Kotak Zen Signature Credit Card

  • Joining Fee: Rs 1500 plus applicable taxes
  • Renewal Fee: Rs 1500 plus applicable taxes
  • Best Suited For: Travel | Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: Get 1500 Zen Points on payment of joining fees
Add to Compare

Kotak Zen Signature credit card is a card issued by Kotak Mahindra Bank, that provides you with exclusive shopping, travel, and milestone benefits on your purchases. As a welcome benefit, you get 1500 Zen points on the payment of the joining fees. You can earn up to 15 Zen Points on every Rs 150 spent on KayMall. You get 8 complimentary domestic lounge access annually and 3 complimentary international lounge access with Priority Pass membership. Also, you get several other benefits such as a fuel surcharge waiver of 1%, Spend based waiver on the spending of Rs  1,50,000 in a year, and priority attend services. Read below to know more about this credit card

New Features

Spend Based Waiver

You can get an annual fee waiver of Rs 1500 on the spending of Rs 1,50,000


Interest Rates

3.4% per month (40.80 per annum)


Add-on Card Fee

Rs 299/-

Rewards Redemption Fee

Nil


Fuel Surcharge

1% fuel surcharge waiver on transactions between Rs 500 and Rs 3000

Foreign Currency Markup

3.5% on the conversion amount


Cash Advance Charges

Rs 300 on the withdrawal amount

Movie & Dining

NA


Travel

Complimentary Lounge Access Worldwide


International Lounge Access

3 Complimentary International Lounges with Priority Pass Membership.

Rewards Rate

You can earn up to 15 Zen Points on every Rs 150 spent on KayMall. You can earn up to 5 Zen Points on every Rs 150 on all other categories


Golf

NA


Insurance Benefits

NA

Reward Redemption

1 Zen Point = Rs 0.25  redemption with the Kotak Reward program, you can redeem these reward points for exclusive vouchers and special discounts on partner deals and offers. You also can redeem these reward points and convert them into cash to pay for your shopping spends at partner merchant outlets


Domestic Lounge Access

8 Complimentary Domestic Lounge Access every year. You can avail yourself up to 2 lounge access every quarter calendar at select airport lounges with Visa Airport Lounge Access Program


Zero Liability Protection

NA

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

Kotak Urbane Gold Credit Card

Issued by Kotak Mahindra Bank, Kotak Urbane Gold Credit Card is well designed to suit the needs of frequent shoppers as it offers rewards for all the purchases made. The card carries a very nominal fee of Rs. 199 and provides amazing benefits in comparison to the fee it charges. This card lets you earn 3x reward points per Rs. 100 spent on all retail spends. Additionally with this card you can get upto 4 PVR tickets or 10,000 rewards points upon spending Rs. 1 Lakh or more in a year. These movie tickets can be claimed any time, anywhere. And the reward points are redeemable against Airtickets, Movie Tickets, Mobile Recharge etc. Along with these privileges, this card provides a credit shield of Rs. 50,000 if the card is lost. To know more about the Urbane Gold card By Kotak Bank, keep reading the article below:

View More
Add to Compare

Nature’s Basket SBI Card

SBI Cards, one of the major credit card issuers in the country, has garnered a partnership with Nature’s Basket, which is one of the premium grocery store brands in India and has launched the Nature’s Basket SBI Card. This is a very thoughtful and different kind of credit card that has been designed to cater for the gourmet taste of the premium customers and will address their unique lifestyle and grocery-related spends. This credit card will provide credit cardholders with accelerated reward points while they purchase products from Nature’s Basket stores and websites. Not only this, but you will also get reward points while you spend on domestic and international spends along with spends related to dining and entertainment as well. With Nature’s Basket SBI Card, you will get amazing welcome benefits, complimentary access to domestic airport lounges, a fuel surcharge waiver, etc. Since this is an exclusive credit card, hence the joining and renewal fee of this credit card is placed at Rs. 1,499 which is a bit on the higher side but is affordable by the premium sections of society.

View More
Add to Compare

YES Bank EMI Credit Card

The YES Bank EMI Credit Card is one of the two recently launched cards by the YES Bank, the other one being the BYOC Credit Card. The EMI Credit Card, as suggested by its name, is targeted at people who prefer paying for large transactions in EMIs. It comes with a nominal annual membership fee of Rs. 499 and you can get it waived on achieving the required annual spending in the preceding year. Talking about its key features, this card comes with auto EMI conversion, and all transactions above Rs. 5,000 are automatically converted into EMIs. The card also offers decent cashback benefits and you can earn up to 3% cashback on transactions made using it. To know more about the YES Bank’s EMI Credit Card and all its features in detail, keep reading the article:

View More