Tata Neu Plus HDFC Bank Credit Card

  • Joining Fee: Rs. 499 + Taxes
  • Renewal Fee: Rs. 499 + Taxes
  • Best Suited For: Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: 499 NeuCoins
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Tata Neu Plus HDFC Bank Credit Card is a co-branded card brought by the partnership of Tata Group and HDFC Bank. By using this credit card, individuals who are loyal to both Tata Brands and HDFC Bank can benefit greatly. When shopping at Tata Brands, 2% of the transaction amount will be returned in the form of NeuCoins. As of this year, the list of famous brand names includes Tata 1MG, Croma, Air Asia, Titan, Tanishq and many more.  Additionally, you will also receive 1% cashback while spending on non-Tata brands using this credit card. The cardholders will get bonus NeuCoins in the form of a welcome benefit. Cardholders can earn additional NeuCoins while shopping on Tata Neu’s mobile app or website with a great introductory offer. Apart from NeuCoins, the cardholders will also get additional benefits such as complimentary access to domestic airport lounges, surcharge waiver on fuel transactions, spend-based renewal fee waiver, zero liability protection, etc.  All in all, this credit card is a great launch that provides some exclusive benefits.  Discover all the exciting features of the Tata Neu Plus HDFC Bank Credit Card by continuing to read this article in detail:

New Features

Spend Based Waiver

The renewal fee of Rs. 499 is eligible for a waiver if the cardholder spends an amount increasing Rs. 1 Lakh in the previous year.


Interest Rates

3.75% per month (45% annually)


Add-on Card Fee

Nil

Rewards Redemption Fee

Rs. 99 per redemption request


Fuel Surcharge

1% of the fuel surcharge will be waived off on fuel transactions.

Foreign Currency Markup

3.5% on the cross currency transactions


Cash Advance Charges

Higher of 2.5% of the amount withdrawn or Rs. 500.

Movie & Dining

NA


Travel

Complimentary access to domestic airport lounges.


International Lounge Access

NA

Rewards Rate

2% &1% cashback in the form of NeuCoins while shopping on Tata and non-Tata Brands respectively. Additional 5% back as NeuCoins on the Tata Neu app or website.


Golf

NA


Insurance Benefits

NA

Reward Redemption

The earned NeuCoins can be redeemed via the Tata Neu application or website on specified Tata brands.


Domestic Lounge Access

4 complimentary visits to the domestic airport lounges, limited to 1 visit per quarter.


Zero Liability Protection

Cardholders will not be held liable for any fraudulent transaction that takes place through their credit card in the event of loss or theft of the card if the same is reported to the bank within 7 days from the date of loss or theft.

Pros

Make a transaction within the first 30 days of card issuance and enjoy 499 NeuCoins as a welcome benefit. Waive off the renewal fees with a spend of ₹1,00,000 in a calendar year.  Save big on purchases from Tata Brands like Tanishq and cult.fit with the Tata New Plus HDFC Card, whether you’re a fitness enthusiast or shopping for jewellery.

Cons

This one is a big disappointment for travellers as there is no international lounge access. One major con of the Tata Neu Plus HDFC Bank Credit Card is that it provides no movie or dining benefits.  The NeuCoins are only valid for a period of 365 days.

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