BoB Renaissance Credit Card

Joining Fee: Nil
Renewal Fee: Rs. 250
Best Suited For: Shopping
Reward Type: Reward Points
Welcome Benefites: NA

Apply Now

Add to Compare

Bank of Baroda, in collaboration with the Nainital Bank, offers the BoB Renaissance Credit Card, which is a basic, but a very rewarding credit card. It comes with a zero joining fee and a nominal annual fee of Rs. 250 only. This annual fee can easily be waived if you achieve the required minimum spend in the previous anniversary year. With a reward rate of up to 5 Reward Points on every spend of Rs. 100, the card allows you to save on almost all your spends. These rewards can be redeemed against a host of options including cashback at a really good redemption rate. Other than this, you get lots of other privileges across different categories, including insurance, fuel, etc. For more detailed information about the BoB Renaissance Credit Card, its advantages, and fees & charges, keep reading:

New Features

Spend Based Waiver

The renewal fee is waived on spending Rs. 25,000 or more in the previous year.

Interest Rates

3.49% per month

Add-on Card Fee

Nil

Rewards Redemption Fee

Nil

Fuel Surcharge

1% fuel surcharge waiver on all fuel transactions between Rs. 400 and Rs. 5,000

Foreign Currency Markup

3.5% of the transaction amount

Cash Advance Charges

2.5% of the cash amount subject to a minimum of Rs. 300 (3% at international ATMs).

Movie & Dining

Travel

International Lounge Access

Rewards Rate

1 RP on every spend of Rs. 100 and 5x Rewards on groceries, movies, and departmental stores.

Golf

Insurance Benefits

Get an air accidental cover worth Rs. 15 lakhs and non-air accident cover worth Rs. 5 lakhs.

Reward Redemption

Reward Points redeemable against cashback and various other options. 1 Reward Point = Re. 0.25.

Domestic Lounge Access

Zero Liability Protection

Get a zero liability protection against a lost/stolen card if you report the loss of the card to the bank in a timely manner.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

ICICI Bank Expressions Credit Card

ICICI Bank Expressions Credit Card is an entry-level credit card by the ICICI Bank. The unique feature of this card is that you can customize its design and appearance to your liking. You can either choose one of the designs given on the ICICI bank’s website or have your own picture on the card. The card’s target customer base primarily includes students and young professionals who believe in expressing themselves through the things they own (that’s why the name “Expressions“). Expressions Credit Card comes with a nominal annual membership fee of just Rs. 500, which can be waived off on spending a minimum of Rs. 1.5 lakh in an anniversary year. Read on to learn more about this entry-level offering by ICICI.

Add to Compare

BoB Renaissance Credit Card

Add to Compare

IDFC FIRST WoW Credit Card

The IDFC FIRST WoW Credit Card is a secured credit card (backed by a Fixed Deposit) issued by IDFC Bank, having tons of features and provides great benefits for cardholders. The card comes with ZERO Joining Fees and Renewal fees, which means that the FIRST Wow Card is an ultimate lifetime free card. On top of that, the great thing is that the foreign markup fee with the WoW Card is also ZERO, which is not there in other IDFC FIRST Credit cards. Therefore, you do not have to pay any charges or fees on international transactions. The card offers 4 Reward points on every other spend, and the points you earn are valid for a lifetime, which means they do not expire at any point. You can use them to redeem vouchers, deals, and much more anytime. It also comes with a Welcome benefit of 5% Cashback and offers a 1% Fuel surcharge waiver. Apart from this, you also get Personal Accident and Card Liability cover of up to Rs. 2 Lakh and Complimentary Roadside Assistance worth Rs. 1,399 four times a year. Also, enjoy great dining benefits and discounts at 3000+ Health and wellness outlets. The card offers easy and convenient EMI options for transactions above Rs. 2,500. Keep reading for a more detailed review of the card:

1 OFFER

Benefites of SBI Credit Card Total Benefits...

View Offers

Other Cards

View all