IRCTC SBI Platinum Credit Card

  • Joining Fee: Rs. 500 plus applicable taxes
  • Renewal Fee: Rs 300
  • Best Suited For: Travel
  • Reward Type: Reward Points
  • Welcome Benefites: Earn 350 activation bonus on a single transaction of Rs 500 or more within 45 days of the activation of the credit card. Earn Rs 100 cashback on ATM cash Withdrawal for the first time.
Add to Compare

SBI one of the most popular card issuers in India has launched IRCTC SBI Platinum Credit Card partnering with Indian Railways. It offers some decent rewards and privileges considering the price point at which it is being offered. This card is offered at a nominal fee of Rs 500 plus taxes. IRCTC SBI Platinum Credit Card allows the user to earn 350 bonus reward points by Rs. 500 within the first 45 days. We can also earn 10% value back while booking train tickets on IRCTC’s website in the form of reward points. You also get a 1% of fuel surcharge waiver at gas stations across India. Besides all these benefits, it also offers the advantage of contactless payment, making it convenient to make daily transactions. For more details, refer to our article.

New Features

Spend Based Waiver

Nil


Interest Rates

3.5% per month or 42% per annum


Add-on Card Fee

Nil

Rewards Redemption Fee

Rs 99


Fuel Surcharge

1% of Fuel Surcharge Waiver (Maximum waiver of Rs 100 per statement cycle) at all fuel stations across India.

Foreign Currency Markup

3.5% of the total transaction value.


Cash Advance Charges

2.5% of the total transaction amount (Minimum Rs. 500)

Movie & Dining

NA


Travel

Save 1% transactions charges on railway tickets booking on IRCTC’s website. Avail accommodation offers at more than 5000 hotels spread across 350 cities in India. Avail custom made packages from adventure, wildlife to leisure and pilgrimage across India from IRCTC Website.


International Lounge Access

NA

Rewards Rate

Earn up to 10% Value Back as Reward Points while you book Railway Tickets on IRCTC. Earn 1 Reward Point for every Rs 125 spent. 1 Reward Point= Re. 1


Golf

NA


Insurance Benefits

NA

Reward Redemption

Redeem your RPs against booking railway tickets on IRCTC ‘s Website.


Domestic Lounge Access

4 complimentary railway lounge access per year, maximum 1 per quarter


Zero Liability Protection

NA

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

Rupay Platinum Individual Credit Card

The Canara Bank RuPay Platinum credit card by Canara Bank is a basic credit card. The card comes with zero joining and renewal fees and is very much similar to the RuPay Select credit card in terms of reward rate and benefits. We have already covered the Select credit card in one of our earlier posts. The card offers you a reward rate of 0.5% and travel-related insurance benefits including a personal air accident cover worth Rs. 8 lacs. Read on to learn more about this entry-level offering by the Canara Bank.

View More
Add to Compare

LIC Signature Credit Card

Life Insurance Corporation in association with Axis Bank offers a LIC Signature Credit Card. You can earn reward points on international and domestic transactions on this card. Besides shopping benefits, on this card, you can also enjoy the travel and insurance benefits. With this LIC Visa Signature credit card, you earn 2 reward points per Rs 100 spent on LIC premium payments and international spending and 1 reward point on every Rs 100 spent Moreover, you get complimentary airport lounge access to selected domestic airports in India. Taking about additional benefits of the LIC Signature Credit Card, you get exclusive insurance covers worth up to Rs. 1 Crore, a 1% fuel surcharge waiver on all fuel transactions, and zero liability protection against lost/stolen cards. To know more about this credit cards and its fees & charges, keep reading the article:

View More
Add to Compare

Bank of Baroda ( BoB ) Premier Credit Card

Bank of Baroda Premier Credit Card is issued by BoB Financial which aims at providing various benefits at low charges. It comes with a zero joining and annual fee. Up to 10 reward points can be earned on every Rs. 100 you spend using this card and these points can be redeemed against an array of options including cash credit. Moreover, you also get complimentary visits to selected airport lounges in India every calendar quarter. Previously, the card used to come with an annual fee of Rs. 1,000, which is not waived off by the issuer in order to provide its customers with great benefits at no cost. Other card benefits include fuel surcharge waiver, personal accident insurance, etc. To know more about the Bank of Baroda Premier credit card, go through the complete article:

View More