Amazon Pay ICICI Bank Credit Card

Joining Fee: Nil
Renewal Fee: Nil
Best Suited For: Shopping
Reward Type: Reward Points
Welcome Benefites: NA

Apply Now

Add to Compare

Amazon Pay ICICI Bank Credit Card is a co-branded shopping credit card recently launched by ICICI Bank in partnership with Amazon India on the Visa payment platform. Just after its launch, it became one of the country’s favourite credit cards for online shoppers. Currently, it is considered one of the best credit cards out there for shopping in India, especially for Amazon shoppers and its Prime members. Initially, it was an invite-only offering, but now it is open to all. What makes the Amazon ICICI Credit Card popular is that it rewards you with cashback in the form of Amazon Pay balance. This credit card is even more rewarding for Amazon Prime members, as you can get as much as 5% cash back on purchases on Amazon, which, as you are probably aware, is the largest e-commerce website with nearly 17 crore products. Apart from Amazon Pay cashback, this card also offers several other benefits, like a 15% discount on dining bills at all restaurants participating in ICICI Bank’s Culinary Treats program. Want to learn about this credit card? Check out Card Insider’s review of the exclusive and highly beneficial Amazon Pay ICICI Bank Credit Card.

New Features

Spend Based Waiver

N/A

Interest Rates

3.5% – 3.8% per month or 42% – 45.6% per annum

Add-on Card Fee

Nil

Rewards Redemption Fee

Nil

Fuel Surcharge

1% fuel surcharge is waived at all petrol stations across India.

Foreign Currency Markup

3.5% of the transaction amount

Cash Advance Charges

2.5% of the withdrawn amount, subject to a minimum fees of Rs. 300.

Movie & Dining

A minimum of 15% discount on dining bills at restaurants participating in the Culinary Treats program

Travel

N/A

International Lounge Access

N/A

Rewards Rate

5% cashback on Amazon purchases for Prime members and 3% cashback for Non-Prime members, 2% cashback on partner brands & 1% cashback on all other payments except fuel purchases

Golf

N/A

Insurance Benefits

N/A

Reward Redemption

Reward Points earned transferred to Amazon Pay balance at the end of the payment cycle. 1 Reward Point = Re. 1

Domestic Lounge Access

N/A

Zero Liability Protection

Cardholders won’t be liable for any unauthorized transaction made with the card post reporting the loss of card to the bank

Pros

This card is most useful to Amazon loyalist who fulfil their online shopping via Amazon. Enjoy 15% off at over 2,500 restaurants in India with the Culinary Treats Program of ICICI Bank. There is no max capping on the Amazon Pay balance that can be earned as cashback on your card.

Cons

This card is mainly for shopping with Amazon it does not provide other benefits like lounge access or entertainment benefits. If you shop on platforms other than Amazon then this card would not be most useful for you. If you prefer Flipkart over Amazon then check out the Flipkart Axis Bank Credit Card. The ICICI Amazon Credit Card offers a high reward rate of 5% on Amazon to Prime members, however, the reward rate on Amazon for non-Prime members is just 3%.

Similar Cards

Add to Compare

Zomato Edition Classic Credit Card

Food delivery startup Zomato jumped on the bandwagon with the likes of Amazon, Flipkart, and BookMyShow and entered the fintech space in March last year when it collaborated with the RBL Bank and MasterCard to launch two credit cards- the RBL Edition and the Edition Classic cards, that offer exclusive dining benefits to Zomato users. The Edition card is the more premium version of the Edition Classic card. With the Zomato Edition Classic credit card, you get complimentary annual Zomato Pro membership (which renews every year) and 500 Edition Cash as a Welcome Benefit. The Edition Cash is just like Reward Points, which can be redeemed for food purchases from Zomato or against the card’s statement balance. 1 Edition Cash is equivalent to INR 1. You also earn accelerated Edition Cash on food purchases from Zomato (5x) and for other purchases (1x). Also, earn up to 2,000 bonus Edition cash annually on the basis of your yearly spending. Keep reading to know more about the benefits of the RBL Bank Zomato Edition Classic Credit Card.

Add to Compare

Axis Bank Freecharge Credit Card

The Axis Bank Freecharge credit card is a digital credit card that is not issued physically to you until you meet the requirements for physical card issuance. But, the virtual card allows you to make secure online transactions through your mobile. You get your virtual credit card instantly on the Freecharge app if you are eligible for it. With a nominal joining fee of Rs. 250, it comes with exciting welcome benefits worth Rs. 750 and spend-based Reward Point offers. The earned EDGE Reward Points can be redeemed against a variety of 500+ options on the Edge Rewards website. You get a cashback of up to 5% on your spends on the Freecharge app. Other than that, you can earn up to 350 bonus Edge Reward Points per month on the basis of your total spends in the month under its milestone benefits. To know more about the card, its benefits, and fees & charges, go through the full information provided below:

Add to Compare

ICICI Bank Expressions Credit Card

ICICI Bank Expressions Credit Card is an entry-level credit card by the ICICI Bank. The unique feature of this card is that you can customize its design and appearance to your liking. You can either choose one of the designs given on the ICICI bank’s website or have your own picture on the card. The card’s target customer base primarily includes students and young professionals who believe in expressing themselves through the things they own (that’s why the name “Expressions“). Expressions Credit Card comes with a nominal annual membership fee of just Rs. 500, which can be waived off on spending a minimum of Rs. 1.5 lakh in an anniversary year. Read on to learn more about this entry-level offering by ICICI.

1 OFFER

Benefites of SBI Credit Card Total Benefits...

View Offers

Other Cards

View all