HDFC Freedom Credit Card

Citi Cash Back Credit Card

The IDFC FIRST Bank forayed into the credit card business with the launch of a line-up of four exclusive credit cards – IDFC FIRST Millennia, FIRST Select, FIRST Classic, and FIRST Wealth credit cards.  The IDFC FIRST Wealth credit card is the top-end offering by the bank. Despite its premium features, like the other three cards in the line-up, the Wealth Credit Card also comes with a zero annual membership fee. The card also has a low-interest rate (0.75% – 3.5%) and a meager forex markup fee of just 1.5% of the transacted amount. As it is a premium offering of the bank, you also get benefits like complimentary rounds of golf, complimentary international as well as domestic lounge visits, and multiple insurance covers, including an air accident insurance cover worth Rs. 1 crore. Not just this, but you can also avail of up to 2 free movie tickets each month and make your movie experiences even more rewarding with this card.  Read on to learn more about the IDFC FIRST Wealth Credit Card.

SBI Prime Credit Card

The SBI Prime Credit Card is a lifestyle credit card issued by SBI Card. The Prime card carries an annual membership fee of Rs. 2,999. In many aspects, the card is quite similar to the SBI ELITE Credit Card, which has a membership fee of Rs. 4,999 and can be regarded as a toned-down version of the same. However, the SBI Prime Card does offer plenty of value-added benefits, such as complimentary domestic and international airport lounge access, discounted hotel bookings, and movie tickets, among others. In terms of the reward rate, you earn 2 Reward Points for every Rs. 100 spent with this card and 10 Reward Points for every Rs. 100 spent on dining, groceries, and department store purchases. With 1 Reward Point valued at Rs. 0.25, the effective reward rate for the card becomes 2.5% on dining, groceries, and department store categories and 0.5% on all other categories of spending. The SBI Card Prime, just like the ELITE Card, is issued in three variants: MasterCard, American Express, and VISA variants. Although the reward rate and benefits offered by all three variants are more or less the same, the payment networks do provide some exclusive benefits on their respective variants (details will be covered later in this article). Continue reading to learn more about this lifestyle credit card from SBI Card.