Axis Bank SELECT Credit Card

  • Joining Fee: Rs. 3,000 + GST
  • Renewal Fee: Rs. 3,000 + GST
  • Best Suited For: Travel | Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: Get 10,000 EDGE REWARD POINTS on your first transaction of Rs. 2000
Add to Compare

The Axis Bank SELECT Credit Card has a joining fee of Rs. 3000 and offers benefits across travel, shopping, dining, movies, etc. It covers almost all categories where people spend, making it a sought-after lifestyle credit card. You get a Priority Pass membership with this card, offering complimentary access to international and domestic airport lounges. The card offers discounts at various restaurants through the Dining Delights program and discounts on Swiggy orders as well. The SELECT credit card offers accelerated reward points on retail shopping with the card. Also, users can get bonus Reward Points on reaching spending milestones and get a renewal fee waiver on spending Rs. 6 Lakh in a year. Keep reading to know more about this credit card.

New Features

Spend Based Waiver

Renewal fee waived off on spending Rs. 6 lakh in a year


Interest Rates

3.6% per month (52.86% annually)


Add-on Card Fee

Nil

Rewards Redemption Fee

Nil


Fuel Surcharge

1% fuel surcharge waived off for transactions between Rs. 400 & Rs. 4,000 at all filling stations across India.

Foreign Currency Markup

3.5% of the transaction amount


Cash Advance Charges

2.5% of the amount withdrawn at a minimum of Rs. 500

Movie & Dining

Buy 1 movie ticket and get up to Rs. 300 off on a second ticket on BookMyShow; get flat Rs. 200 off on Swiggy orders.


Travel

Complimentary Priority Pass membership worth USD 99 and complimentary international and domestic lounge access


International Lounge Access

6 complimentary international lounge visits every year with Priority Pass membership

Rewards Rate

Earn 20 EDGE Points per Rs. 200 you spend with the card up to cumulative spends of Rs. 20,000 per month and earn 10 EDGE points per Rs. 200 spent after that.


Golf

6 complimentary golf rounds every year. 3 additional golf rounds on minimum annual spends of Rs. 3 lakh with the Select Credit Card.


Insurance Benefits

Insurance cover against lost/delayed baggage, purchase protection, and loss of travel documents.

Reward Redemption

EDGE Points earned redeemable on the EDGE Rewards portal for travel/shopping vouchers and product purchases (from the given catalog). 1 EDGE Point = Rs. 0.20.


Domestic Lounge Access

8 complimentary domestic lounge visits every year (max 2 per quarter).


Zero Liability Protection

Cardholder shall not be liable for any fraudulent transactions if the lost card has been reported to the bank in a timely manner.

Pros

You get Rs. 200 off on Swiggy orders twice a month. Complimentary priority pass membership is also given with the Axis Bank Select Card.

Cons

No reward points are earned on fuel transactions. This credit card has a high joining fee of Rs. 3000 plus applicable taxes.

Similar Cards

Add to Compare

Tata Neu Plus HDFC Bank Credit Card

Tata Neu Plus HDFC Bank Credit Card is a co-branded card brought by the partnership of Tata Group and HDFC Bank. By using this credit card, individuals who are loyal to both Tata Brands and HDFC Bank can benefit greatly. When shopping at Tata Brands, 2% of the transaction amount will be returned in the form of NeuCoins. As of this year, the list of famous brand names includes Tata 1MG, Croma, Air Asia, Titan, Tanishq and many more.  Additionally, you will also receive 1% cashback while spending on non-Tata brands using this credit card. The cardholders will get bonus NeuCoins in the form of a welcome benefit. Cardholders can earn additional NeuCoins while shopping on Tata Neu’s mobile app or website with a great introductory offer. Apart from NeuCoins, the cardholders will also get additional benefits such as complimentary access to domestic airport lounges, surcharge waiver on fuel transactions, spend-based renewal fee waiver, zero liability protection, etc.  All in all, this credit card is a great launch that provides some exclusive benefits.  Discover all the exciting features of the Tata Neu Plus HDFC Bank Credit Card by continuing to read this article in detail:

View More
Add to Compare

Bank of Baroda ( BoB ) Easy Credit Card

For those who wish to own a credit card without heavy joining and renewal fees, not to worry, we are here to help you. The Bank of Baroda offers you one such card having zero joining and renewal fee, that is, Bank of Baroda Easy Credit Card. This card is perfect for daily spending as it will earn you reward points in return. You earn 5 reward points on spending Rs. 100 on movies, groceries, and departmental stores. This card offers you a cash-back of 0.5% on the payment of the card bill. Moreover, this card covers zero liability protection on the loss of the card. To learn more about the card, kindly read the below-given features and benefits.

View More
Add to Compare

IndusInd Bank Pioneer Legacy Credit Card

IndusInd Bank Pioneer Legacy credit card is a premium credit card issued by the IndusInd Bank, which comes in a paid and a free variant. Though the paid variant, with a joining fee of Rs. 45,000, provides you with several additional benefits, the free variant also has some exciting features including reward programs, 1+1 offers on movie tickets, etc. With this card, you earn 2 reward points on every Rs. 100 spent on weekends and 1 reward point on every Rs. 100 spent on weekdays. Redemption of the point accrued can be made against statement cash, Airmiles, or at Indus Moment’s reward portal. Besides that, you are provided with an Oberoi and a Luxe gift voucher as a welcome gift with the paid variant. You also get complimentary airport lounge access to domestic as well as international airport lounges and complimentary golf games & lessons at selected golf courses in India. To know more about the IndusInd Bank Pioneer Legacy Credit Card, keep reading:

View More