YES Prosperity Rewards Plus Credit Card

Joining Fee: Rs. 399 + GST
Renewal Fee: Rs. 399 + GST
Best Suited For: Shopping
Reward Type: Reward Points
Welcome Benefites: Rs. 500 amazon voucher on a spend of Rs. 1000 within the first 30 days of card issuance.

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The YES Prosperity Rewards Plus Credit Card, which is a superior version of the YES Prosperity Rewards Credit Card, aims to add a touch of glamour to the lifestyles of its customers with all its benefits and exclusive offers. The card comes with a nominal joining fee of Rs. 399 and gives you several exciting rewards & offers. You get 4 Reward Points on every retail spend of Rs. 200, and for other spendings like tax payments and utilities, you get 2 Reward Points per Rs. 200. The card also gives you an opportunity to get your joining and renewal fee waived off on the basis of your spends. You can get accelerated Reward Points on making purchases through the YES cart. These Reward Points can be redeemed against various categories, including travel, dining, shopping, InterMiles, Club Vistara Points, etc., through the YesRewardz portal. With this card, you can also avail of great offers on travel, dining, shopping, etc., through YesPrivileges. Not only this, but the YES Prosperity Rewards Plus Credit Card has various advantages. To know all of them, keep reading the details given below:

New Features

Spend Based Waiver

Waiver of joining and renewal fee on the basis of the amount spent using the credit card.

Interest Rates

3.8% per month

Add-on Card Fee

Nil

Rewards Redemption Fee

Rs. 100 on every redemption request.

Fuel Surcharge

1% fuel surcharge is waived off across all fuel stations in India.

Foreign Currency Markup

2.75% of the transaction amount

Cash Advance Charges

2.5% or Rs. 300 (whichever is higher)

Movie & Dining

N/A

Travel

N/A

International Lounge Access

N/A

Rewards Rate

For every retail spend of Rs. 200, cardholders will get 4 Reward Points, and 2 Reward Points for every Rs. 100 spent on tax payments, utilities, postal services, etc.

Golf

N/A

Insurance Benefits

In case of the accidental death of the primary cardholder, a credit shield cover is provided.

Reward Redemption

The reward points can be redeemed against a variety of products and vouchers available on the website.

Domestic Lounge Access

N/A

Zero Liability Protection

Zero liability of the cardholder against any inappropriate transaction that takes place if the card is lost or stolen and the same is reported to the bank within the prescribed time frame.

Pros

Low joining fee of Rs. 399. Waiver of joining and renewal fees on reaching milestone benefits.

Cons

No international or domestic lounge access is provided with this card. You won’t get any movie benefits along with this card.

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