BOBCARD Easy Credit Card

Bank-of-Baroda-Easy-Rupay-Credit-
  • Joining Fee: NIL
  • Renewal Fee: NIL
  • Best Suited For: Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: N/A
Add to Compare

For those who wish to own a lifetime free credit card, do not worry; we are here to help you. The Bank of Baroda offers you one such card having zero joining and renewal fee, that is, the Bank of Baroda Easy Credit Card. This card is perfect for daily spending as it will earn you reward points in return. You earn 5 reward points on spending Rs. 100 on movies, groceries, and departmental stores. This card offers you a cash-back of 0.5% on the payment of the card bill. Moreover, this card covers zero liability protection on the loss of the card. To learn more about the card, kindly read the below-given features and benefits.

New Features

Spend Based Waiver

Spend Rs. 6000 within 60 days for the joining fee waiver and spend Rs. 35000 in the year for an annual fee waiver


Interest Rates

3.25% p.m.


Add-on Card Fee

Nil

Rewards Redemption Fee


Fuel Surcharge

Waiver of 1 % fuel surcharge on fuel transaction between Rs. 400 - Rs. 5000 at all petrol pumps all across India. The maximum transaction amount capped is at Rs. 250 per statement cycle.

Foreign Currency Markup

3.50% p.m.


Cash Advance Charges

At Domestic ATMs - 2.5% or Rs. 300At International ATMs - 3% or Rs. 300

Movie & Dining

N/A


Travel

N/A


International Lounge Access

N/A

Rewards Rate

5X reward points on every Rs. 100 spent on selected merchant categories like movies, groceries, and departmental stores. 1 reward point on every Rs. 100 spent on other categories. 0.5 % cashback on card bill payment.


Golf

N/A


Insurance Benefits

N/A

Reward Redemption

Accumulated reward points can be redeemed against cashback and other exciting options. 1 reward point is equivalent to Re. 0.25.


Domestic Lounge Access

N/A


Zero Liability Protection

It covers zero liability protection. To avail of this benefit, the cardholder has to inform the bank within 24 hours of the card loss or any other fraudulent transaction.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

AU Bank LIT Credit Card

The AU Small Finance LIT Credit Card is India’s First customizable Credit card in terms of features. This means that you can choose whatever feature you want on your card and just pay for the same and nothing else. The AU bank has launched a very innovative and only one of its kind credit card. Every other credit card company launches many credit cards with different features and benefits. There are many credit cards in India with different parts & features, and therefore, it becomes challenging and confusing for customers to choose the best card to fulfil their needs from so many cards. The customer often end up having multiple cards, and paying multiple fees every year. The AU bank took advantage of this and launched the first-ever feature customizing credit cards, the LIT credit card. The bank has launched many other cards with many great benefits, but the LIT card has unique features. The LIT credit card comes with so many features to select from and with so many benefits. The cardholder can simply log on to the AU 0101 App select the feature they want to use for the next 90 Days and just pay for it. The Card offers great ways to earn many reward points, like 1 Reward Point for every Rs. 100 spent on retail and 10X or 5X accelerated Reward Points on the feature that you select. On top of that, the card offers great cashback benefits on the specific feature you select for. Not only this, the card offer free memberships to premium brands like Zee5, Amazon Prime and more. For travelers, the card offers excellent cashbacks offers and complimentary access to airport lounges. Select the feature you want, pay for it and enjoy the benefits and privileges. Let’s explore more about this Innovative card by AU with the detailed review below:

View More
Add to Compare

AU Bank Altura Plus Credit Card

The AU Small Finance Bank Altura Plus Credit Card can be considered a superior version of the Altura Credit Card. It comes with a joining fee of Rs. 499 and provides you with a gift voucher worth Rs. 500 as a welcome benefit. With this card, you can earn 1.5% cashback on all your POS retail spends and 2x reward points on online purchases. You can earn unlimited reward points as there is no maximum cap on them. Moreover, you also get an opportunity to earn 500 bonus Reward points every month on achieving the milestone spend. Along with its reward and cashback offers, this card also provides its customers with complimentary railway lounge access at selected railway stations in India. Other card benefits include a spend-based waiver of the joining & annual fee, a 1% fuel surcharge waiver, zero liability protection, etc. To know more about the features of this card, keep reading:

View More
HDFC Corporate Platinum
Add to Compare

HDFC Corporate Platinum

A credit card that simplifies your business needs and rewards your spending is precisely what the HDFC Bank Corporate Credit Card is. It not only provides you with access to 60 MIS reports to help you make informed decisions, but it also provides you access to airport lounges across the globe HDFC Corporate Platinum Credit Card offers comprehensive business solutions like the Management Information Systems (MIS). MIS systems are really valuable to efficiently run a business. Lounge access and insurance coverage are other features of the credit card that will provide luxury and ease of mind as you or your employees travel. Key highlights and additional features of the card are given below.

View More