PNB RuPay Select Credit Card

  • Joining Fee: Rs. 500
  • Renewal Fee: Rs. 750
  • Best Suited For: Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: 300 bonus Reward Points.
Add to Compare

The PNB RuPay Select Credit Card is one of the popular basic credit cards issued by the Punjab National Bank. It comes with a joining fee of Rs. 500 and earns you 300 bonus Reward Points as a welcome benefit. The annual fee of the card is Rs. 750, but you can get it waived off easily just by using your credit card for a minimum of one retail transaction every quarter. So, you can easily make your PNB RuPay Select Card lifetime free from the second year. Coming to its reward program, the card earns you 2 Reward Points (1 Reward Point = Re. 0.5) for every Rs. 150 you spend. Moreover, you can earn double benefits in the first three months of your card membership as you earn accelerated reward points for the transactions you make in the first 90 days. To make your travel experiences more rewarding, the card comes with complimentary access to domestic airport lounges in India. Other than all this, more benefits of this credit card include complimentary insurance cover, fuel surcharge waiver, waiver of the annual fee, and many more. To understand all the advantages of this credit card and its detailed fees & charges, go through the complete article:

New Features

Spend Based Waiver

The annual fee of Rs. 750 can be waived off if you have used your card at least once every quarter.


Interest Rates

2.95% per month


Add-on Card Fee

Nil

Rewards Redemption Fee

Nil


Fuel Surcharge

1% fuel surcharge waiver on fuel transactions between Rs. 500 and Rs. 3,000.

Foreign Currency Markup

3.5% on all foreign currency transactions


Cash Advance Charges

2% of the withdrawn amount subject to a specific a minimum amount

Movie & Dining

Exclusive cashback offers on dining across several participating restaurants.


Travel

Complimentary airport lounge access.


International Lounge Access

4 Complimentary Airport Lounge Access

Rewards Rate

2 Reward Points on every spend of Rs. 150.


Golf

NA


Insurance Benefits

Complimentary insurance cover worth Rs. 10 lakhs against accidental death.

Reward Redemption

1 Reward Point = Re. 0.5 for redemption against various categories at the PNB Rewardz portal.


Domestic Lounge Access

2 complimentary domestic airport lounge access every quarter.


Zero Liability Protection

As a PNB Credit Cardholder, you won’t be liable for any fraudulent transactions made on a lost/stolen card once the loss is reported to the bank.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

LIC Platinum Credit Card

LIC Platinum credit card is a co-branded Visa card launched in partnership with Axis bank. You get charged with no joining fee or renewal fee using the LIC Platinum credit card. The customers can get 2 reward points for every Rs 100 spent on LIC premium payments and international spending. In addition to this,  You can earn 1 reward point for every Rs 100 spent across multiple categories except e-wallet loading, fuel transactions, and EMI transactions. Furthermore, you also get complimentary lost liability cover, personal accident cover, and air accidental insurance cover using this credit card. Read Below to know more about Axis Bank LIC Platinum credit card’s features and offers.

View More
Add to Compare

IDBI Euphoria World Credit Card

The IDBI Euphoria World Credit Card is a basic card issued by the IDBI Bank with an aim to provide maximum benefits to its customers with minimum charges. It comes with zero joining fee and rewards you in the form of Delight Points. The card welcomes you with a bonus of 4,000 Delight Points on making an eligible transaction. You get 3 Delight Points every time you spend Rs. 100, and 2X Delight Points on spending for flight/hotel/bus bookings, IRCTC, etc. The Delight Points are redeemable against various categories including travel, entertainment, cash, etc. Moreover, to give you a luxurious travel experience, the card provides complimentary airport lounge access at several participating lounges in India. There are several other advantages of the IDBI Euphoria World Credit Card that include spend-based annual fee waiver, fuel surcharge waiver, exclusive insurance benefits, and many more. To know all about the card and its fees & charges, refer to the information given below:

View More
Add to Compare

RBL Bank PLATINUM MAXIMA CARD

The RBL Bank Platinum Maxima Credit Card comes with several exclusive benefits & exciting discount offers to provide its customers with the best Reward experience. With a joining fee of Rs. 2,000, the card welcomes you with a bonus of 8,000 Reward Points (equivalent to Rs. 2,000). You get 2 Reward Points for every Rs. 100 you spend using this card and you get 5x Reward Points when you spend on fuel, utility bills, dining, entertainment, and international purchases. Moreover, you can earn up to 20,000 bonus Reward Points every year on the basis of your annual spending. Not only this, but the card also provides exciting movie benefits as you get 1 complimentary movie ticket every time you book 2 or more movie tickets on BookMyShow. Talking about travel benefits, you get 2 complimentary domestic lounge access every quarter with your RBL Bank Platinum Maxima Credit Card. The list of the benefits of this card goes on. To know all of them, refer to the details given below:

View More