Benefites of SBI Credit Card Total Benefits...
HDFC Bank Diners ClubMiles Card
- Joining Fee: 1000
- Renewal Fee: 1000
- Best Suited For: Travel
- Reward Type: Reward Points
- Welcome Benefites: 1,000 Reward Points on settling the renewal membership fee.
he Diners Club Miles Credit Card by HDFC Bank is among the most premium products offered by the bank. This credit card comes with some of the best-in-class features and benefits in the category of travel. Even though it is a travel credit card, the Diners Club Miles card also offers a wide range of benefits in the dining category as well. This credit card comes with an annual fee of Rs.1,000 and an interest rate of 3.49%.
New Features
Spend Based Waiver
Air accident Insurance up to Rs. 1 Crore, travel insurance cover worth up to Rs 50,000, emergency medical expenses cover worth up to Rs 25 Lakhs. Credit liability protection worth up to Rs 9 Lakhs.
Interest Rates
3.6% per month (or 43.2% per annum)
Add-on Card Fee
Nil
Rewards Redemption Fee
Rs. 99 per redemption request (plus applicable taxes)
Fuel Surcharge
1% of Fuel Surcharge Waiver (waiver capped at Rs. 250 per billing cycle) at fuel stations all over India.
Foreign Currency Markup
3.00% of the total transaction value (plus applicable taxes)
Cash Advance Charges
2.5% of the total transaction amount (Minimum Rs. 500)
Movie & Dining
15% discount and other offers on the finest restaurants all over India.
Travel
Complimentary access to domestic as well as international lounges.
International Lounge Access
Up to 6 complimentary access to international lounges annually.
Rewards Rate
4 Reward Points per Rs. 150 spent.
Golf
Complimentary access to domestic as well as international lounges.
Insurance Benefits
Air accident Insurance up to Rs. 1 Crore, travel insurance cover worth up to Rs 50,000, emergency medical expenses cover worth up to Rs 25 Lakhs. Credit liability protection worth up to Rs 9 Lakhs.
Reward Redemption
1 Reward Points = 1 Airmile, 1 RP = Re. 0.50 when redeemed against flight or hotel bookings on SmartBuy, 1 RP = Re. 0.35 for products/vouchers, and 1 RP = Re. 0.20 for cashback.
Domestic Lounge Access
Up to 6 complimentary access to domestic lounges annually
Zero Liability Protection
N/A
Pros
6 complimentary access to 700+ lounges worldwide annually Redeem Reward Points for bookings across 150+ airlines and a wide range of hotels Get air accident cover of Rs. 1 crore
Cons
No complimentary offers for movie tickets No Cashback on online spends No Golf Privileges