ICICI Bank Mine Credit Card

Joining Fee: Nil (Starter plan) Rs. 99 per month (Pro plan) Rs. 149 per month (Premium plan)
Renewal Fee: For Starter Plan – Nil For Pro Plan – Rs 49 per month For Premium Plan – Rs 149 per month
Best Suited For: Dining
Reward Type: Reward Points
Welcome Benefites: NA

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ICICI Bank Mine credit card is a unique card that offers three plans, out of which you can choose one as per your credit requirements. These three custom-made plans are: Starter Plan, Pro Plan, and Premium Plan, with the starter plan having a zero membership fee. Though the features of all three plans are different, you get a wide variety of benefits and offers with all of them. From exclusive cashback offers to dining benefits to travel benefits, the ICICI Mine Credit Card provides you with everything you can expect from such an affordable credit card. Apart from 5% savings on all the spends done using this credit card, you are also provided with various discount offers. Following are the details and features of the ICICI Mine credit card.

New Features

Spend Based Waiver

A spend-based waiver on monthly spending of Rs 10,000 with the Pro Plan and 20,000 with the Premium Plan

Interest Rates

3.4% per month (40.80% per annum)

Add-on Card Fee

Nil

Rewards Redemption Fee

Rs 99 per redemption request

Fuel Surcharge

1% waiver on all fuel transactions at all HPCL petrol pumps

Foreign Currency Markup

3.5% on international transactions

Cash Advance Charges

3.4% per month (40.80% per annum)

Movie & Dining

2-month complimentary subscription to EazyDiner prime membership (with Premium Plan) of ICICI Bank Mine credit card.

Travel

Complimentary domestic airport and railway lounge access every month. 7% off on hotel bookings subject to a maximum discount of Rs 5,000 and 4% off up to Rs 600 flight bookings under the Pro and Premium plan of ICICI Mine credit card.

International Lounge Access

Rewards Rate

A cashback of 1% on all retail spends and 5% on exclusive partner brands.

Golf

Insurance Benefits

Reward Redemption

1 Mine cash is equivalent to Rs 0.5 on redemption against the ICICI Bank Reward catalog and 1 Mine cash is equivalent to Rs 1 on redemption against statement balance

Domestic Lounge Access

With Premium Plan, get 1 complimentary visit to the domestic lounge per month.

Zero Liability Protection

No liability of the cardholder against fraudulent transactions if the loss or theft of the card is reported to the bank within the specified time frame.

Pros

No data available

Cons

No data available

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