IDFC FIRST Classic Credit Card

Joining Fee: Nil
Renewal Fee: Nil
Best Suited For: Travel
Reward Type: Reward Points
Welcome Benefites: Get a welcome gift voucher worth Rs. 500 on spending Rs. 15,000 or more within the first 90 days. Also, get 5% cashback on the value of your first EMI transaction done inside 90 days of card generation.

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Along with the IDFC First Select, IDFC First Millennia, the IDFC FIRST Classic Credit Card is also a no annual fee credit card issued by the bank. The card comes without a joining fee but keeps all the requirements of its customers in mind. It welcomes you with a gift voucher worth Rs. 500 and a 5% cashback on your first EMI transaction. With this card, you get 3 Reward Points on every Rs. 150 spent on offline purchases and 6 for every Rs. 150 spent on online purchases. You can even earn up to 10 Reward Points on incremental spends above Rs, 20,000 in a month. Other than that, you get extra reward points for big purchases and for all the transactions made on your birthday. Not only Reward Points, but the card also provides you with great travel, movie & dining benefits as you get 4 complimentary Railway lounge access every quarter, up to 20% discount on dining, and a discount of 25% on movies. Moreover, there are many more benefits you get with the IDFC FIRST Classic Credit Card, such as complimentary Road Side Assistance, Insurance benefits, etc. To know all about the benefits of the card in detail, refer to the information given below:

New Features

Spend Based Waiver

Interest Rates

Add-on Card Fee

Rewards Redemption Fee

Fuel Surcharge

Foreign Currency Markup

Cash Advance Charges

Movie & Dining

Get a 25% discount on movies (up to Rs. 100) on the Paytm app, once per month, and up to 20% discount on dining through your IDFC FIRST Classic Credit Card.

Travel

International Lounge Access

Rewards Rate

3 Reward Points on every offline spend of Rs. 150 & 6 Reward Points on every online spend of Rs. 150.

Golf

Insurance Benefits

Reward Redemption

The Reward Points can be redeemed instantly for online transactions & partner stores. Here, 1 Reward Point = Rs. 0.25.

Domestic Lounge Access

Zero Liability Protection

Pros

Nil

Cons

No data available

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