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Benefites of SBI Credit Card Total Benefits...
BoB Renaissance Credit Card
- Joining Fee: Nil
- Renewal Fee: Rs. 250
- Best Suited For: Shopping
- Reward Type: Reward Points
- Welcome Benefites: NA
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Bank of Baroda, in collaboration with the Nainital Bank, offers the BoB Renaissance Credit Card, which is a basic, but a very rewarding credit card. It comes with a zero joining fee and a nominal annual fee of Rs. 250 only. This annual fee can easily be waived if you achieve the required minimum spend in the previous anniversary year. With a reward rate of up to 5 Reward Points on every spend of Rs. 100, the card allows you to save on almost all your spends. These rewards can be redeemed against a host of options including cashback at a really good redemption rate. Other than this, you get lots of other privileges across different categories, including insurance, fuel, etc. For more detailed information about the BoB Renaissance Credit Card, its advantages, and fees & charges, keep reading:
New Features
Spend Based Waiver
The renewal fee is waived on spending Rs. 25,000 or more in the previous year.
Interest Rates
3.49% per month
Add-on Card Fee
Nil
Rewards Redemption Fee
Nil
Fuel Surcharge
1% fuel surcharge waiver on all fuel transactions between Rs. 400 and Rs. 5,000
Foreign Currency Markup
3.5% of the transaction amount
Cash Advance Charges
2.5% of the cash amount subject to a minimum of Rs. 300 (3% at international ATMs).
Movie & Dining
NA
Travel
NA
International Lounge Access
NA
Rewards Rate
1 RP on every spend of Rs. 100 and 5x Rewards on groceries, movies, and departmental stores.
Golf
NA
Insurance Benefits
Get an air accidental cover worth Rs. 15 lakhs and non-air accident cover worth Rs. 5 lakhs.
Reward Redemption
Reward Points redeemable against cashback and various other options. 1 Reward Point = Re. 0.25.
Domestic Lounge Access
NA
Zero Liability Protection
Get a zero liability protection against a lost/stolen card if you report the loss of the card to the bank in a timely manner.
Pros
No data available
Cons
No data available
