HDFC Bank Business MoneyBack Credit

Joining Fee: 500
Renewal Fee: 500
Best Suited For: Shopping | Dining
Reward Type: Reward Points
Welcome Benefites: N/A

Apply Now

Add to Compare

HDFC Business Moneyback Credit Card is a business card offered by HDFC bank with a low annual fee. The card is made for all types of business transactions where the users can receive both reward points as well as cashback on their transactions. The HDFC Bank also offers the standard MoneyBack Plus Credit Card, which can be considered the non-corporate version of this Business MoneyBack Card. The HDFC Business Moneyback Credit Card charges Rs 500 as joining fees and the annual renewal charges. The card offers great reward points like 4 Reward Points on every Rs 150 spent online and 2 Reward Points on every other spend. Also, the card offers 5% Cashback on Telecom, Utility, Govt & Tax Payments. The rewards are spending-based, the more you spend, the more rewards you earn. The card also offers other benefits like, Zero Lost card liability, Fuel Surcharge Waiver, Dining Benefit, Annual Spend Based Benefit, Contactless Payment, and much more. The HDFC Business Moneyback Credit Card is a great deal for Small Medium Enterprises (SMEs) as it offers No-Cost EMI options where they can buy furniture, spend in bulk and do big business transactions. Keep reading for a detailed review of this credit card:

New Features

Spend Based Waiver

Spend Rs. 50,000 in a year and get a waiver of next year's annual membership fee.

Interest Rates

3.6% per month (43.2% per annum)

Add-on Card Fee

Nil

Rewards Redemption Fee

Rs. 99 per redemption request (plus applicable taxes)

Fuel Surcharge

1% fuel surcharge waived off for all transactions between Rs. 400 & Rs. 5,000 and Maximum Cashback of ₹250 per statement cycle.

Foreign Currency Markup

3.5% per currency conversion (plus applicable taxes)

Cash Advance Charges

2.5% of the withdrawal amount subject to a minimum charge of Rs 500

Movie & Dining

Save upto 20% on dining bills paid through dineoutPAY

Travel

N/A

International Lounge Access

N/A

Rewards Rate

4 Reward Points on every Rs 150 spent online and 2 Reward Points on every other spent

Golf

N/A

Insurance Benefits

N/A

Reward Redemption

Accumulated Reward Points can be redeemed for CashBack (100 Reward Points = Rs. 20) Reward Points can be also redeemed for exciting gifts and air miles from an exclusive rewards catalogue, at the applicable redemption rate.

Domestic Lounge Access

N/A

Zero Liability Protection

Zero Liability Protection cover is provided by the HDFC bank against fraudulent transactions on your credit card if the loss is reported immediately within a stipulated time to the 24-hour HDFC Customer helpline,

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

Axis Bank My Zone Easy Credit Card

The Axis My Zone Easy Credit Card is a secured credit card, i.e, it is issued against a fixed deposit at the bank and can be issued to any individual who doesn’t even have a credit history. It comes with a joining and annual fee of Rs. 500 and can be considered the secured version of the Axis Bank My Zone Credit Card, which comes with a similar annual fee but is unsecured and provides a lot more benefits. The My Zone Easy Card earns you 4 Reward Points on every Rs. 100 you spend and these points can be redeemed against a wide array of options available at the Edge Rewards portal. Talking about other benefits of this card, it lets you save 25% on movie tickets and 15% or more on dining. Other than this, you get a 1% fuel surcharge waiver on all fuel transactions and cash withdrawals up to your credit limit. To know more about the advantages of the Axis Bank My Zone Easy Credit Card, and its fees & charges, keep reading the article:

Add to Compare

Emirates Skywards ICICI Bank Emeralde Credit Card

The Emirates Skywards ICICI Bank Emeralde Credit Card was launched recently by the ICICI Bank in partnership with the popular Emirates airlines. It is a travel credit card that is best suited for people who travel frequently via Emirates. The card comes with a joining and annual fee of Rs. 10,000 and welcomes you with 10,000 bonus Skyward miles as well as complimentary Emirates Skywards Silver Tier membership for the first year. This membership can be updated to the Gold Tier every year by achieving the spend milestone. With this card, you earn Skyward Miles every time you spend and the reward rate is up to 2.5 Miles on every spend of Rs. 100. Along with this reward rate and other benefits, you get exciting travel privileges including complimentary airport lounge access, spa sessions, and many more. Apart from this, you are also entitled to get complimentary movie tickets, exciting deals on dining, and many more such benefits. So, other than travel, this card has a lot of advantages over other categories as well. To know all the benefits of the Emirates Skywards ICICI Emeralde Credit Card and its fees and charges in detail, keep reading the article:

Add to Compare

YES Prosperity Cashback Plus Credit Card

As suggested by the name, the YES Prosperity Cashback Plus Credit Card provides exclusive cashback benefits to its customers. With a joining fee of Rs. 1,499, you get an assured cashback of 0.75% on all your retail spends. On groceries & movie ticket bookings, you get a cashback of 5% (up to Rs. 100 every statement cycle). You also get a 5% cashback on paying utility bills through YES PayNow. As a welcome benefit, the card offers you a cashback of Rs. 250 on a minimum transaction of Rs. 2,500 within the first 30 days after receiving your card. Not only this, but you also get additional benefits like a credit shield cover and zero ability protection against a lost/stolen card. In short, the card lets you save on all your spends through its exciting cashback offers. To know all about the YES Prosperity Cashback Plus Credit Card, its benefits, and fees & charges, refer to the detailed information given below:

1 OFFER

Benefites of SBI Credit Card Total Benefits...

View Offers

Other Cards

View all