Rupay Platinum Individual Credit Card

  • Joining Fee: Nil
  • Renewal Fee: Nil
  • Best Suited For: Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: N/A
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The Canara Bank RuPay Platinum credit card by Canara Bank is a basic credit card. The card comes with zero joining and renewal fees and is very much similar to the RuPay Select credit card in terms of reward rate and benefits. We have already covered the Select credit card in one of our earlier posts. The card offers you a reward rate of 0.5% and travel-related insurance benefits including a personal air accident cover worth Rs. 8 lacs. Read on to learn more about this entry-level offering by the Canara Bank.

New Features

Spend Based Waiver

N/A


Interest Rates

2.5% p.m.


Add-on Card Fee

Nil

Rewards Redemption Fee

Nil


Fuel Surcharge

1% fuel surcharge waiver

Foreign Currency Markup

3.5 % + taxes


Cash Advance Charges

3% of the advance amount and is subject to a minimum of Rs. 30 per Rs. 1000.

Movie & Dining

N/A


Travel

N/A


International Lounge Access

N/A

Rewards Rate

Earn 2 reward points on every Rs. 100 spent on this card including on e-commerce transactions.


Golf

N/A


Insurance Benefits

Covers air accident insurance for self and for spouse up to Rs. 8 lakhs and Rs. 4 lakhs respectively. Covers other air accident insurance for self and spouse up to 4 lakhs and 2 lakhs respectively. Covers baggage insurance of up to Rs. 25,000 and purchase protection up to Rs. 25,000.

Reward Redemption

Redeem your reward points for buying products or paying for a service. 1 RP = Rs. 0.25


Domestic Lounge Access

N/A


Zero Liability Protection

Cardholder not liable post reporting loss of card.

Pros

No data available

Cons

No data available

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