HDFC Bank Bharat Credit

Joining Fee: 500
Renewal Fee: 500
Best Suited For: Shopping
Reward Type: Reward Points
Welcome Benefites: N/A

Apply Now

Add to Compare

HDFC Bank launched HDFC Bank Bharat Credit Card with exciting and exclusive deals and features. It’s a cashback credit card that provides you with 5% monthly cashback on various selected merchant categories like mobile recharges, bill payments, and groceries. Apart from these categories, you can also save on fuel by experiencing 5% monthly cashback and 1% fuel surcharge waiver. 5% monthly cashback on railway ticket booked if booked through IRCTC. This card comes with a joining fee of Rs. 500 plus applicable taxes. Read on to more about the HDFC Bank Bharat Credit Card’s offerings.

New Features

Spend Based Waiver

Renewal fee waived off on spending Rs. 20,000 in previous year

Interest Rates

3.6% p.m. (43.2% p.a.)

Add-on Card Fee

Nil

Rewards Redemption Fee

Rs. 99 per redemption request (plus applicable taxes)

Fuel Surcharge

1% fuel surcharge waiver on minimum transaction of Rs. 400. The waiver is capped at Rs. 250 per billing cycle

Foreign Currency Markup

3.5% on all foreign currency spends.

Cash Advance Charges

2.5% or Rs. 500 whichever is higher

Movie & Dining

N/A

Travel

You get 5% cashback on booking railway tickets through IRCTC.

International Lounge Access

N/A

Rewards Rate

5% cashback every month on spending towards bill payments, and mobile recharge, fuel and railway tickets booked through IRCTC. 5% cashback every month while paying through PayZapp/EasyEMI/SmartBuy.

Golf

N/A

Insurance Benefits

Accidental death cover of up to Rs. 50 Lakhs

Reward Redemption

The reward points can be redeemed as cash back at the request of the cardholder. 1 Reward Point = Re. 1

Domestic Lounge Access

N/A

Zero Liability Protection

Cardholders will not be held liable for card loss/theft on informing the bank within the prescribed time frame

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

Kotak Urbane Gold Credit Card

Issued by Kotak Mahindra Bank, Kotak Urbane Gold Credit Card is well designed to suit the needs of frequent shoppers as it offers rewards for all the purchases made. The card carries a very nominal fee of Rs. 199 and provides amazing benefits in comparison to the fee it charges. This card lets you earn 3x reward points per Rs. 100 spent on all retail spends. Additionally with this card you can get upto 4 PVR tickets or 10,000 rewards points upon spending Rs. 1 Lakh or more in a year. These movie tickets can be claimed any time, anywhere. And the reward points are redeemable against Airtickets, Movie Tickets, Mobile Recharge etc. Along with these privileges, this card provides a credit shield of Rs. 50,000 if the card is lost. To know more about the Urbane Gold card By Kotak Bank, keep reading the article below:

Add to Compare

HSBC Visa Smart Value Credit Card

The HSBC Smart Value Credit Card is among the most popular lifetime free credit cards in the Indian market. It comes with a zero annual & joining fee and provides its customers with several exciting welcome benefits, including complimentary airport lounge access, an Amazon gift voucher worth Rs. 500, up to Rs. 100 cashback on Google Pay, and up to Rs. 1,000 cashback on retail transactions within the first 60 days. Talking about its reward program, it earns you up to 3 Reward Points on every spend of Rs. 100. These reward points can be redeemed against an array of options available at the HSBC Rewards catalogue. However, you don’t get many premium benefits with this card, but it can still be considered a great option for people who are new to the world of credit cards. Another great thing about this credit card is that it comes with a dynamic interest rate which can be 1.99% per month to 3.49% per month depending on the credit history of different individuals. You might get a lower interest rate if you have a very good credit profile and higher if your credit score is low. To understand the detailed features & benefits of the HSBC Smart Value card, and its fees & charges, go through the complete article:

Add to Compare

Bank of Baroda ( BoB ) Easy Credit Card

For those who wish to own a credit card without heavy joining and renewal fees, not to worry, we are here to help you. The Bank of Baroda offers you one such card having zero joining and renewal fee, that is, Bank of Baroda Easy Credit Card. This card is perfect for daily spending as it will earn you reward points in return. You earn 5 reward points on spending Rs. 100 on movies, groceries, and departmental stores. This card offers you a cash-back of 0.5% on the payment of the card bill. Moreover, this card covers zero liability protection on the loss of the card. To learn more about the card, kindly read the below-given features and benefits.

1 OFFER

Benefites of SBI Credit Card Total Benefits...

View Offers

Other Cards

View all