YES Bank BYOC Credit Card

  • Joining Fee: Rs. 49 plus applicable taxes Rs. 3,499 (for metal variant) Rs. 249 (for eco-friendly variant)
  • Renewal Fee: Rs. 49 per month.
  • Best Suited For: Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: NA
Add to Compare

The YES Bank has recently launched a customizable credit card named YES Bank BYOC Credit Card, where BYOC stands for ‘Build Your Own Card.’ It comes with a monthly membership fee of Rs. 49, however, an additional one-time fee might be charged if you want to customize the plastic of your card as per your choice. The card issuer provides you with three options, including a metal variant, an eco-friendly variant, and the regular plastic card variant. You can choose any of these three options. Apart from this, you can also choose your rewards plan as per your requirements and spending behavior. The AU Small Finance Bank has also launched one such credit card recently named the AU Bank LIT Credit Card and now the BYOC Credit Card launched by the YES Bank seems to give direct competition to the LIT Card. Talking about the BYOC Credit Card, it doesn’t only offer exciting reward rates, but also comes with a wide range of additional privileges across different categories, including travel, golf, etc. For more detailed information about the YES Bank BYOC Credit Card, its features, and fees & charges, keep reading the article:

New Features

Spend Based Waiver

NA


Interest Rates

3.5% per month.


Add-on Card Fee

Nil

Rewards Redemption Fee

Nil


Fuel Surcharge

1% fuel surcharge waiver on all fuel transactions

Foreign Currency Markup

3.4% of the total transaction amount


Cash Advance Charges

2.5% of the withdrawn amount subject to a minimum of Rs. 300.

Movie & Dining

NA


Travel

Complimentary airport lounge access every quarter.


International Lounge Access

NA

Rewards Rate

1% cash back or 8 Reward Points on every retail spend of Rs. 200 (choose between rewards/cashback).


Golf

4 complimentary rounds of golf every year.


Insurance Benefits

NA

Reward Redemption

The Reward Points can be redeemed against various options via the YesRewardz portal where 1 Reward Point = up to Re. 0.25.


Domestic Lounge Access

1 complimentary domestic lounge access every quarter.


Zero Liability Protection

The cardholders will not be liable for any fraudulent transactions if the loss has been reported to the bank in a timely manner.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

IndusInd Intermiles Voyage Visa Credit Card

IndusInd InterMiles Voyage Visa credit card is a premium travel card that provides travel and lifestyle benefits. You get a 2,000 bonus InterMiles and a discount voucher of Rs. 750 on flight bookings and Rs. 1,500 on hotel bookings as a welcome benefit on this card. Furthermore, you also get 2,500 bonus InterMiles and a discount voucher of Rs. 500 on flight bookings and Rs. 1,000 on hotel bookings every year on renewal fee payment. With this credit card, you earn up to 3 intermiles on regular spends and 2x InterMiles on flight and hotel bookings on intermiles.com. This card does not only offers you travel benefits like a complimentary Priority Pass, but certain lifestyle benefits as well. You get 1+1 offers on movie ticket bookings on BookMyShow. There are several other benefits associated with this such as travel insurance, fuel surcharge waivers, concierge services, air accident cover, liability protection, auto assistance, etc. Read on to know more:

View More
Add to Compare

Airtel Axis Bank Credit Card

The Airtel Axis Bank Credit Card is a recently launched co-branded card offered by Axis Bank in partnership with the famous telecom services provider company, Bharti Airtel. Targeted at individuals who use most Airtel services, it comes with an affordable annual fee of Rs. 500 only and welcomes its customers with an exclusive Amazon gift voucher. It is a cashback credit card and earns you up to 25% cashback on Airtel Mobile, DTH, broadband bill payments via the Airtel Thanks app, 10% cashback on water, gas, and other utility bill spends via the Airtel Thanks app and 10% cashback on partner merchants. The redemption also becomes hassle-free as the earned cashback is automatically credited to your account. Not only this, but you also get complimentary airport lounge access at selected airport lounges in India. Other benefits of the Airtel Axis Bank Credit Card include up to 20% discount on dining across several participating restaurants, a 1% fuel surcharge waiver of up to Rs. 500 per month and spend-based waiver of the annual membership fee. To know all about its benefits, advantages, and fees & charges in detail, keep reading our Airtel Axis Bank credit card review:

View More
Add to Compare

IndusInd Bank Platinum Credit Card

Offered by the IndusInd Bank, the Platinum Credit Card is a decent credit card with a generous reward rate. This credit card is placed at a joining fee of Rs. 3,000 and offers exclusive deals on brand partners and various vouchers as welcome benefits. On all the spends that you do using this credit card, the cardholders will earn reward points, which can later be redeemed against statement cash, InterMiles, or several products/vouchers at Indusmoments. You also get complimentary Priority Pass membership that you can use to access international as well as domestic lounges with a usage fee. Moreover, this card entitles you to complimentary access to selected golf courses across India. You also get insurance cover against personal accident and several travel insurance covers. Keep reading the article to know more about the advantages that the IndusInd Bank Platinum Credit Card provides.

View More