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Benefites of SBI Credit Card Total Benefits...
HDFC Bank Bharat Credit
- Joining Fee: 500
- Renewal Fee: 500
- Best Suited For: Shopping
- Reward Type: Reward Points
- Welcome Benefites: N/A
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HDFC Bank launched HDFC Bank Bharat Credit Card with exciting and exclusive deals and features. It’s a cashback credit card that provides you with 5% monthly cashback on various selected merchant categories like mobile recharges, bill payments, and groceries. Apart from these categories, you can also save on fuel by experiencing 5% monthly cashback and 1% fuel surcharge waiver. 5% monthly cashback on railway ticket booked if booked through IRCTC. This card comes with a joining fee of Rs. 500 plus applicable taxes. Read on to more about the HDFC Bank Bharat Credit Card’s offerings.
New Features
Spend Based Waiver
Renewal fee waived off on spending Rs. 20,000 in previous year
Interest Rates
3.6% p.m. (43.2% p.a.)
Add-on Card Fee
Nil
Rewards Redemption Fee
Rs. 99 per redemption request (plus applicable taxes)
Fuel Surcharge
1% fuel surcharge waiver on minimum transaction of Rs. 400. The waiver is capped at Rs. 250 per billing cycle
Foreign Currency Markup
3.5% on all foreign currency spends.
Cash Advance Charges
2.5% or Rs. 500 whichever is higher
Movie & Dining
N/A
Travel
You get 5% cashback on booking railway tickets through IRCTC.
International Lounge Access
N/A
Rewards Rate
5% cashback every month on spending towards bill payments, and mobile recharge, fuel and railway tickets booked through IRCTC. 5% cashback every month while paying through PayZapp/EasyEMI/SmartBuy.
Golf
N/A
Insurance Benefits
Accidental death cover of up to Rs. 50 Lakhs
Reward Redemption
The reward points can be redeemed as cash back at the request of the cardholder. 1 Reward Point = Re. 1
Domestic Lounge Access
N/A
Zero Liability Protection
Cardholders will not be held liable for card loss/theft on informing the bank within the prescribed time frame
Pros
No data available
Cons
No data available
