Bank of Baroda Unnati Credit Card

Joining Fee: Nil
Renewal Fee: Nil
Best Suited For: Shopping
Reward Type: Reward Points
Welcome Benefites: NA

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Bob Financial, in partnership with CreditAI, offers the Bank of Baroda Unnati Credit Card which is exclusively for the farmers of the country. It is a lifetime-free card and aims to fulfill the credit requirements of farmers with minimum charges. With a decent reward rate and other basic features, the Unnati Credit Card has a very low-interest rate, allowing the farmers to avail of its credit facilities with minimum additional charges. However, it doesn’t allow cash withdrawals, foreign transactions, or fuel purchases, but it totally fulfills the requirements of its targeted customers, i.e. farmers. For more detailed information about the BoB Unnati Credit Card, its features, fees & charges, etc, keep reading the article:

New Features

Spend Based Waiver

Interest Rates

1.5% per month, i.e. 18% per annum

Add-on Card Fee

Nil

Rewards Redemption Fee

Nil

Fuel Surcharge

The card can not be used for fuel purchases

Foreign Currency Markup

NA (card can not be used for foreign transactions)

Cash Advance Charges

NA (the card can not be used for cash withdrawals)

Movie & Dining

Travel

International Lounge Access

Rewards Rate

1 Reward Point on every spend of Rs. 100

Golf

Insurance Benefits

Reward Redemption

The Reward Points earned using this card can be redeemed against cashback at a rate of 1 Reward Point = Re. 0.25.

Domestic Lounge Access

Zero Liability Protection

The cardholders will not be liable for any fraudulent transactions made against a lost/stolen card if the loss is reported to the bank in a timely manner.

Pros

No data available

Cons

No data available

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