ICAI Bank of Baroda Exclusive Credit Card

  • Joining Fee: Nil
  • Renewal Fee: Nil
  • Best Suited For: Travel | Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: Get complimentary Fit Pass Pro membership for 6 months and 1,000 bonus Reward Points.
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Bank of Baroda, along with offering several credit cards excluively for the Indian defense personnel, also issues a card exclusively for the ICAI members. The card is named ICAI BoB Exclusive Credit Card, which is a lifetime free card but has a lot of exciting features. To give a great start to your journey, the card welcomes you with 1,000 bonus Reward Points and free FitPass pro membership. With a reward rate of up to 5 Reward Points on every spend of Rs. 100, the card gives you several options to redeem your earned Reward Points. Other than this, the cardholders get an oppotunity to earn up to 16,000 bonus Reward Points every year on achieving the spend milestone. The benefits of this card are not only restricted to Rewards, but you also get various other privileges, including complimentary lounge access, insurance benefits, fuel surcharge waiver, etc. For detailed information about the ICAI BoB Exclusive Credit card and all its features, keep reading:

New Features

Spend Based Waiver

NA


Interest Rates

3.49% per month


Add-on Card Fee

Nil

Rewards Redemption Fee

Nil


Fuel Surcharge

1% fuel surcharge waiver all fuel purchases between Rs. 400 and Rs. 5,000 (capped at Rs. 250 per statement cycle.

Foreign Currency Markup

2% of the total transaction amount


Cash Advance Charges

2.5% of the withdrawn amount subject to a minimum of Rs. 300 at domestic ATMs and 3% of the withdrawan amount or Rs. 300 at international ATMs.

Movie & Dining

NA


Travel

Get complimentary domestic lounge access every year.


International Lounge Access

NA

Rewards Rate

1 Reward Point on every spend of Rs. 100 and 5x Reward points on dining, utility bills, and online purchases.


Golf

NA


Insurance Benefits

Get an accidental insurance cover worth Rs. 15 lakhs, non-air accident cover worth Rs. 5 lakhs.

Reward Redemption

The earned Reward points can be redeemed against various options available at the boB Rewards portal and against cashback also. 1 Reward point = Re. 0.25


Domestic Lounge Access

Get 3 complimentary domestic lounge access every quarter (12 per year)


Zero Liability Protection

The cardholders get a zero laibility prorection against a lost/stolen card on reporting the loss of card to the bank in a timely manner.

Pros

No data available

Cons

No data available

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