Axis Bank SELECT Credit Card

  • Joining Fee: Rs. 3,000 + GST
  • Renewal Fee: Rs. 3,000 + GST
  • Best Suited For: Travel | Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: Get 10,000 EDGE REWARD POINTS on your first transaction of Rs. 2000
Add to Compare

The Axis Bank SELECT Credit Card has a joining fee of Rs. 3000 and offers benefits across travel, shopping, dining, movies, etc. It covers almost all categories where people spend, making it a sought-after lifestyle credit card. You get a Priority Pass membership with this card, offering complimentary access to international and domestic airport lounges. The card offers discounts at various restaurants through the Dining Delights program and discounts on Swiggy orders as well. The SELECT credit card offers accelerated reward points on retail shopping with the card. Also, users can get bonus Reward Points on reaching spending milestones and get a renewal fee waiver on spending Rs. 6 Lakh in a year. Keep reading to know more about this credit card.

New Features

Spend Based Waiver

Renewal fee waived off on spending Rs. 6 lakh in a year


Interest Rates

3.6% per month (52.86% annually)


Add-on Card Fee

Nil

Rewards Redemption Fee

Nil


Fuel Surcharge

1% fuel surcharge waived off for transactions between Rs. 400 & Rs. 4,000 at all filling stations across India.

Foreign Currency Markup

3.5% of the transaction amount


Cash Advance Charges

2.5% of the amount withdrawn at a minimum of Rs. 500

Movie & Dining

Buy 1 movie ticket and get up to Rs. 300 off on a second ticket on BookMyShow; get flat Rs. 200 off on Swiggy orders.


Travel

Complimentary Priority Pass membership worth USD 99 and complimentary international and domestic lounge access


International Lounge Access

6 complimentary international lounge visits every year with Priority Pass membership

Rewards Rate

Earn 20 EDGE Points per Rs. 200 you spend with the card up to cumulative spends of Rs. 20,000 per month and earn 10 EDGE points per Rs. 200 spent after that.


Golf

6 complimentary golf rounds every year. 3 additional golf rounds on minimum annual spends of Rs. 3 lakh with the Select Credit Card.


Insurance Benefits

Insurance cover against lost/delayed baggage, purchase protection, and loss of travel documents.

Reward Redemption

EDGE Points earned redeemable on the EDGE Rewards portal for travel/shopping vouchers and product purchases (from the given catalog). 1 EDGE Point = Rs. 0.20.


Domestic Lounge Access

8 complimentary domestic lounge visits every year (max 2 per quarter).


Zero Liability Protection

Cardholder shall not be liable for any fraudulent transactions if the lost card has been reported to the bank in a timely manner.

Pros

You get Rs. 200 off on Swiggy orders twice a month. Complimentary priority pass membership is also given with the Axis Bank Select Card.

Cons

No reward points are earned on fuel transactions. This credit card has a high joining fee of Rs. 3000 plus applicable taxes.

Similar Cards

Add to Compare

HSBC Smart Value Credit Card

The HSBC Smart Value Credit Card is among the most popular lifetime free credit cards in the Indian market. It comes with a zero annual & joining fee and provides its customers with several exciting welcome benefits, including complimentary airport lounge access, an Amazon gift voucher worth Rs. 500, up to Rs. 100 cashback on Google Pay, and up to Rs. 1,000 cashback on retail transactions within the first 60 days. Talking about its reward program, it earns you up to 3 Reward Points on every spend of Rs. 100. These reward points can be redeemed against an array of options available at the HSBC Rewards catalogue. However, you don’t get many premium benefits with this card, but it can still be considered a great option for people who are new to the world of credit cards. Another great thing about this credit card is that it comes with a dynamic interest rate which can be 1.99% per month to 3.49% per month depending on the credit history of different individuals. You might get a lower interest rate if you have a very good credit profile and higher if your credit score is low. To understand the detailed features & benefits of the HSBC Smart Value  card, and its fees & charges, go through the complete article:

View More
Add to Compare

ICICI Bank Manchester United Platinum Credit Card

ICICI Bank offers two co-branded credit cards in partnership with Manchester United, which is one of the most popular football clubs in the world- Manchester United Signature Credit Card and Manchester United Platinum Credit Card. The Signature card is more premium of the two variants, while the Platinum Card can be considered a toned-down version of the former. If you’re a Manchester United fanboy, you must possess at least one of these two co-branded cards by ICICI. Manchester United Platinum Credit Card is an entry-level offering by ICICI Bank and comes with a nominal membership fee of just Rs. 499 per annum. Like most other ICICI credit cards, you earn rewards as ICICI Reward Points on the Manchester United Platinum Credit Card. Apart from the Reward Points, you get many Manchester United exclusive benefits with this card that no other credit card currently offers (except obviously, the Signature variant of this card). Read on to learn more about this exclusive Manchester United co-branded credit card by ICICI Bank.

View More
Add to Compare

IndusInd Bank Signature Visa Credit Card

The IndusInd Bank Signature Visa Credit Card is among the premium IndusInd Credit Cards and comes with several exciting privileges across different categories. It comes with quite high joining charges of Rs. 50,000, which is a one-time fee as you don’t need to pay an annual fee each year. Keeping the luxury needs of its customers in mind, the card welcomes them with an exclusive stay at any of the best Oberoi hotels. With this card, you get 1.5 Reward Points on every Rs. 100 you spend and these reward points can be redeemed against various categories of your choice. To make your entertainment experiences more rewarding, the card provides you with up to 3 complimentary movie tickets every month under the Buy 1 Get 1 free offer on BookMyShow. Moreover, you get complimentary domestic airport lounge access every quarter and complimentary Priority Pass membership with access to over 1,000 lounges globally. The primary cardholders can also enjoy complimentary golf sessions every month and various other such benefits. To know more about the card and its features, keep reading:

View More