American Express Platinum Charge Card

Joining Fee: Rs. 60,000 + GST
Renewal Fee: Rs. 60,000 + GST
Best Suited For: Travel | Shopping
Reward Type: Reward Points
Welcome Benefites: SeleQtions, Taj, and Vivanta Hotels’ vouchers worth Rs. 45,000.

Apply Now

Add to Compare

The Platinum Charge card is a flagship offering by the popular card issuer, American Express. It is a top-end credit card and comes with a host of travel benefits that make your life easier while traveling and gives you access to special discounts at leading hotel chains, airlines, etc. You get many other privileges, including unlimited complimentary domestic and international airport lounge access. It is one of the two Charge Cards that American Express is currently offering. Apart from the travel benefits, one of the unique features of this card is that it has no preset credit limit. You also get fast-track upgrades to higher tiers on some of the most premium hotel loyalty programs, and in case you need any assistance planning your trip, AmEx 24×7 concierge service is always there at your rescue.

New Features

Spend Based Waiver

N/A

Interest Rates

3.5% per month

Add-on Card Fee

Nil up to 2 add-on cards

Rewards Redemption Fee

Nil

Fuel Surcharge

Fuel surcharge is waived at all HPCL fuel stations for purchases up to Rs. 5,000, 1% surcharge applicable on BPCL and IOCL stations and 2.5% surcharge applicable at all other fuel stations.

Foreign Currency Markup

3.5% of the transaction amount

Cash Advance Charges

3.5% of the advanced amount subject to a minimum charge of Rs. 250.

Movie & Dining

Complimentary membership to EazyDiner and a discount of up to 50% at 1,800 premium restaurants across India.

Travel

Access to over 1,200 airport lounges across over 130 countries, 24×7 global Platinum Concierge Service, travel-related insurance benefits including a life cover of Rs. 5 crores.

International Lounge Access

Access to over 1,200 Airport Lounges globally including American Express Lounges, Priority Pass Lounges and Delta Lounges.

Rewards Rate

1 MR on every Rs. 40, 3X Rewards on all international spends, and 5X Rewards Points on transactions via the AmEx Reward Multiplier portal.

Golf

Complimentary access to premium domestic and international golf courses

Insurance Benefits

Personal air accident coverage worth Rs. 5 crore, cover of Rs. 50,000 for loss of check-in Baggage/ passport/ document, overseas medical insurance of USD 50,000 for the first 7 days of the trip.

Reward Redemption

Membership Rewards Points can be redeemed against dining, travel, and accessories on AmEx’s Membership Rewards Redemption portal.

Domestic Lounge Access

Unlimited access to domestic partner lounges in India.

Zero Liability Protection

Cardholders will not be considered liable for any fraudulent transaction if loss of card is reported within 72 hours. Maximum liability of up to Rs. 1,000 on reporting after 3 days.

Pros

This card offers complimentary domestic and international lounge access. With this card, you can get up to 50% off on partner restaurants.

Cons

This card comes with a high annual fee of Rs. 60,000. There isn’t any waiver of the annual fees with this card.

Similar Cards

Add to Compare

SBI Prime Credit Card

The SBI Prime Credit Card is a lifestyle credit card issued by SBI Card. The Prime card carries an annual membership fee of Rs. 2,999. In many aspects, the card is quite similar to the SBI ELITE Credit Card, which has a membership fee of Rs. 4,999 and can be regarded as a toned-down version of the same. However, the SBI Prime Card does offer plenty of value-added benefits, such as complimentary domestic and international airport lounge access, discounted hotel bookings, and movie tickets, among others. In terms of the reward rate, you earn 2 Reward Points for every Rs. 100 spent with this card and 10 Reward Points for every Rs. 100 spent on dining, groceries, and department store purchases. With 1 Reward Point valued at Rs. 0.25, the effective reward rate for the card becomes 2.5% on dining, groceries, and department store categories and 0.5% on all other categories of spending. The SBI Card Prime, just like the ELITE Card, is issued in three variants: MasterCard, American Express, and VISA variants. Although the reward rate and benefits offered by all three variants are more or less the same, the payment networks do provide some exclusive benefits on their respective variants (details will be covered later in this article). Continue reading to learn more about this lifestyle credit card from SBI Card.

Add to Compare

Federal Bank RuPay Signet Credit Card

The Federal Bank issues the Signet Credit Card on Visa as well as the RuPay network, both the variants having almost the same features. The Federal Bank RuPay Signet Credit Card comes with an annual fee of Rs. 750 and welcomes its customers with an Amazon e-gift voucher worth Rs. 500 on achieving the required spend within one month. Moreover, it earns you up to 3 Reward Points on every spend of Rs. 100. With the RuPay Signet Credit Card, you don’t only earn Reward Points but a lot more privileges across different categories. On achieving the required spend milestone, you can get Swiggy vouchers each quarter. Moreover, you can avail of the buy one get one free offer on movie tickets every quarter and exciting discounts on dining across several participating restaurants in the country. Talking about its travel privileges, you get complimentary airport lounge access at domestic as well as international airport terminals. To know detailed advantages of the Federal bank RuPay Signet Credit Card, go through the complete article:

Add to Compare

SBI SimplySAVE Credit Card

A great entry-level credit card, the SBI SimplySAVE charges an annual fee of Rs. 499 and offers a welcome benefit of 2000 bonus reward points. You earn accelerated reward points on grocery, movies, and departmental store purchases with the card, making it perfect for individuals who are new to the credit scene and are seeking to save money on essential everyday expenses. In addition to rewards, you receive an annual fee waiver on spending Rs. 1 lakh or more with the card. There are limited travel, dining, or entertainment privileges associated with the card, as it is primarily designed for beginners seeking an entry-level credit card. To learn more about the card, its benefits and features, as well as its fees and charges, continue reading.

1 OFFER

Benefites of SBI Credit Card Total Benefits...

View Offers

Other Cards

View all