Union Bank’s Rupay Combo Debit Cum Credit Card

  • Joining Fee: Rs 200 + GST
  • Renewal Fee: Nil
  • Best Suited For: Travel
  • Reward Type: Reward Points
  • Welcome Benefites: NA
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Union Bank’s Rupay Combo Debit Cum Credit Card is a card that provides you with the benefits and privileges of both a debit card and a credit card. You can switch between the two, alternatively as may be fit to need and requirements. The card comes with two separate card numbers, magnetic strips, chips, and CVV numbers. With this card, you can enjoy complimentary lounge access upto 4 every year using this card. Moreover, you get cashback on utility bill payments and dining using this credit. The card also comes with several additional benefits such fuel surcharge waiver and 24×7 concierge services. Read below to know more about this credit card in detail.

New Features

Spend Based Waiver

NA


Interest Rates

1.90 per month ( 22.8% per annum)


Add-on Card Fee

Nil

Rewards Redemption Fee

Nil


Fuel Surcharge

1% surcharge waiver on fuel transactions between Rs 400 to Rs 4000

Foreign Currency Markup

NA


Cash Advance Charges

2.5% on the withdrawal amount subject to a minimum charge of Rs 100

Movie & Dining

Exclusive cashback on your Dining spends using this credit card


Travel

Complimentary access to domestic and international lounges


International Lounge Access

Complimentary International lounge access. You get a maximum of 4 Domestic and International lounge access every year

Rewards Rate

NA


Golf

NA


Insurance Benefits

You get a personal insurance cover worth Rs 20 lakhs using this credit card

Reward Redemption

NA


Domestic Lounge Access

Complimentary domestic lounge access. You get a maximum of 4 Domestic and International lounge access every year


Zero Liability Protection

NA

Pros

No data available

Cons

No data available

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