Axis Bank SELECT Credit Card

Joining Fee: Rs. 3,000 + GST
Renewal Fee: Rs. 3,000 + GST
Best Suited For: Travel | Shopping
Reward Type: Reward Points
Welcome Benefites: Get 10,000 EDGE REWARD POINTS on your first transaction of Rs. 2000

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The Axis Bank SELECT Credit Card has a joining fee of Rs. 3000 and offers benefits across travel, shopping, dining, movies, etc. It covers almost all categories where people spend, making it a sought-after lifestyle credit card. You get a Priority Pass membership with this card, offering complimentary access to international and domestic airport lounges. The card offers discounts at various restaurants through the Dining Delights program and discounts on Swiggy orders as well. The SELECT credit card offers accelerated reward points on retail shopping with the card. Also, users can get bonus Reward Points on reaching spending milestones and get a renewal fee waiver on spending Rs. 6 Lakh in a year. Keep reading to know more about this credit card.

New Features

Spend Based Waiver

Renewal fee waived off on spending Rs. 6 lakh in a year

Interest Rates

3.6% per month (52.86% annually)

Add-on Card Fee

Nil

Rewards Redemption Fee

Nil

Fuel Surcharge

1% fuel surcharge waived off for transactions between Rs. 400 & Rs. 4,000 at all filling stations across India.

Foreign Currency Markup

3.5% of the transaction amount

Cash Advance Charges

2.5% of the amount withdrawn at a minimum of Rs. 500

Movie & Dining

Buy 1 movie ticket and get up to Rs. 300 off on a second ticket on BookMyShow; get flat Rs. 200 off on Swiggy orders.

Travel

Complimentary Priority Pass membership worth USD 99 and complimentary international and domestic lounge access

International Lounge Access

6 complimentary international lounge visits every year with Priority Pass membership

Rewards Rate

Earn 20 EDGE Points per Rs. 200 you spend with the card up to cumulative spends of Rs. 20,000 per month and earn 10 EDGE points per Rs. 200 spent after that.

Golf

6 complimentary golf rounds every year. 3 additional golf rounds on minimum annual spends of Rs. 3 lakh with the Select Credit Card.

Insurance Benefits

Insurance cover against lost/delayed baggage, purchase protection, and loss of travel documents.

Reward Redemption

EDGE Points earned redeemable on the EDGE Rewards portal for travel/shopping vouchers and product purchases (from the given catalog). 1 EDGE Point = Rs. 0.20.

Domestic Lounge Access

8 complimentary domestic lounge visits every year (max 2 per quarter).

Zero Liability Protection

Cardholder shall not be liable for any fraudulent transactions if the lost card has been reported to the bank in a timely manner.

Pros

You get Rs. 200 off on Swiggy orders twice a month. Complimentary priority pass membership is also given with the Axis Bank Select Card.

Cons

No reward points are earned on fuel transactions. This credit card has a high joining fee of Rs. 3000 plus applicable taxes.

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