HDFC Superia Credit Card

Joining Fee: 1000
Renewal Fee: 1000
Best Suited For: Shopping
Reward Type: Reward Points
Welcome Benefites: 1,000 Reward Points on settling the renewal membership fee.

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The HDFC Superia Credit Card is an exclusive offering by the HDFC Bank, which comes with exclusive privileges across different categories. It charges a joining/renewal fee of Rs. 1,000 and earns you 1,000 bonus Reward Points on joining the card membership. Moreover, you earn 3 Reward Points on every retail spend of Rs. 150 and accelerated Reward Points on dining. These points are redeemable against Airmiles for over 20 domestic as well as international airlines. Talking about its travel privileges, you get complimentary Priority Pass membership that allows you to access over a thousand airport lounges globally. It also comes with a spend-based waiver of the joining as well as a renewal fee and you can make your card lifetime free just by achieving the required minimum spend every year. Other benefits of the card include a 1% fuel surcharge waiver of up to Rs. 500 per month, zero liability protection against a lost card, etc. Keep reading the article to know more about the HDFC Superia Credit Card & its fees and charges:

New Features

Spend Based Waiver

Joining fee waived off on spending Rs. 15,000 within the first 90 days and the renewal fee waived off on spending Rs. 75,000 within one anniversary year

Interest Rates

3.49% per month

Add-on Card Fee

Nil

Rewards Redemption Fee

Rs. 99 on every redemption request.

Fuel Surcharge

1% fuel surcharge waiver on all fuel transactions between Rs. 400 and Rs. 5,000.

Foreign Currency Markup

3.5% of the transaction amount

Cash Advance Charges

2.5% of the withdrawn amount subject to a minimum of Rs. 500

Movie & Dining

Accelerated Reward Points on dining.

Travel

Complimentary Priority Pass membership.

International Lounge Access

N/A

Rewards Rate

3 Reward Points on every spend of Rs. 150.

Golf

N/A

Insurance Benefits

N/A

Reward Redemption

The earned Reward points can be redeemed against Airmiles at a rate of 1 RP = 0.7 Airmiles.

Domestic Lounge Access

N/A

Zero Liability Protection

You will not be liable for any fraudulent transactions made on a lost/stolen card if you have reported the loss to the bank in a timely manner.

Pros

No data available

Cons

No data available

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