Yes Private/Private Prime Credit Card

  • Joining Fee: Rs. 50,000 (plus applicable taxes) for Yes Private Credit Card and Rs. 20,000 (plus applicable taxes) for Yes Private Prime Credit Card
  • Renewal Fee: Rs. 10,000 (plus applicable taxes) for both Private and Private Prime Credit Cards
  • Best Suited For: Travel | Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: Upon successful first transaction made using this credit card, you will get up to 25,000 Reward Points.
Add to Compare

Yes Bank’s Private and Private Prime credit cards are a super premium invite-only offerings by the bank targeted at the ultra-rich HNIs (High Net-Worth Individuals). Both the cards are very similar, except that the Yes Private Card comes with a slightly higher joining fee (annual renewal fee is the same) and offers a couple of extra benefits. The cards offers a plethora of premium privileges including a 24×7 concierge service, complimentary rounds/lessons of golf, air travel insurance including a personal accident cover worth Rs. 5 crore and many other premium benefits. Read on to learn more about these super-premium offerings by Yes Bank.

New Features

Spend Based Waiver

Renewal fee waived off on spends of Rs. 25,00,000 (for Yes Private Credit Card) or Rs. 20,00,000 (for Yes Private Prime Credit Card) in the preceding year


Interest Rates

1.2% per month (14.4% annually) for Yes Bank savings/salary account holders, 1.75% per month (or 21% annually) for others.


Add-on Card Fee

Nil

Rewards Redemption Fee

Nil


Fuel Surcharge

Waived off on transactions between Rs. 400 and Rs. 5,000

Foreign Currency Markup

1.75% (plus applicable taxes)


Cash Advance Charges

Nil

Movie & Dining

While booking movie tickets through BookMyShow, you will get Buy One Get One offer (up to 4 free tickets per month)


Travel

Complimentary access to domestic and international airport lounges, travel privileges including cruise program, car rentals, vacation packages, car rentals, e-gift vouchers from Oberoi hotels and resorts, etc.


International Lounge Access

Unlimited international lounge access to primary and add-on cardmembers with Lounge Key (guest visits limited to 10 per year)

Rewards Rate

24 Reward Points for every Rs. 200 spent on international spends, 16 Reward Points for every Rs. 200 spent on domestic spends.


Golf

12 rounds of green fees and golf lessons every year at premium domestic golf courses, privileges at TPC snd PGA golf courses


Insurance Benefits

Air accident cover worth Rs. 5 crores, emergency overseas hospitalization cover worth Rs. 1 crore and Credit Shield cover worth Rs. 15 lakh

Reward Redemption

Reward Points can be redeemed on the YesRewardz portal for flight/hotel/movie ticket bookings and against products and vouchers in the bank’s catalogue. (1 Reward Point = Rs. 0.25)


Domestic Lounge Access

Unlimited domestic lounge access with MasterCard Lounge Program for primary and add-on cardmembers (guest visits limited to 10 per year)


Zero Liability Protection

Zero liability of cardholder against any deceitful transaction in case of loss or theft of card if the same is reported to the bank within a specified time frame.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

Nature’s Basket SBI Card Elite

Nature’s Basket SBI Card Elite is a premium co-branded card offered by SBI Card in partnership with the Nature’s Basket. The card issuer has launched two variants – Nature’s Basket SBI Card Elite and Nature’s Basket SBI Card. The Elite card offers tons of benefits for the cardholders for Nature’s Basket. The welcomes you with a Nature’s basket gift voucher worth Rs. 5,000 and Complementary access to “Connoisseur” Nature’s Basket loyalty program. Apart from that the card has a strong reward rate where you can enjoy lots of reward points every time you shop from Nature’s Basket. Not only on this, the card also offers tons of reward points every time you use the card for Dining, Movies, Entertainment and International spends. The Elite card has every other feature that a premium card must showcase, like the airport lounge access, dining benefits and a dedicated concierge services. The card also offers spend based waiver of the annual fee. Therefore, the card has offered benefits in almost every category. Keep scrolling to get the detailed review of the Nature’s Basket SBI Card Elite.

View More
Add to Compare

HSBC Visa Platinum Credit Card

HSBC Visa Platinum Credit Card is an entry-level credit card offered by HSBC Bank. It comes with no joining and annual fee and welcomes its customers with exclusive benefits, including complimentary lounge access, up to Rs. 2,000 cashback, a 50% discount on Google Pay, etc. With this card, you earn 2 Reward Points on every Rs. 100 you spend and you earn 5x reward points once your total spends reach Rs. 4 lakhs in an anniversary year. Not only the reward points, but it also gives you an amazing opportunity to earn up to Rs. 1,000 cashback every year under its milestone benefits. Moreover, you get exciting benefits from the partner brands, including the ‘Buy 1 get 1 Free’ offer on BookMyShow and a discount of 10% on Tata Cliq, etc. Moreover, the fuel surcharge waiver, zero liability protection against a lost card are also among the key features of the card. To know more about the HSBC Visa Platinum Credit Card, keep reading:

View More
Add to Compare

HDFC Bank Regalia First Credit Card

HDFC’s Regalia Credit card range is one of the most sought-after and best credit cards in its lineup. One such offering is the Regalia First Credit Card, which offers various travel benefits and lifestyle privileges. It offers Reward Points on every purchase, whether it is a retail purchase or paying utility bills or rent. Apart from Reward Points, it offers a premium travelling experience, allowing the user to access some of the most luxurious Airport lounges every year across the globe using Priority Pass. Not only this, but you can also avail of exciting dining benefits with the Good Food Trail Program. Bonus rewards of up to 8,500 reward points can be earned every year under the renewal and milestone benefits of the card. Also, the credit card’s annual fee is eligible for a waiver based on your annual spends in the previous year. To know more about this credit card, look at its detailed specifications.

View More