Standard Chartered Smart Credit Card

Joining Fee: Rs. 499 + GST
Renewal Fee: Rs. 499 + GST
Best Suited For: Shopping
Reward Type: Reward Points
Welcome Benefites: Extended 90 days interest period from the date of the card issuance date.

Apply Now

Add to Compare

The Standard Chartered Smart Credit Card, which was launched by the SC Bank in January 2022, is a cashback credit card targeted at low-income individuals or people who are just entering the world of credit cards. It comes with a nominal joining fee of Rs. 499, and provides its customers with a longer interest-free period for the first 90 days after card issuance. Talking about its cashback benefits, you earn 2% cashback on all online transactions and a 1% cashback on offline spends. You can earn up to Rs. 1,500 cashback every month using this card, i.e, up to Rs. 18,000 cashback every year. Other than this, you can also save the renewal fee of Rs. 499 by spending Rs. 1,20,000 or more in the previous year. With all these amazing saving benefits, the card can be considered best suited for individuals who spend online very often and want to save more on their purchases. To understand the features & benefits, and fees & charges of the Standard Chartered Smart Credit Card in detail, keep reading:

New Features

Spend Based Waiver

Waiver of renewal fee on the basis of the amount spent using this credit card.

Interest Rates

3.75% per month

Add-on Card Fee

Nil

Rewards Redemption Fee

Nil

Fuel Surcharge

A 1% fuel surcharge or Rs. 10, higher of the two, will be granted as fuel surcharge waiver.

Foreign Currency Markup

3.5% on all international transactions.

Cash Advance Charges

3% of the cash withdrawn, subject to a minimum of Rs. 300.

Movie & Dining

Travel

International Lounge Access

Rewards Rate

Cashback of 2% on online spends and 1% on offline spends

Golf

Insurance Benefits

Reward Redemption

The earned cashback is automatically credited to your account.

Domestic Lounge Access

Zero Liability Protection

Zero liability of cardholders in case of any deceitful transaction that takes place through your lost or stolen credit card if the same is reported to the bank in a timely manner.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

HDFC Bank UPI RuPay Credit

HDFC Bank is the largest private sector bank in India and it recently introduced the UPI RuPay credit card that allows cardholders to link the card with their UPI ID and make transactions on UPI apps like Paytm, Mobikwik, PhonePe, Google Pay, etc. This is the first time that a credit card can be linked with UPI and used to make transactions. This card is launched by HDFC Bank to offer both convenience and easy credit to their customers as it allows safe and secure transactions on BHIM and other UPI apps. The UPI RuPay credit card offers up to 3% cashback on both UPI and regular transactions on certain spend categories. One thing about this card is that you just get it virtually and no physical card will be delivered to you. Read on to know more about the credit card and its offerings.

Add to Compare

Aditya Birla SBI Credit Card

Aditya Birla SBI Credit Card is a Co-branded card issued by the SBI Card, in partnership with Aditya Birla Capital. The card issuer has also launched the Aditya Birla SBI Card SELECT which is the higher version of the Aditya Birla SBI Card. Therefore the card has similar features as the SELECT version but in a limited way. Both the cards offer about the same features but with a different fee. The Aditya Birla SBI Card comes with an Annual Fee of Rs. 499 which is much lower than the SELECT card. The Aditya Birla SBI Card great offers reward points for every transaction done at Aditya Birla Stores, also across Dining, Entertainment, Hotels, and much more. The card also offers many other benefits like milestones benefits where you can get up to 4,000 reward points based on your spending. Also, the card welcomes you with 2,000 Reward Points. To know more about the card, keep reading the following review on the card:

Add to Compare

Yes Bank Wellness Credit Card

A co-branded credit card, YES Bank Wellness Credit Card is a result of a collaboration between YES Bank and Aditya Birla Wellness Pvt Ltd. The Wellness credit card targets the self-care and general well-being of consumers. This credit card is a toned-down version of the YES Bank Wellness Plus Credit Card, which comes with a higher fee and greater benefits. The Wellness credit card provides comes various heath benefit offers such as complimentary health checkups, doctor consultation, and other lifestyle benefits. You get to redeem reward points across multiple categories using this card. You get 20 Reward Points per Rs 200 spent on Chemist/ Pharmaceutical stores and 4 Reward Points per Rs 200 spent on all other categories with this card.

1 OFFER

Benefites of SBI Credit Card Total Benefits...

View Offers

Other Cards

View all