Axis Bank Freecharge Credit Card

Joining Fee: Rs. 250 (plus applicable taxes)
Renewal Fee: Rs. 250
Best Suited For: Shopping
Reward Type: Reward Points
Welcome Benefites: Get a Myntra gift voucher worth Rs. 350 and a Big Basket voucher worth Rs. 350.

Apply Now

Add to Compare

The Axis Bank Freecharge credit card is a digital credit card that is not issued physically to you until you meet the requirements for physical card issuance. But, the virtual card allows you to make secure online transactions through your mobile. You get your virtual credit card instantly on the Freecharge app if you are eligible for it. With a nominal joining fee of Rs. 250, it comes with exciting welcome benefits worth Rs. 750 and spend-based Reward Point offers. The earned EDGE Reward Points can be redeemed against a variety of 500+ options on the Edge Rewards website. You get a cashback of up to 5% on your spends on the Freecharge app. Other than that, you can earn up to 350 bonus Edge Reward Points per month on the basis of your total spends in the month under its milestone benefits. To know more about the card, its benefits, and fees & charges, go through the full information provided below:

New Features

Spend Based Waiver

The annual fee is waived off on spending Rs. 50,000 or more in the previous year.

Interest Rates

3.4% per month

Add-on Card Fee

Nil

Rewards Redemption Fee

Nil

Fuel Surcharge

1% fuel surcharge is waived off for all fuel transactions between Rs. 400 and Rs. 4,000.

Foreign Currency Markup

3.5% of the transacted amount

Cash Advance Charges

3.5% of the amount withdrawn or Rs. 250 (whichever is higher)

Movie & Dining

You get 50% off on an annual subscription on Eros Now and up to Rs. 100 credit every month on the Fresh menu.

Travel

You earn up to Rs. 100 credit every month on Shuttl.

International Lounge Access

Rewards Rate

1% cashback on all spends and 5% cashback on spends on the Freecharge app.

Golf

Insurance Benefits

Reward Redemption

The earned EDGE Reward Points can be redeemed through the Edge Rewards website of the Axis Bank. 1 Edge Reward = Re. 0.20.

Domestic Lounge Access

Zero Liability Protection

The cardholder will not be liable for any unauthorized transactions made on the card post reporting the loss to the bank.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

PNB RuPay Platinum Patanjali Credit Card

The PNB RuPay Platinum Patanjali Credit Card is one of the two recently launched co-branded PNB Credit Cards that are issued by the bank in partnership with Patanjali Ayurved Limited. It comes with a zero joining fee and a very nominal renewal fee of Rs. 500, which can be waived off if you use your credit card at least once per quarter in the previous year. With this card, you can earn a 2% cashback on making purchases at the Patanjali stores and earn 1 Reward Point on every Rs. 150 you spend on other retail purchases. Moreover, the card earns you additional 50 points on registering for the e-bill facility. Talking about its other benefits, you get complimentary domestic lounge access every year with this credit card and hence you can make your travel experiences more rewarding and luxurious. Other than this, you get a complimentary insurance cover against accidental death or personal disability. Other than this, you can get exclusive cashback/discount offers on dining across various participating restaurants when you use your PNB RuPay Platinum Patanjali Credit Card to pay the bill. To know all its benefits and fees & charges in detail, keep reading the article:

Add to Compare

Axis Bank AURA Credit Card

Axis Bank AURA Credit Card is a one of its kind credit card by Axis Bank targeted at ultra health-conscious individuals. The YES Bank also offers one such card targeted at providing health benefits, which is the YES Bank Wellness Credit Card. The card was launched earlier this year at a time when everyone is becoming increasingly more health-conscious due to the prevailing pandemic situation. From free video consultations with doctors to complimentary fitness sessions and discounted rates on nutritional foods, the card offers plenty of medical and fitness benefits. As far as the card’s reward rate is concerned, you earn 2 EDGE Points per Rs. 200 spent with the card and 5X EDGE Points on insurance spends. 1 EDGE Point is valued at Rs. 0.20, making the effective reward rate of the card 1% on insurance spends and 0.20% on all other spends categories. Read on to learn more about this unique offering by Axis Bank.

Add to Compare

Paytm HDFC Bank Business Credit Card

Paytm HDFC Bank Business Credit Card is a Co-Branded card business card by HDFC Bank in partnership with Paytm made exclusively for Paytm customers. The card is also best suited for business professionals who can get quick loans for their businesses at Low-cost EMI options. HDFC Bank also offers two personal credit cards named Paytm HDFC Bank Credit Card and Paytm HDFC Bank Credit Card Select in partnership with Paytm. Paytm HDFC Bank Business Credit Card comes with an annual fee of Rs. 500 and the renewal fees of Rs. 500 as well. The card is best known for its cashback on all purchases in Paytm Mall and 3% cashback on monthly bill payments. The card offers free Paytm First Membership and milestone benefits of up to Rs.500 worth Gift Voucher on spends of Rs.1 Lac in a year (Non-EMI Spends). The card appears to be a small version of Paytm HDFC Bank Select Business Credit Card with small benefits but also lesser annual charges. We are here with a detailed review of this credit card. Keep reading for more information:

1 OFFER

Benefites of SBI Credit Card Total Benefits...

View Offers

Other Cards

View all