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Benefites of SBI Credit Card Total Benefits...
IDFC FIRST Select Credit Card
- Joining Fee: Nil
- Renewal Fee: Nil
- Best Suited For: Travel | Shopping
- Reward Type: Reward Points
- Welcome Benefites: Vouchers worth Rs. 500 on spends of Rs. 15,000 within 90 days of card issuance. Also, get a 5% cashback on EMI transactions (up to Rs. 1,000) within 30 days of card issuance.
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IDFC First Select credit card is one of the premium and most popular cards offered by IDFC First Bank, the other popular cards being IDFC First Millennia, IDFC First Classic Credit Card, etc. The card provides a diverse range of offers and benefits to its customers. You get a welcome voucher worth Rs 500 on achieving spends of Rs. 15,000 or more. Furthermore, you also get a cashback of up to 5% on your EMI transactions. Under its reward programs, you get up to 10x Rewards on your regular spending and redeem them against a variety of options of your choice. The card provides travel benefits and privileges, such as complimentary lounge access at airports and railway stations. You also get 1+1 offers on movie ticket bookings with the PayTM mobile app. There are several other benefits, such as insurance, special discounts on dining, roadside assistance, fuel surcharge waiver, and much more. Read further to learn more about the IDFC First Select credit card below.
New Features
Spend Based Waiver
NA
Interest Rates
Ranges between 0.75% to 3.5% per month based upon the credit history of the individual
Add-on Card Fee
Nil
Rewards Redemption Fee
Rs. 99 plus taxes
Fuel Surcharge
1% surcharge waived on all fuel purchases at all petrol pumps across India subject to a maximum amount of Rs. 300.
Foreign Currency Markup
1.99% of the total conversion amount
Cash Advance Charges
Rs. 199 per transaction
Movie & Dining
“Buy One Get One” offer on movie tickets up to Rs. 250 while booking with the Paytm app & up to 20% discount on dining at over 1500 restaurants.
Travel
Airport “Meet and Greet” at more than 450 destinations worldwide. Airport transfers and concierge service for a personalized travel experience. Access to premium services and benefits at more than 900 luxury hotels worldwide. Complimentary 4 railway lounge access per quarter.
International Lounge Access
NA
Rewards Rate
3 Reward Points on each Rs. 125 spent offline, 6 Reward Points on each Rs. 125 spent online, and 10 Reward Points on every Rs. 125 on spends above Rs. 25,000.
Golf
NA
Insurance Benefits
You get an air accident cover worth Rs. 1 Crore, personal accident cover worth upto Rs 5,00,000 and a travel insurance cover worth up to Rs 22,500.
Reward Redemption
1 Reward point = Re. 0.25 for redemption. These reward points can be redeemed at the Poshvine reward portal or at exclusive merchant stores.
Domestic Lounge Access
4 complimentary domestic airport lounge visits.
Zero Liability Protection
You get a zero liability protection cover worth Rs 50,000 against any fraudulent transactions reported within the stipulated time.
Pros
This is a lifetime free credit card without any joining or renewal charges.
Cons
There isn’t any complimentary international lounge access provided with this card.
