IDFC FIRST Millennia Credit Card

  • Joining Fee: Nil
  • Renewal Fee: Nil
  • Best Suited For: Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: 5% cashback on first EMI spend up to Rs. 1000 and additional welcome gift vouchers worth Rs. 500 on spending Rs. 15,000 inside 90 days of card generation
Add to Compare

If you are looking for an entry-level card, IDFC’s FIRST Millennia credit card is the right choice. This is a reward points-based credit card with a decent rewards program. It offers up to 10x Non-Expiring Reward points, which can be redeemed at any point in time. This card provides reward points for online as well as offline spending. Moreover, if someone is fond of travelling via trains, then this card provides complimentary Railway Lounge access four times a quarter, making your travelling experience a lot more luxurious. Other card benefits include a discount of up to 25% on movies, up to 20% off on dining, complimentary roadside assistance, and many more. Plus, it is a lifetime free, i.e., no annual fee credit card, which means you don’t have to pay a single penny till the time you are using this amazing card.  Read on to learn more about the IDFC FIRST Millennia Credit Card:

New Features

Spend Based Waiver


Interest Rates


Add-on Card Fee

With this card, you get complimentary railway lounge access which is highly beneficial for domestic travellers who prefer to travel by railways. This card has a great advantage as it is a lifetime free card.

Rewards Redemption Fee


Fuel Surcharge

Foreign Currency Markup


Cash Advance Charges

Movie & Dining

Up to 20% discount on more than 1,500 Restaurants across India. Avail 25% discount on movie tickets once a month on the Paytm app (up to Rs. 100).


Travel


International Lounge Access

Rewards Rate

3 Reward Points on each offline spend of Rs. 150, 6 RPs per online spend of Rs. 150, and 10 Rewards on every Rs. 150 on spends above Rs. 20,000.


Golf


Insurance Benefits

Reward Redemption


Domestic Lounge Access


Zero Liability Protection

Pros

You won’t be provided with any domestic or international lounge access with the IDFC First Millennia Credit Card. There is a reward redemption fee of Rs. 99 with this card.

Cons

No data available

Similar Cards

Add to Compare

Axis Bank Freecharge Plus Credit Card

The Axis Bank Freecharge Plus Credit Card is the superior version of the Freecharge Credit Card issued by the Axis Bank. It is a virtual credit card that you can get instantly after approval on the Freecharge app. However, you can order the physical card as well, but the virtual card gets you all the benefits of the physical card. It comes with a joining and annual fee of Rs. 350 and earns you gift vouchers worth Rs. 700 on card activation. With this card, you can earn up to 5% cashback on all your transactions and bonus Edge Reward Points every month on achieving the required milestone spend. Other than all this, you get exciting discount offers on dining under the Axis Bank’s Dining delights program. Moreover, you get a 1% fuel surcharge waiver at all fuel stations when you pay using your Freecharge Plus Card. To let you save even more, the card comes with a spend-based waiver of the renewal fee. To know more about the Axis Bank Freecharge Plus Credit Card and its fees & charges, go through the full article:

View More
Add to Compare

ICICI Bank HPCL Platinum Credit Card

ICICI Bank HPCL Platinum Credit Card offers exclusive cashback benefits on fuel purchases at HPCL petrol pumps. You get 2.5% cashback up to Rs. 100 in a month on fuel purchases if you swipe your credit card on ICICI merchant services POS machines. Moreover, a 1% waiver on fuel surcharge is also applicable on all transactions up to Rs. 4,000. Not only this, you also earn 2 Reward points per Rs. 100 spent on all retail purchases except transactions at fuel stations. The ICICI Bank HPCL Platinum credit card also provides exciting offers on several other categories, such as movies, dining, etc. With a nominal joining fee of Rs. 199, the card is best suited for people who spend on fuel. It can help you save money without any restrictions on your essential purchases. The card also provides a spend-based annual fee surcharge waiver. For detailed information about the ICICI Bank HPCL Platinum Credit card, keep reading:

View More
HDFC Platinum Times Credit Card
Add to Compare

HDFC Platinum Times Credit Card

HDFC Platinum Times Card is branded as the “Entertainment Card” by the HDFC Bank that comes with several benefits related to movies, dining, and shopping. This co-branded initiative with the Times Internet was created to meet the lifestyle needs of the youth by assisting them in saving more and earning rewards by HDFC Bank. You get 10 reward points for every weekday dining spends of Rs 150 and 3 reward points for every spend of Rs 150. These reward points get redeemed through the product catalog by logging in to your net banking account. There are several additional benefits as well that this card offers. Read below to get detailed information about HDFC Platinum Times Card.

View More