Axis Bank Freecharge Credit Card

Joining Fee: Rs. 250 (plus applicable taxes)
Renewal Fee: Rs. 250
Best Suited For: Shopping
Reward Type: Reward Points
Welcome Benefites: Get a Myntra gift voucher worth Rs. 350 and a Big Basket voucher worth Rs. 350.

Apply Now

Add to Compare

The Axis Bank Freecharge credit card is a digital credit card that is not issued physically to you until you meet the requirements for physical card issuance. But, the virtual card allows you to make secure online transactions through your mobile. You get your virtual credit card instantly on the Freecharge app if you are eligible for it. With a nominal joining fee of Rs. 250, it comes with exciting welcome benefits worth Rs. 750 and spend-based Reward Point offers. The earned EDGE Reward Points can be redeemed against a variety of 500+ options on the Edge Rewards website. You get a cashback of up to 5% on your spends on the Freecharge app. Other than that, you can earn up to 350 bonus Edge Reward Points per month on the basis of your total spends in the month under its milestone benefits. To know more about the card, its benefits, and fees & charges, go through the full information provided below:

New Features

Spend Based Waiver

The annual fee is waived off on spending Rs. 50,000 or more in the previous year.

Interest Rates

3.4% per month

Add-on Card Fee

Nil

Rewards Redemption Fee

Nil

Fuel Surcharge

1% fuel surcharge is waived off for all fuel transactions between Rs. 400 and Rs. 4,000.

Foreign Currency Markup

3.5% of the transacted amount

Cash Advance Charges

3.5% of the amount withdrawn or Rs. 250 (whichever is higher)

Movie & Dining

You get 50% off on an annual subscription on Eros Now and up to Rs. 100 credit every month on the Fresh menu.

Travel

You earn up to Rs. 100 credit every month on Shuttl.

International Lounge Access

Rewards Rate

1% cashback on all spends and 5% cashback on spends on the Freecharge app.

Golf

Insurance Benefits

Reward Redemption

The earned EDGE Reward Points can be redeemed through the Edge Rewards website of the Axis Bank. 1 Edge Reward = Re. 0.20.

Domestic Lounge Access

Zero Liability Protection

The cardholder will not be liable for any unauthorized transactions made on the card post reporting the loss to the bank.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

SBI ELITE Credit Card

SBI ELITE Credit Card is a premium credit card by SBI Card and comes with an annual membership fee of Rs. 4,999. It used to be the most premium offering by SBI Card; however, after the launch of the SBI AURUM Credit Card earlier this year, it is now the second most premium credit card offered by SBI Card. Being a premium offering, the SBI Bank ELITE Credit Card comes packed with some of the best-in-class value-added privileges that one expects from a premium credit card, including complimentary domestic and international lounge visits, complimentary shopping vouchers, and discounted rates on hotel bookings, free movie tickets and many other add-on benefits. Talking about this card’s reward rate, you earn 2 Rewards on every Rs. 100 purchase with the card (reward rate of 0.5% as 1 Reward Point = Rs. 0.25) and 5X Reward Points per Rs. 100 on departmental stores, dining, and grocery spends (reward rate of 2.5%). SBI ELITE Credit Card comes in three variants- Visa, MasterCard, and American Express. While most benefits are the same across all three variants, the payment networks offer some exclusive benefits as well. For example, you get complimentary golf games with the MasterCard variant and discounted dining rates with the AmEx variant of the card. Read on for more information about this premium offering by SBI Card.

Add to Compare

Emirates Skywards ICICI Bank Rubyx Credit Card

The ICICI Bank has recently launched three co-branded travel credit cards in partnership with the exclusive Emirates Airlines. The Emirates Skywards ICICI Bank Rubyx Credit Card is the most basic card out of the three, the Emirates ICICI Bank Emeralde Card being the most premium one. The Rubyx variant comes with a nominal joining and annual fee of Rs. 1,000 and is targeted at individuals who travel frequently via Emirates airlines and want to have an affordable credit card with maximum travel benefits for them. This card rewards you in the form of Skyward Miles and you can up to 1.5 Miles on every Rs. 100 you spend and redeem these miles against various options available on the Emirates Skywards website. Talking about its other travel benefits, the cardholders get complimentary domestic lounge access every quarter on achieving the quarterly spend milestone. Moreover, you also get complimentary Dreamfolks membership, which can be used to access various domestic as well as international airport lounges worldwide. The Emirates ICICI Bank Rubyx Credit Card has several other benefits. To know all of them, keep reading the article:

Add to Compare

Bank of Baroda (BoB) Prime Credit Card

Bank of Baroda Prime credit card is a popular secured credit card (i.e. card against fixed deposit) offered by BoB Financial, the financial services-related company owned by Bank of Baroda. The Prime credit card is issued against an FD of Rs 15,000 or more and no income proof is required. This card is a lifetime free credit card, i.e, you don’t need to pay any annual changes to avail of its benefits. You get 4 Rewards on every Rs 100 spent (equivalent to 1% cashback) on all categories. These points can easily be redeemed against a lot of exclusive options including shopping, gift vouchers, etc. There are many more advantages associated with the Bank Of Baroda Prime credit card such as accidental insurance cover, fuel surcharge waiver, zero liability cover, etc. It is a great option for those who don’t have a credit history as they can build their credit by using this no-annual-fee credit card. Read below to know more about the BoB Prime credit card:

1 OFFER

Benefites of SBI Credit Card Total Benefits...

View Offers

Other Cards

View all