HDFC Bank Regalia Credit Card

Joining Fee: Rs. 2,500 (plus applicable taxes)
Renewal Fee: Rs. 2,500 + taxes
Best Suited For: Travel | Shopping
Reward Type: Reward Points
Welcome Benefites: 2,500 bonus Reward points

Apply Now

Add to Compare

Looking for a credit card with traveling & lifestyle benefits? If yes, you’ve come to the right place. The HDFC Bank Regalia credit card comes with various travel and luxury rewards. With annual charges of Rs 2,500, this card welcomes you with 2,500 bonus Reward Points. The card has several advantages across different categories such as lifestyle, travel, and dining. It is one of the most popular Credit cards by HDFC with all such benefits. To keep their promise of luxury & travel benefits, the HDFC Regalia Card provides you with free Airport Lounge Access within India as well as outside. You earn 4 Reward Points every time you spend Rs. 150 using the card and these points can be redeemed against an array of categories with a value of up to Re. 0.5 per point. Also, the card charges a very low foreign currency markup which makes it a best choice for the international transactions. The card comes with great dining benefits, 24X7 Concierge services and much more. To know more, read the HDFC Regalia credit card review and its details below:

New Features

Spend Based Waiver

Get the annual fee waived off (second-year onwards) by spending more than 3 lakh in the previous year.

Interest Rates

3.6% per month or 43.2% annually

Add-on Card Fee

Nil

Rewards Redemption Fee

Rs 99 (plus applicable taxes)

Fuel Surcharge

1% fuel surcharge waiver at all fuel stations in India on a minimum of Rs. 400 transaction and a maximum of Rs. 5000 transaction.

Foreign Currency Markup

2% on all foreign currency transactions.

Cash Advance Charges

2.5% of the transaction amount or Rs. 500 (whichever is higher)

Movie & Dining

Get up to 20% off on partner restaurants via Swiggy Dineout only when the payment is made through the Swiggy application.

Travel

Complimentary Domestic and International Lounge Access. You get travel-related insurance benefits as well.

International Lounge Access

6 airport lounge access every year outside India through the Priority Pass.

Rewards Rate

4 reward points every time one spends Rs. 150.

Golf

N/A

Insurance Benefits

Insurance cover worth Rs. 1 Crore against accidental air death and coverage of up to Rs. 15 lakhs against emergency hospitalization for overseas treatment.

Reward Redemption

1 RP = Rs. 0.5 for redemption against flights and hotel bookings on HDFC Smartbuy website, 1 RP = up to Rs. 0.35 if you want to redeem against vouchers and poducts, 1 RP = Rs 0.20 for cash back, and Air miles conversion at a value of 1RP = 0.5 air mile.

Domestic Lounge Access

12 free airport lounge access per year within India.

Zero Liability Protection

You get zero liability protection cover up to Rs 9 lacs in case of misuse or loss of card.

Pros

Bonus reward points as welcome benefit and a high reward rate Low forex markup fee of 2% Complimentary domestic and international lounge access with Priority Pass membership

Cons

Regalia Gold charges a similar joining fee and has better benefits and redemption options Several spend categories are excluded from earning reward points and points expire after 2 years from accrual date.

Similar Cards

Add to Compare

ICICI Bank Parakram Select Credit Card

ICICI Bank has launched two credit cards for the JAWANS who serve the country which are ICICI BANK PARAKRAM SELECT Credit Card and ICICI BANK PARAKRAM Credit Card. These credit cards are solely for individuals “dedicating their lives to serve the nation” as the bank quoted. Now the soldiers of the Indian Army or serving any other forces of the country have the privilege to borrow money whenever they need it. They can use credit cards and even earn rewards for their daily expenses. The rewards with ICICI BANK PARAKRAM SELECT Credit Card get 5X with the expenses on groceries, department stores, and CSDs (Canteen Store Departments). The cardholders will also be able to get complimentary domestic airport and railway lounge access every year. Along with that, they will also be eligible for golf rounds upon reaching a milestone every month. The ICICI Bank has presented the PARAKRAM SELECT with a specialized rewards plan with which the cardholder will get a value back on every type of expense they make. This credit card comes with a microchip embedded in it for additional security against any counterfeit and duplicate cards. The best part is that there is no joining or annual fee to get this credit card. The applicant just had to meet the eligibility criteria. To get a detailed view of the ICICI BANK PARAKRAM SELECT Credit Card, keep reading:

Add to Compare

Kotak 811 Credit Card

Kotak 811 Credit Card is an entry-level card recently launched by Kotak Mahindra Bank. The card is very similar to the Kotak 811 #DreamDifferent Credit Card- which is a secured card issued against TD- in terms of the rewards and benefits that it offers. Kotak 811 Credit Card comes with a membership fee of Rs. 500 per annum which is waived off on an annual expenditure of a minimum of Rs. 50,000. The card offers a reward rate of 0.5% on online spends and 0.25% on offline transactions made with the card. Apart from the reward rate, you are also entitled to a milestone benefit of 750 Bonus Reward Points on spending a minimum of Rs. 75,000 with the card in the preceding membership year. Other than this, the card has several other advantages including insurance benefits, fuel surcharge waiver, etc. Read on to learn more about this entry-level offering by Kotak Bank.

Add to Compare

AU Bank Altura Credit Card

The AU Small Finance Bank Altura Credit Card is a basic cashback credit card that allows you to save a lot as you get a cashback on almost every purchase you make. As a welcome benefit, you get a 5% cashback on your retail spends done within the first 2 months from the card activation date. Moreover, you can earn a cashback of up to 2% on all your spends, which is directly credited to your account. Along with the regular cashback, you can earn Rs. 50 cashback additionally every month under the card’s milestone benefits. Keeping its customers’ travel needs in mind, the card also provides them with complimentary access to selected railway lounges in India. You can also save more by getting your joining and renewal fee waived off on the basis of your spends. To know more about the Altura Credit Card by AU bank, check the detailed information given below:

1 OFFER

Benefites of SBI Credit Card Total Benefits...

View Offers

Other Cards

View all