LIC Gold EMV Credit Card

  • Joining Fee: NIL
  • Renewal Fee: Nil
  • Best Suited For: Fuel | Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: NA
Add to Compare

Life Insurance Corporation offers a LIC Gold EMV Credit Card to cater to the needs of first-time credit card users. With this card, you can enjoy insurance benefits and shopping benefits. You can get this credit card with no joining and renewal fee. Keep reading to know more about the LIC Gold EMV credit card’s features and benefits.

New Features

Spend Based Waiver

NA


Interest Rates

2.75% p.m. (33% p. a.)


Add-on Card Fee

NIL for the first and Rs. 100 is charged for every other additional add-on credit card.

Rewards Redemption Fee

Rs. 30 + GST


Fuel Surcharge

Avail 2.5% fuel surcharge waiver at all petrol pumps in India. Minimum of Rs. 10.

Foreign Currency Markup

3.50% on the conversion amount


Cash Advance Charges

2.5% or a minimum of Rs. 250.

Movie & Dining

NA


Travel

NA


International Lounge Access

NA

Rewards Rate

You can earn 1 reward point on spending every Rs. 150 using this card. 1 RP = Rs. 0.25.


Golf

NA


Insurance Benefits

Covers personal accident insurance of up to Rs. 1 lakh and a credit shield of upto Rs. 50,000 in case of permanent disability with this credit card. You also get purchase protection of Rs. 50,000.

Reward Redemption

Reward points can be used for clearing credit card outstanding. They can also be redeemed towards home and lifestyle products as well as dining and shopping benefits A minimum of 1,000 reward points can be redeemed towards the credit card balance.


Domestic Lounge Access

NA


Zero Liability Protection

NA

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

ICAI Bank of Baroda Exclusive Credit Card

Bank of Baroda, along with offering several credit cards excluively for the Indian defense personnel, also issues a card exclusively for the ICAI members. The card is named ICAI BoB Exclusive Credit Card, which is a lifetime free card but has a lot of exciting features. To give a great start to your journey, the card welcomes you with 1,000 bonus Reward Points and free FitPass pro membership. With a reward rate of up to 5 Reward Points on every spend of Rs. 100, the card gives you several options to redeem your earned Reward Points. Other than this, the cardholders get an oppotunity to earn up to 16,000 bonus Reward Points every year on achieving the spend milestone. The benefits of this card are not only restricted to Rewards, but you also get various other privileges, including complimentary lounge access, insurance benefits, fuel surcharge waiver, etc. For detailed information about the ICAI BoB Exclusive Credit card and all its features, keep reading:

View More
Add to Compare

MakeMyTrip ICICI Bank Platinum Credit Card

MakeMyTrip ICICI Bank Platinum Credit Card is a co-branded travel credit card issued by the ICICI Bank, just like the Yatra SBI Credit Card issued by SBI. The MakeMyTrip ICICI Platinum Card comes with a joining fee of Rs. 500, but you need not pay any annual renewal fee for the card. The reward points earned on the MakeMyTrip Platinum Credit Card are directly transferred to your MakeMyTrip wallet as My Cash which can be redeemed for various travel expenses like hotel reservations, flight bookings, car rentals, etc. on MakeMyTrip. Read on to learn more about this co-branded travel credit card by ICICI and MakeMyTrip.

View More
Add to Compare

IRCTC BoB RuPay Credit Card

In collaboration with the Indian Railways Catering and Tourism Corporation (IRCTC), the Bank of Baroda has launched a co-branded credit card – IRCTC BoB RuPay Credit Card. The card was designed, keeping the requirements in mind of those people, who travel quite often through Indian Railways. This partnership will prove to be beneficial for all the BoB customers who use rail mode for traveling. Bearing a joining fee of Rs. 500, this card offers a plethora of rewards and benefits to its users. Not just for travel benefits, this card brings along a lot of benefits on grocery purchases, fuel expenses, etc. You can also convert transactions into EMI through IRCTC CoB RuPay Credit Card. To learn more about this offering by BoB keep reading.

View More