HDFC Bank INFINIA Credit Card Metal Edition

Joining Fee: Rs. 12,500 + applicable taxes
Renewal Fee: Rs. 12,500 + applicable taxes
Best Suited For: Travel | Dining
Reward Type: Reward Points
Welcome Benefites: Welcome bonus of 12,500 Reward Points and complimentary Club Marriott membership for the first year offering 20% discounts on dining and stay in the Asia-Pacific region.

Apply Now

Add to Compare

The Infinia Credit Card is the most premium product offered by the HDFC bank. Recently, HDFC relaunched the Infinia Credit Card in the metallic variant (all new issuances of the card will now be on the metallic variant). It is an invite-only card as HDFC is targeting HNIs (High Net-Worth Individuals) with this card who want a luxurious lifestyle. The card offers exclusive privileges like 24*7 concierge services, access to premium golf destinations, and attractive dining benefits at some of the country’s most premium restaurant chains. All these benefits put this card in direct competition with ICICI Bank Emeralde Credit Card, Citibank Prestige Card, and Standard Chartered Ultimate Credit Card. Keeping the international traveling needs of its premium customers in consideration, HDFC offers a lower foreign currency exchange rate of 2% and a complimentary membership to the Priority Pass program with this card. HDFC Infinia Metal is a Reward Points-based card: you earn 5 Reward Points for every Rs. 150 spent using this card. Although the membership fee for this card is slightly on the higher side, Rs. 12,500/annum, is most certainly worth it and it can be the card of preference for you if you’re someone who is financially stable and can not compromise with your lifestyle needs. To understand the features of this card is more detail, go through the HDFC Infinia Metal Review given in the article:

New Features

Spend Based Waiver

Get renewal fee waived by spending Rs. 10 lakh in the previous year.

Interest Rates

1.99% per month or 23.8% annualized

Add-on Card Fee

Nil

Rewards Redemption Fee

Nil

Fuel Surcharge

1% fuel surcharge waiver up to Rs. 1,000 each month

Foreign Currency Markup

2% of the total transaction amount + taxes

Cash Advance Charges

NIL (Interests charges applicable)

Movie & Dining

Exclusive dining privileges with the Good Food Trail Program and free Club Marriott membership, 1 + 1 complimentary buffet at ITC hotels.

Travel

Complimentary Priority Pass membership with unlimited free access to airport lounges and with Infinia Credit Card Lounge Access Program along with complimentary Club Marriott membership for 1 year, complimentary 2 + 1 night stay at several premium ITC hotels

International Lounge Access

Unlimited free access to international lounges across the globe for the primary cardmember and all add-on cardholders.

Rewards Rate

5 Reward Points on every retail spend of Rs. 150, reward rate of up to 3.3%

Golf

Unlimited complimentary golf games at leading golf courses across India and abroad. Unlimited golf coaching at multiple golf courses across India

Insurance Benefits

Insurance cover worth Rs. 3 crore against accidental air death (applicable only in case of death due to an air accident), a cover worth Rs. 50 lakh against medical emergencies during international air travel, Credit shield cover worth Rs. 9 lakh (the outstanding amount on the card is covered in case of accidental death or permanent disability of the primary cardholder).

Reward Redemption

RPs can be redeemed for flight and hotel bookings via SmartBuy (1 RP = Re. 1), Airmiles through net banking (1 RP = 1 Airmile), products and vouchers via net banking or SmartBuy (1 RP = Rs. 0.50), Apple and Tanishq vouchers (1 RP = Re. 1) cashback (1 RP = Rs. 0.30)

Domestic Lounge Access

Unlimited complimentary access to domestic lounges with the Priority Pass membership for primary as well as add-on Infinia cardholders, unlimited free domestic lounge visits per quarter with Visa/MasterCard domestic lounge program

Zero Liability Protection

In case the card is lost, if you report the same within 24 hours, you have zero cost liability on any fraudulent transaction made with your credit card. Bank not liable for any fraudulent transaction made prior to the time of reporting.

Pros

Unlimited lounge access at domestic as well as select foreign airports with the card The card charges a low forex markup fee of 2% which is great for those who make frequent spends in foreign currencies Unlimited complimentary golf games at premier golf courses in India and across the world

Cons

There are not any annual or monthly perks on the Infinia credit card Earlier there were life time free options but the new metal edition Infinia credit card does not have any lifetime free benefits

Similar Cards

Add to Compare

HDFC Platinum Times Credit Card

HDFC Platinum Times Card is branded as the “Entertainment Card” by the HDFC Bank that comes with several benefits related to movies, dining, and shopping. This co-branded initiative with the Times Internet was created to meet the lifestyle needs of the youth by assisting them in saving more and earning rewards by HDFC Bank. You get 10 reward points for every weekday dining spends of Rs 150 and 3 reward points for every spend of Rs 150. These reward points get redeemed through the product catalog by logging in to your net banking account. There are several additional benefits as well that this card offers. Read below to get detailed information about HDFC Platinum Times Card.

Add to Compare

PNB RuPay Platinum Credit Card

Issued by the Punjab National Bank, the PNB RuPay Platinum Credit Card is aimed at providing its customers with various reward offers and other benefits. With a joining fee of Rs. 500, the card gets you 300 Reward Points on your card’s first swipe as a welcome gift. You get 1 Reward Point on every Rs. 100 you spend using this card, and 50 extra Reward Points on registering for the E-bill facility. To provide you with extra-luxurious travel experiences, the card provides complimentary lounge access to domestic as well as international airport lounges. The card has a nominal annual fee of Rs. 500, which can be waived off just by making one transaction every quarter. The Union Bank also offers Platinum Credit Card on the RuPay network, which is quite similar to this card offered by PNB. The other benefits of the PNB RuPy Platinum card include fuel surcharge waiver, accidental insurance cover, etc. Keep reading the information given below to know all about the PNB RuPay Platinum Credit Card and its advantages:

Add to Compare

Kotak Veer Select Credit Card

Issued by Kotak Mahindra Bank, the Veer Select Credit Card is an exclusive card for the officials of the Indian armed forces. It is a special card to honour the brave guardians of our nation. This credit card enables them to manage their essential purchases while earning rewards and avail of several other exciting benefits. It comes with a zero joining fee and renewal fee of Rs. 599 that can be waived off on the basis of the total annual spends of the cardholders. As a welcome benefit, cardholders get access to complimentary IHO membership worth Rs. 8,500 on spending Rs. 500 in the first 30 days. Along with this, the cardholders get multiple other benefits such as a 1% fuel surcharge waiver, 1.8% railway surcharge waiver, and complimentary access to domestic airport lounges every year. With a really good reward rate, this card enables the armed force official to earn benefits on their daily expenditures so that their experience of shopping, dining and purchasing essentials is enhanced. Read below to know more about this card.

1 OFFER

Benefites of SBI Credit Card Total Benefits...

View Offers

Other Cards

View all