HDFC Bank Regalia First Credit Card

Joining Fee: Rs. 1,000 (plus applicable taxes)
Renewal Fee: Rs. 1,000 (plus applicable taxes)
Best Suited For: Travel | Shopping
Reward Type: Reward Points
Welcome Benefites: 1,000 Reward Points on payment of the annual fee.

Apply Now

Add to Compare

HDFC’s Regalia Credit card range is one of the most sought-after and best credit cards in its lineup. One such offering is the Regalia First Credit Card, which offers various travel benefits and lifestyle privileges. It offers Reward Points on every purchase, whether it is a retail purchase or paying utility bills or rent. Apart from Reward Points, it offers a premium travelling experience, allowing the user to access some of the most luxurious Airport lounges every year across the globe using Priority Pass. Not only this, but you can also avail of exciting dining benefits with the Good Food Trail Program. Bonus rewards of up to 8,500 reward points can be earned every year under the renewal and milestone benefits of the card. Also, the credit card’s annual fee is eligible for a waiver based on your annual spends in the previous year. To know more about this credit card, look at its detailed specifications.

New Features

Spend Based Waiver

Waived off if an amount exceeding Rs. 1 Lakh is spent using this credit card.

Interest Rates

3.6% monthly (or 43.2% annually)

Add-on Card Fee

Nil

Rewards Redemption Fee

Rs. 99

Fuel Surcharge

1% fuel surcharge waiver on all fuel transactions

Foreign Currency Markup

2% on all forex transactions

Cash Advance Charges

2.5% of the amount withdrawn or Rs. 500, higher of the two.

Movie & Dining

Special offers at premium restaurants with the Good Food Trail dining program across top cities.

Travel

Complimentary airport lounge access across the globe, Priority Pass membership, up to 5% cashback on travel spends on Smartbuy

International Lounge Access

3 complimentary visits in a year to international lounges.

Rewards Rate

For every Rs. 150 spent, you will get 4 Reward Points.

Golf

N/A

Insurance Benefits

Air accidental cover amounting to Rs 50 lakh, emergency overseas hospitalization cover worth up to Rs 10 lakh, credit liability cover worth up to Rs 5 lakh

Reward Redemption

1 RP = Re. 0.30 for flight/hotel bookings via SmaryBuy, 1 RP = 0.3 Airmile, 1 RP = Re. 0.25 when redeemed against products and vouchers, 1 RP = Re. 0.15 for redemption against cashback.

Domestic Lounge Access

8 complimentary visits in a year to the domestic lounges.

Zero Liability Protection

No liability against any fraudulent transaction done after the loss or theft of the card is reported to the bank.

Pros

You can avail of the priority pass membership with the HDFC Bank Regalia Credit Card. Earn 5,000 reward points on a spend of Rs. 3 Lakhs or more.

Cons

There is a reward redemption fee of Rs. 99 There are no entertainment benefits with the HDFC Bank Regalia Credit Card.

Similar Cards

Add to Compare

HDFC Bank Diners Club Premium Credit Card

As suggested by the name, the HDFC Diners Club Premium Credit Card is a premium card issued by the HDFC Bank with exciting reward offers and travel benefits. The bank provides the card with a joining fee of Rs. 2,500 and a welcome benefit of 2,500 Reward Points. With this card, you get 4 Reward Points on every spend of Rs. 150 on retail purchases. These reward points can be redeemed against Air tickets/Hotel bookings, Air Miles, Product Catalogue, & Cashback. Hence, you get an opportunity to save on all these expenses by using your earned Reward Points. With a renewal fee of Rs. 2,500 only, the card has various exclusive benefits, such as complimentary airport lounge access every calendar year. The renewal fee can also be waived off if you spend Rs. 3 lakhs or more in the previous year. There are several other advantages of this card, such as insurance benefits across a variety of categories, zero liability protection, fuel surcharge waiver, etc. To know all about the HDFC Diners Premium Credit Card, its benefits, and fees & charges in detail, keep reading the information given below:

Add to Compare

ICICI Bank Expressions Credit Card

ICICI Bank Expressions Credit Card is an entry-level credit card by the ICICI Bank. The unique feature of this card is that you can customize its design and appearance to your liking. You can either choose one of the designs given on the ICICI bank’s website or have your own picture on the card. The card’s target customer base primarily includes students and young professionals who believe in expressing themselves through the things they own (that’s why the name “Expressions“). Expressions Credit Card comes with a nominal annual membership fee of just Rs. 500, which can be waived off on spending a minimum of Rs. 1.5 lakh in an anniversary year. Read on to learn more about this entry-level offering by ICICI.

Add to Compare

Axis Bank Pride Platinum Credit Card

Axis Bank Pride Platinum Credit Card is a token of respect for the Indian Armed forces. It comes with Indian Tricolor shades and a dedicated embossed line for the Indian Navy, Army, and Air force. It is one of the two offerings by Axis Bank that are exclusive for Indian defence personnel (the other one being the Pride Signature Credit Card). Pride Platinum Credit Card, a lifetime free card offers value-added benefits like discounted rates at partner restaurants and a fuel surcharge waiver. As far as the reward rate is concerned, you earn 4 EDGE Points for every Rs. 200 you spend using the card with each EDGE Point valued at Rs. 0.20 (effective reward rate of 0.4%). Keep reading to know more about this exclusive offering by Axis Bank.

1 OFFER

Benefites of SBI Credit Card Total Benefits...

View Offers

Other Cards

View all