YES Prosperity Business Card

Joining Fee: Rs. 399(plus applicable taxes)
Renewal Fee: Rs. 399(plus applicable taxes)
Best Suited For: Travel | Shopping
Reward Type: Reward Points
Welcome Benefites: N/A

Apply Now

Add to Compare

YES PROSPERITY Business Credit Card is the second business card launched after YES FIRST Business Credit Card to assist businesses. The Prosperity Business has similar features to the First business card but in a limited manner. The Prosperity card offers reward points on all business transactions categorized under the select categories and all categories. The card offers benefits in many sectors like travel, fuel, lifestyle, and many more. The prosperity card offers great milestone benefits, spend-based waiver benefits, and other benefits like fuel surcharge wavier for businesses, and most importantly the card charges only 2.5% towards the foreign currency markup on all international transactions. This rate is very low when compared to other business cards. Certain travel benefits like complimentary access to domestic as well as international airport lounges are also provided to make business travel lavish. Along with that, a golf program is also provided. The great part is, that all these benefits and privileges associated with the card are just offered at the Annual fee of just Rs. 399. Following is a detailed review of the card:

New Features

Spend Based Waiver

Spend Rs. 25,000 within first 90 days from card activation and get 1st year membership waived off and Spend Rs 1,00,000 in card anniversary year and get waiver on renewal fee for the subsequent year.

Interest Rates

3.50% per month (42% p.a.)

Add-on Card Fee

Nil

Rewards Redemption Fee

Rs. 100

Fuel Surcharge

1% fuel surcharge waiver valid for transactions between Rs. 400 to Rs. 5000 only. Maximum surcharge waiver in a statement cycle is Rs 500.

Foreign Currency Markup

2.5% of the transaction amount.

Cash Advance Charges

2.5% (subject to a minimum charge of Rs. 300)

Movie & Dining

N/A

Travel

Complimentary domestic as well as international airport lounge access.

International Lounge Access

3 complimentary international Lounge access (per year) at airports outside India

Rewards Rate

4 Reward Points for every Rs. 200 spent on all categories (except select categories) 2 Reward Points for every spent Rs. 200 on Select categories.

Golf

1 complimentary golf lesson every calendar month and Waiver of green fee at select golf courses (Only for VISA Cardholders)

Insurance Benefits

Air Accidental Insurance, Medical Insurance Cover and Accidental death cover.

Reward Redemption

Redeem points for Flight/Hotel/Movie ticket booking, Exclusive Catalogue of Products or against Air Miles (8 Reward Points = 1 InterMile / 1 Club Vistara Point) on YesRewards.

Domestic Lounge Access

1 complimentary Domestic Lounge access per quarter (Only for VISA Cardholders)

Zero Liability Protection

Cardholder not liable for any fraudulent transaction post the time of reporting the loss to Yes Bank’s customer care.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

Nature’s Basket SBI Card

SBI Cards, one of the major credit card issuers in the country, has garnered a partnership with Nature’s Basket, which is one of the premium grocery store brands in India and has launched the Nature’s Basket SBI Card. This is a very thoughtful and different kind of credit card that has been designed to cater for the gourmet taste of the premium customers and will address their unique lifestyle and grocery-related spends. This credit card will provide credit cardholders with accelerated reward points while they purchase products from Nature’s Basket stores and websites. Not only this, but you will also get reward points while you spend on domestic and international spends along with spends related to dining and entertainment as well. With Nature’s Basket SBI Card, you will get amazing welcome benefits, complimentary access to domestic airport lounges, a fuel surcharge waiver, etc. Since this is an exclusive credit card, hence the joining and renewal fee of this credit card is placed at Rs. 1,499 which is a bit on the higher side but is affordable by the premium sections of society.

Add to Compare

IndianOil Kotak Credit Card

Recently, Indian Oil and Kotak Mahindra Bank joined forces to launch their co-branded fuel credit card. The IndianOil Kotak credit card is a nice entry-level card perfect for those who are new to the credit scene and want great fuel-based benefits and other rewards. Indian Oil has more than 34,000 outlets across the country and cardholders will be rewarded every time they refuel their vehicle at an Indian Oil fuel station. The card also offers reward points on grocery, dining, and other payments. These reward points can be redeemed for free fuel, cashback, or other products and vouchers at kotakrewards.com. The IndianOil Kotak credit card can reward you with up to 60 litres free fuel every year along with a host of other benefits. Those who travel a lot can reduce the effect of high fuel prices through this card and can have a highly rewarding experience if they prefer IndianOil petrol pumps over other countries. Keep on reading to know more about this newly launched fuel credit card by Kotak Mahindra Bank and IndianOil.

Add to Compare

Citibank Prestige Credit Card

Citi Prestige Credit Card is a super premium travel and lifestyle credit card by Citibank. Although it does offer very good reward rates on retail purchases, we still consider it majorly a travel credit card targeted at high net-worth frequent fliers as the reward redemption rate is the highest on transferring the reward points to partner airlines’ AirMiles programs (1 Reward Point = 4 AirMiles). On top of that you also get a host of other travel benefits; whether it is the welcome gift from the Taj group and ITC hotels or the complimentary extra night stay at any hotel around the world, the travel benefits that the Citi Prestige credit card offers are simply unparalleled. You also get a complimentary Priority Pass membership with unlimited domestic and international lounge access around the world for both primary and addon card holders. Read on to know more about this credit card.

1 OFFER

Benefites of SBI Credit Card Total Benefits...

View Offers

Other Cards

View all