Kotak Zen Signature Credit Card

  • Joining Fee: Rs 1500 plus applicable taxes
  • Renewal Fee: Rs 1500 plus applicable taxes
  • Best Suited For: Travel | Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: Get 1500 Zen Points on payment of joining fees
Add to Compare

Kotak Zen Signature credit card is a card issued by Kotak Mahindra Bank, that provides you with exclusive shopping, travel, and milestone benefits on your purchases. As a welcome benefit, you get 1500 Zen points on the payment of the joining fees. You can earn up to 15 Zen Points on every Rs 150 spent on KayMall. You get 8 complimentary domestic lounge access annually and 3 complimentary international lounge access with Priority Pass membership. Also, you get several other benefits such as a fuel surcharge waiver of 1%, Spend based waiver on the spending of Rs  1,50,000 in a year, and priority attend services. Read below to know more about this credit card

New Features

Spend Based Waiver

You can get an annual fee waiver of Rs 1500 on the spending of Rs 1,50,000


Interest Rates

3.4% per month (40.80 per annum)


Add-on Card Fee

Rs 299/-

Rewards Redemption Fee

Nil


Fuel Surcharge

1% fuel surcharge waiver on transactions between Rs 500 and Rs 3000

Foreign Currency Markup

3.5% on the conversion amount


Cash Advance Charges

Rs 300 on the withdrawal amount

Movie & Dining

NA


Travel

Complimentary Lounge Access Worldwide


International Lounge Access

3 Complimentary International Lounges with Priority Pass Membership.

Rewards Rate

You can earn up to 15 Zen Points on every Rs 150 spent on KayMall. You can earn up to 5 Zen Points on every Rs 150 on all other categories


Golf

NA


Insurance Benefits

NA

Reward Redemption

1 Zen Point = Rs 0.25  redemption with the Kotak Reward program, you can redeem these reward points for exclusive vouchers and special discounts on partner deals and offers. You also can redeem these reward points and convert them into cash to pay for your shopping spends at partner merchant outlets


Domestic Lounge Access

8 Complimentary Domestic Lounge Access every year. You can avail yourself up to 2 lounge access every quarter calendar at select airport lounges with Visa Airport Lounge Access Program


Zero Liability Protection

NA

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

AU Bank Xcite Ace Credit Card

The AU Bank has recently launched the SwipeUp platform and a total of three cards are being issued on this platform as of now. The AU Bank Xcite Ace Credit Card is one of these three cards and comes with great benefits across several categories. It is a lifetime-free card and offers you better cashback benefits, higher credit limits, and better benefits compared to your existing credit card. You can earn up to 3% cashback using this card and this cashback is automatically adjusted against your card’s outstanding balance. Apart from this, you can exciting travel privileges, including free access to the domestic airport as well as railway lounges and complimentary travel-based insurance covers. The Xcite Ace Card also provides you with up to 30% discount on dining, great concierge services, a device protection plan, and many more such advantages. To know more about this card’s features and fees & charges, keep reading:

View More
ixigo-card
Add to Compare

ixigo AU Credit Card

AU Small Finance Bank has launched its first co-branded travel credit card with ixigo. The ixigo AU Credit Card comes at a reasonable joining fee of Rs. 999 and primarily offers customers travel benefits. You can waive the joining fees by making a transaction of Rs. 1,000 in the first 30 days of card issuance. Not only this by making spends of Rs. 1 lakh in a year you can also waive the renewal charges. Domestic and international airport lounge access, along with railway lounge access, are provided with this card. Travelers can benefit greatly from this card and easily travel around the country. Although the card only offers one international lounge access, there are many benefits and discounts for travellers looking to explore India. You would get an accelerated 20 Reward Points spent for train bookings with ixigo. Keep on reading to learn more about this credit card.

View More
Add to Compare

Uni Pay 1/3rd Card

Uni Pay 1/3rd Card is a Pay Later Card that allows you to split your monthly spends into three equal installments to be paid over the next three months. Uni Card is although not a traditional credit card, it works very much like credit cards as you get a monthly credit limit against a line of credit. The key difference between a traditional credit card and Uni Card for the end-user is, while credit cards require you to pay the entire amount due within the grace period (usually 15-20 days post the end of the monthly payment cycle), Uni Card allows you to split your repayment amount into three equal installments. Uni Card is issued by Uniorbit Technologies on the Visa payment platform in partnership with its banking partners RBL Bank and SBM Bank and NBFC partner Liquidoans. Uni Card is accepted by 99.9% of the merchants that accept Visa credit/debit cards. Read on to learn more about the Uni Pay 1/3rd Card.

View More