Axis Bank KWIK RuPay Credit Card

  • Joining Fee: Nil
  • Renewal Fee: Nil
  • Best Suited For: Shopping
  • Reward Type: Reward Points |
  • Welcome Benefites: NA
Add to Compare

Ever since the NPCI announced that RuPay credit cards can be linked to UPI apps, all major banks and card issuers are offering RuPay credit cards to their customers. Axis Bank launched the KWIK RuPay credit card that offers all the benefits and rewardsKiwi mobile app of credit cards, all with the convenience and security of making UPI payments. The Kwik RuPay credit card is a lifetime free card by Axis Bank without any joining or annual fees. The card can be easily linked to UPI and used to make payments across merchants with QR codes. It also allows you to use your credit card at small merchants in rural and semi-rural areas that don’t accept card payments. The cardholders get a virtual credit card as soon as they are approved for the KWIK RuPay credit card. You can start making UPI payments via the Kiwi app, and start earning rewards for your spends. Read on to know more about the features and benefits offered by the Axis Bank KWIK RuPay credit card.

New Features

Spend Based Waiver

NA


Interest Rates

3.6% per month and 52.86% per annum.


Add-on Card Fee

Nil

Rewards Redemption Fee

The reward redemption fee is Rs. 49 to redeem 300 to 10,000 RPs, and Rs. 99 if you want to redeem more than 10,000 points.


Fuel Surcharge

1% fuel surcharge waiver on transactions between Rs. 400 to Rs. 4000

Foreign Currency Markup

3.5% of the transaction amount


Cash Advance Charges

NA

Movie & Dining

NA


Travel

NA


International Lounge Access

NA

Rewards Rate

2 EDGE RPs per Rs. 200 spent with the card on domestic and international spends


Golf

NA


Insurance Benefits

NA

Reward Redemption

RPs can be redeemed against products, vouchers, flight/hotel tickets, Airmiles, etc.


Domestic Lounge Access

NA


Zero Liability Protection

Cardholder is not liable for any fraudulent spends made with the card in case of timely reporting of theft or loss of the card

Pros

This is a lifetime free credit card. Receive your virtual credit card instantly.

Cons

There is no international or domestic lounge access provided with the Axis Bank KWIK Rupay Credit Card

Similar Cards

Add to Compare

Bank of Baroda ConQR Credit Card

Along with offering several personal credit cards in different categories, BoB Financial also has business credit cards in its portfolio. One such card is the Bank of Baroda ConQR Credit Card which is solely aimed at providing business owners with maximum rewards and benefits with no additional charges. It is a lifetime free credit card and comes with a decent reward across different categories. You get up to 5 Reward Points on every spend of Rs. 100 and these rewards are redeemable against a variety of options available at the BoB Rewards portal. Moreover, the card offers exciting deals and discounts on flight & hotel bookings. Other benefits of this card include insurance covers against personal accidental death, 1% fuel surcharge waiver, zero liability protection against a lot/stolen card, and many more. To know more about the Bank of Baroda ConQR Credit Card and all its features, keep reading the article:

View More
Add to Compare

Mumbai Metro SBI Card

While looking for entry-level credit cards, some offerings by SBI are always on the top of the list. SBI Card offers a wide range of credit cards keeping all segments of individuals in mind.  “Mumbai Metro SBI Card” launched by SBI Cards is one of the most exclusive SBI credit cards in the basic category, which targeted Mumbai metro travelers. The card issuers also offer ‘Delhi Metro SBI Card‘ targeting Delhi residents. Talking about the Mumbai Metro SBI Card, the cardholders can earn reward points in three categories namely; top-up of the card, selected spends (movies, dining, grocery, etc.), and other categories. It comes with a joining fee of Rs. 499, which seems to be totally worth it. This card offers you exclusive welcome benefits and an auto top-up facility. The card is a credit cum metro card, i.e, it can be used as a credit card as well as a metro card. It gives cardholders a hassle-free experience as they don’t need to wait in long queues to get a ticket token. The card gets recharged automatically before its balance exhausts up. For more details about the features and offerings of this card, kindly read below.

View More
HDFC Bank Business Regalia Credit Card
Add to Compare

HDFC Bank Business Regalia Credit Card

The HDFC Business Regalia Credit Card allows you to enjoy the best of everything that a business credit card can offer. The primary highlights of the card are the world-class privileges and benefits which enable you to conduct your business with ease.

View More