Federal Bank Visa Celesta Credit Card

  • Joining Fee: Rs. 3,000
  • Renewal Fee: Rs. 3,000
  • Best Suited For: Movies | Travel
  • Reward Type: Reward Points
  • Welcome Benefites: Amazon gift voucher worth Rs. 2,000
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Federal Bank Visa Celesta Credit Card is a newly launched credit card issued by the Federal Bank. The card was launched by the bank in partnership with Visa after RBI banned Mastercard from issuing new credit cards. The card targets high net worth individuals and hence comes with exclusive benefits over several categories. Keeping all the requirements of their targeted audience in mind, the card comes with exciting welcome benefits, travel privileges, entertainment benefits, and many more. With this card, you can earn up to 3 Reward Points on every Rs. 100 you spend. It welcomes you with an Amazon gift voucher worth Rs. 2,000. Talking about its travel benefits, you get complimentary domestic as well international lounge access every year. To make your movie experiences even better, the card comes with a Buy 1 Get 1 free offer on movie tickets on Inox. Moreover, you get a discount of up to 15% on dining, a 1% fuel surcharge waiver, an annual fee waiver, etc. There are many more benefits of the Federal Bank Visa Celesta Credit Card. To know all of them and the card’s fees & charges, go through the complete article:

New Features

Spend Based Waiver

Annual fee is waived off on spending Rs. 3 lakhs or more in the previous year.


Interest Rates

0.49% to 3.49%


Add-on Card Fee

Rs. 100 per add-on card

Rewards Redemption Fee

Rs. 99 on every redemption request.


Fuel Surcharge

1% fuel surcharge waiver across all fuel stations in India.

Foreign Currency Markup

2% on all foreign currency transactions


Cash Advance Charges

2.5% of the amount withdrawn subject to a minimum of Rs. 500

Movie & Dining

But 1 Get 1 Free offer on movies & a discount of up to 15% on dining.


Travel

Complimentary domestic and international lounge access.


International Lounge Access

2 complimentary international lounge access each year.

Rewards Rate

3X Reward Points on travel & international spends, 2X Reward Points on dining spends, 1X rewards on all other categories


Golf

NA


Insurance Benefits

NA

Reward Redemption

The reward points you earn can be redeemed at Federal Rewards at a rate of 1 Reward Point = Re. 0.25.


Domestic Lounge Access

4 complimentary domestic lounge access every quarter.


Zero Liability Protection

The cardholder will not be liable for any unauthorized transactions on his/her lost card after reporting the loss to the bank.

Pros

No data available

Cons

No data available

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