Axis Bank Freecharge Credit Card

  • Joining Fee: Rs. 250 (plus applicable taxes)
  • Renewal Fee: Rs. 250
  • Best Suited For: Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: Get a Myntra gift voucher worth Rs. 350 and a Big Basket voucher worth Rs. 350.
Add to Compare

The Axis Bank Freecharge credit card is a digital credit card that is not issued physically to you until you meet the requirements for physical card issuance. But, the virtual card allows you to make secure online transactions through your mobile. You get your virtual credit card instantly on the Freecharge app if you are eligible for it. With a nominal joining fee of Rs. 250, it comes with exciting welcome benefits worth Rs. 750 and spend-based Reward Point offers. The earned EDGE Reward Points can be redeemed against a variety of 500+ options on the Edge Rewards website. You get a cashback of up to 5% on your spends on the Freecharge app. Other than that, you can earn up to 350 bonus Edge Reward Points per month on the basis of your total spends in the month under its milestone benefits. To know more about the card, its benefits, and fees & charges, go through the full information provided below:

New Features

Spend Based Waiver

The annual fee is waived off on spending Rs. 50,000 or more in the previous year.


Interest Rates

3.4% per month


Add-on Card Fee

Nil

Rewards Redemption Fee

Nil


Fuel Surcharge

1% fuel surcharge is waived off for all fuel transactions between Rs. 400 and Rs. 4,000.

Foreign Currency Markup

3.5% of the transacted amount


Cash Advance Charges

3.5% of the amount withdrawn or Rs. 250 (whichever is higher)

Movie & Dining

You get 50% off on an annual subscription on Eros Now and up to Rs. 100 credit every month on the Fresh menu.


Travel

You earn up to Rs. 100 credit every month on Shuttl.


International Lounge Access

NA

Rewards Rate

1% cashback on all spends and 5% cashback on spends on the Freecharge app.


Golf

NA


Insurance Benefits

NA

Reward Redemption

The earned EDGE Reward Points can be redeemed through the Edge Rewards website of the Axis Bank. 1 Edge Reward = Re. 0.20.


Domestic Lounge Access

NA


Zero Liability Protection

The cardholder will not be liable for any unauthorized transactions made on the card post reporting the loss to the bank.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

Bank of Baroda ( BoB ) Select Credit Card

The Bank of Baroda Select Credit Card aims to provide cardholders with compelling Reward offers. The card is issued with a joining fee of Rs. 750 only, on which the cardholder can get a waiver on a minimum spend of Rs. 7,500 within 60 days after receiving the card. For every Rs. 100 you spend with this card you get 1 Reward Point and 5 Reward Points per Rs. 100 spent on dining, online transactions, or utility bill payments. Moreover, the nominal renewal fee of Rs. 750 can also be waived off on spending Rs. 70,000 or above in an anniversary year. So, you can make your Bank of Baroda Select Credit Card absolutely free based on the spends you make with the card. The card has several key features, including the fuel surcharge waiver which would help you to save more on your fuel purchases. To know more about the Select card, the Fees & charges, and its advantages, refer to the information given below:

View More
Add to Compare

FABINDIA SBI Card

The FABINDIA SBI Card is a co-branded credit card issued by the State Bank of India in partnership with Fabindia. The card comes with a nominal joining fee of Rs. 499, and earns you a gift voucher worth Rs. 500 as a welcome benefit. With this card, you can earn up to 5 Reward Points on every Rs. 100 you spend. The Reward Points can be converted into Fabfamily rewards and can be redeemed against shopping. Moreover, you get a gift voucher worth Rs. 750 from Aditya Birla Fashion / Bata / Yatra / Urban Ladder / Hush Puppies on achieving the milestone spend. To let you save more on this card, it gives you a chance to get your renewal fee waived off on the basis of your total annual spends. There are several more advantages of the FABINDIA SBI Card. To know all of them, keep reading the details given below:

View More
Add to Compare

AU Bank Altura Plus Credit Card

The AU Small Finance Bank Altura Plus Credit Card can be considered a superior version of the Altura Credit Card. It comes with a joining fee of Rs. 499 and provides you with a gift voucher worth Rs. 500 as a welcome benefit. With this card, you can earn 1.5% cashback on all your POS retail spends and 2x reward points on online purchases. You can earn unlimited reward points as there is no maximum cap on them. Moreover, you also get an opportunity to earn 500 bonus Reward points every month on achieving the milestone spend. Along with its reward and cashback offers, this card also provides its customers with complimentary railway lounge access at selected railway stations in India. Other card benefits include a spend-based waiver of the joining & annual fee, a 1% fuel surcharge waiver, zero liability protection, etc. To know more about the features of this card, keep reading:

View More