants in rural and semi-rural areas that don’t accept card payments. The cardholders get a virtual credit card as soon as they are approved for the KWIK RuPay credit card. You can start making UPI payments via the Kiwi app, and start earning rewards for your spends. Read on to know more about the features and benefits offered by the Axis Bank KWIK RuPay credit card.

View More
Add to Compare

AU Bank InstaPay Credit Card

Earn cashback while making UPI transactions. With the AU Bank InstaPay Virtual Credit Card, you can easily make UPI transactions. Forget physically carrying your credit card. With the InstaPay Credit Card, you can pay for your spends from your smartphone. Being a lifetime free credit card, this card is a must for all those looking to begin their credit card journey or for cardholders looking to earn instant cashback on their UPI spends. With UPI transactions a norm, this card is highly beneficial as it offers 1% cashback on UPI spends made on dining, supermarkets, departmental stores and groceries. The AU Bank InstaPay Credit Card would allow you to make payments easily through a QR card wherever you go. In today’s time, QR payments can easily be made across malls and street vendors alike. In such a scenario, the InstaPay RuPay Credit Card is instrumental. Keep reading to learn more about this dynamic virtual credit card from AU Small Finance Bank.

View More