YES Prosperity Business Card

Joining Fee: Rs. 399(plus applicable taxes)
Renewal Fee: Rs. 399(plus applicable taxes)
Best Suited For: Travel | Shopping
Reward Type: Reward Points
Welcome Benefites: N/A

Apply Now

Add to Compare

YES PROSPERITY Business Credit Card is the second business card launched after YES FIRST Business Credit Card to assist businesses. The Prosperity Business has similar features to the First business card but in a limited manner. The Prosperity card offers reward points on all business transactions categorized under the select categories and all categories. The card offers benefits in many sectors like travel, fuel, lifestyle, and many more. The prosperity card offers great milestone benefits, spend-based waiver benefits, and other benefits like fuel surcharge wavier for businesses, and most importantly the card charges only 2.5% towards the foreign currency markup on all international transactions. This rate is very low when compared to other business cards. Certain travel benefits like complimentary access to domestic as well as international airport lounges are also provided to make business travel lavish. Along with that, a golf program is also provided. The great part is, that all these benefits and privileges associated with the card are just offered at the Annual fee of just Rs. 399. Following is a detailed review of the card:

New Features

Spend Based Waiver

Spend Rs. 25,000 within first 90 days from card activation and get 1st year membership waived off and Spend Rs 1,00,000 in card anniversary year and get waiver on renewal fee for the subsequent year.

Interest Rates

3.50% per month (42% p.a.)

Add-on Card Fee

Nil

Rewards Redemption Fee

Rs. 100

Fuel Surcharge

1% fuel surcharge waiver valid for transactions between Rs. 400 to Rs. 5000 only. Maximum surcharge waiver in a statement cycle is Rs 500.

Foreign Currency Markup

2.5% of the transaction amount.

Cash Advance Charges

2.5% (subject to a minimum charge of Rs. 300)

Movie & Dining

N/A

Travel

Complimentary domestic as well as international airport lounge access.

International Lounge Access

3 complimentary international Lounge access (per year) at airports outside India

Rewards Rate

4 Reward Points for every Rs. 200 spent on all categories (except select categories) 2 Reward Points for every spent Rs. 200 on Select categories.

Golf

1 complimentary golf lesson every calendar month and Waiver of green fee at select golf courses (Only for VISA Cardholders)

Insurance Benefits

Air Accidental Insurance, Medical Insurance Cover and Accidental death cover.

Reward Redemption

Redeem points for Flight/Hotel/Movie ticket booking, Exclusive Catalogue of Products or against Air Miles (8 Reward Points = 1 InterMile / 1 Club Vistara Point) on YesRewards.

Domestic Lounge Access

1 complimentary Domestic Lounge access per quarter (Only for VISA Cardholders)

Zero Liability Protection

Cardholder not liable for any fraudulent transaction post the time of reporting the loss to Yes Bank’s customer care.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

InterMiles ICICI Bank Rubyx Credit Card

The InterMiles ICICI Bank Rubyx Credit Card is a co-branded credit card that provides its customers with exclusive travel benefits in partnership with intermiles.com. It is a dual credit card with American Express & Visa variants, both of which provide you with exciting benefits. With this card, you can get up to 10 InterMiles on every Rs. 100 you spend. The card comes with a joining fee of Rs. 2,500 and welcomes you with 5,000 bonus InterMiles. Not only InterMiles, but you also get several other travel benefits with this card, including accelerated InterMiles on bookings through intermiles.com, and complimentary domestic airport lounge access every quarter. Talking about its dining benefits, you can avail of up to 15% discount on dining through the ICICI bank Culinary Treats Programme. The card also provides a 25% discount on movies on booking your tickets through BookMyShow. This card has several other advantages, including renewal benefits, fuel surcharge waiver, etc. To know all of them, refer to the detailed information given below:

Add to Compare

PNB RuPay Select Credit Card

The PNB RuPay Select Credit Card is one of the popular basic credit cards issued by the Punjab National Bank. It comes with a joining fee of Rs. 500 and earns you 300 bonus Reward Points as a welcome benefit. The annual fee of the card is Rs. 750, but you can get it waived off easily just by using your credit card for a minimum of one retail transaction every quarter. So, you can easily make your PNB RuPay Select Card lifetime free from the second year. Coming to its reward program, the card earns you 2 Reward Points (1 Reward Point = Re. 0.5) for every Rs. 150 you spend. Moreover, you can earn double benefits in the first three months of your card membership as you earn accelerated reward points for the transactions you make in the first 90 days. To make your travel experiences more rewarding, the card comes with complimentary access to domestic airport lounges in India. Other than all this, more benefits of this credit card include complimentary insurance cover, fuel surcharge waiver, waiver of the annual fee, and many more. To understand all the advantages of this credit card and its detailed fees & charges, go through the complete article:

Add to Compare

YES Premia Credit Card

As suggested by its name, the YES Premia Credit Card is a premium card aiming at providing its cardholders with premium benefits & offers across various categories. It is issued at a joining fee of Rs. 1,599, on which you can get a waiver if you reach the total eligible spends within ninety days of card activation. Coming to its reward offers, you earn 6 Reward Points per Rs. 200 spent and 3 Reward Points per Rs. 200 you spend on tax payments, utilities, government services, etc. Moreover, you get a 25% discount on movies on BookMyShow with this card. The card also provides travel benefits, including complimentary Priority Pass Membership, and 1 complimentary access to domestic lounges per quarter. The card also allows you to save on your foreign currency transactions as it comes with a really low foreign currency markup fee of 2.75%. There are lots of more advantages of the YES Premia Credit Card. Refer to the detailed information given for the card:

1 OFFER

Benefites of SBI Credit Card Total Benefits...

View Offers

Other Cards

View all