HDFC Solitaire Credit Card

HDFC Solitaire Credit Card
  • Joining Fee: 500
  • Renewal Fee: 500
  • Best Suited For: Travel
  • Reward Type: Reward Points
  • Welcome Benefites: A free wellness package from Thyrocare.
Add to Compare

The Solitaire credit card by HDFC Bank is an exclusive credit card for women. The credit card offers the maximum benefits on shopping along with a wide range of reward points on a wide range of categories. These reward points can be redeemed for a long list of exciting options.To apply for the Solitaire Card, you would have to submit your income proof, address proof, and identity proof. The precise list of documents would be communicated to you by the bank at the time of applying for the card.

New Features

Spend Based Waiver

The annual fee is waived off on spending Rs. 50,000 or more in the previous year.


Interest Rates

3.6% per month (43.2% annually)


Add-on Card Fee

Nil

Rewards Redemption Fee

Rs. 99 on every redemption request.


Fuel Surcharge

1% fuel surcharge waiver on all fuel transactions between Rs. 400 and Rs. 5,000.

Foreign Currency Markup

3.5% on all foreign currency spends.


Cash Advance Charges

2.5% of the cash amount withdrawn or a minimum of Rs. 500.

Movie & Dining

N/A


Travel

N/A


International Lounge Access

N/A

Rewards Rate

3 Reward Points on every spend fo Rs. 150, and 50% more Reward points on dining & groceries.


Golf

N/A


Insurance Benefits

N/A

Reward Redemption

1 Reward Point = Re. 0.20 for redemption against cashback.


Domestic Lounge Access

N/A


Zero Liability Protection

N/A

Pros

The card offers an accelerated reward rate on dining. Therefore, it is suitable for those who dine out often and want an affordable credit card to save more on their dining spends. The spend-based waiver is another great benefit of this card as one can avoid the annual fee of Rs. 1,000 just by spending Rs. 50,000 in the previous year. Under the milestone benefits, cardholders can earn shopping vouchers worth up to Rs. 2,000 every year.

Cons

There are no travel privileges, therefore, the card may not be suitable for frequent travelers. The reward redemption rate is slightly lower than most of the other basic cards in the market, i.e, 1 Reward Point = Re. 0.20.

Similar Cards

Add to Compare

BoB Eterna Credit Card

BOB Financial, which is a wholly-owned subsidiary of Bank of Baroda, last year added four new credit cards including the Eterna card to their diverse catalog of credit cards. It comes with a complimentary FitPass Pro membership and 10,000 bonus reward points as a welcome gift. The Eterna card, which is the premium-most offering by the bank comes with a host of benefits including unlimited free domestic lounge access, complimentary golf sessions/lessons, air accidental insurance cover worth Rs. 1 crore, and lots of other premium features. The card also offers a very good reward rate. You get 15 reward points / Rs. 100 on all online spends and on all travel, dining and movie spends. The foreign currency mark-up fee of 2% is also comparatively lower than most other cards. Read on for further information on the BoB Eterna Credit Card:

View More
Add to Compare

BoB Corporate Credit Card

Bank of Baroda, along with offering several retail credit cards, also offers some business cards keeping the credit requirements of businesses and corporates in mind. One such card is the Bank of Baroda Corporate Credit Card, which is a lifetime-free yet very rewarding card. It offers a decent reward rate of up to 1 Reward Point on every spend of rs. 100 and the earned Reward Points can be redeemed against the card’s outstanding balance. Other than this, the card offers free domestic lounge access every year to selected domestic airports in India. Moreover, you get insurance covers worth up to Rs. 1 Crore against personal accidental death. Other features of this card include a fuel surcharge waiver, easy tracking of all the spends, and many more. For more detailed information about the BoB Corporate Credit Card, all its features, and fees & charges, keep reading:

View More
Add to Compare

Emirates Skywards ICICI Bank Sapphiro Credit Card

The Emirates Skywards ICICI Bank Sapphiro Credit Card is one of the three new co-branded travel credit cards issued by the ICICI Bank in collaboration with Emirates airlines, the other two cards being the Emirates ICICI Emeralde Credit Card and Emirates ICICI Rubyx Credit Card. The Sapphiro variant is issued at a joining fee of Rs. 5,000 and welcomes you with a bonus of 5,000 Skywards Miles that can be used for travel-related bookings via the Emirates Skywards website. You can gain up to 2 Skyward Miles per Rs. 100 spent with the card and redeem them for a host of options by logging in to your Emirates account. Other than this, you get compelling travel benefits including complimentary Emirates Skywards silver tier membership which can be upgraded to the Gold tier on achieving the milestone spend from the second year. You also get complimentary domestic as well as international lounge access every year and a lot more benefits. Talking about its entertainment privileges, you can avail of up to 2 complimentary movie tickets monthly under the Buy 1 Get 1 free (BOGO) offer. The Emirates Skywards ICICI Bank Sapphiro Card has a lot more exciting benefits and features. To know all of them, go through the complete article:

View More