Yes Bank RuPay Credit Card

  • Joining Fee: Nil
  • Renewal Fee: Nil
  • Best Suited For: Shopping
  • Reward Type: Reward Points |
  • Welcome Benefites: NA
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Yes Bank has a great range of credit cards across different categories, ranging from entry-level to premium cards. Recently, the bank has come up with its RuPay credit card in line with RBI’s announcement that citizens can link their RuPay credit cards to UPI apps and make payments. All major card issuers have a diverse range of RuPay cards and Yes Bank joins them with this offering. The Yes Bank RuPay credit card is a complimentary offering that you can get when applying for another Yes Bank card, and is available only in the virtual version. The card is lifetime free and offers the convenience of UPI payments along with accelerated reward points on UPI spends. To know more about the Yes Bank RuPay credit card and its offerings, keep reading our article.

New Features

Spend Based Waiver

NA


Interest Rates

3.8% per month or 45.6% per annum


Add-on Card Fee

Nil

Rewards Redemption Fee

Rs. 100 per redemption request


Fuel Surcharge

1% fuel surcharge waiver on spends between Rs. 400 to Rs. 5000, with maximum benefit capped at Rs. 125 per statement cycle

Foreign Currency Markup

2.75% of the transaction amount


Cash Advance Charges

NA

Movie & Dining

NA


Travel

NA


International Lounge Access

NA

Rewards Rate

8 RPs per Rs. 200 on UPI transactions above Rs. 2000, 2 RPs per Rs. 200 on other online spends


Golf

NA


Insurance Benefits

NA

Reward Redemption

Reward points earned can be redeemed against a host of choices at the Yes Rewardz portal


Domestic Lounge Access

NA


Zero Liability Protection

The cardholders is not liable for fraudulent spends made with the card in case of timely reporting to the bank about theft or loss of the credit card

Pros

No data available

Cons

No data available

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