Kotak White Credit Card

  • Joining Fee: Rs. 3,000 + GST
  • Renewal Fee: Rs. 3,000 + GST
  • Best Suited For: Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: Voucher worth Rs. 1,500 on spending Rs. 30,000 withing 60 days of card setup
Add to Compare

Kotak Mahindra Bank recently launched its White credit card with a unique method of rewarding its card members in the form of White Pass value. It can be considered a toned-down version of the Kotak White Reserve Credit Card, which is a super-premium card offered by the bank. This White Pass rewarding system is more like a milestone benefit as you gain White Pass value upon achieving spends-based milestones. This White Pass value can be redeemed against shopping vouchers on the Kotak White portal. You also get complimentary domestic and international airport lounge access with this card. Read on to learn more about this offering by the Kotak Mahindra bank.

New Features

Spend Based Waiver

Nil


Interest Rates

Waived for transactions between Rs. 500 and Rs. 3,000 (max waiver of Rs. 3,500/year)


Add-on Card Fee

Rewards Redemption Fee

Nil


Fuel Surcharge

Rs. 300 per Rs. 10,000 (or part thereof) withdrawn.

Foreign Currency Markup

3.1% per month (37.2% annually)


Cash Advance Charges

Movie & Dining


Travel

N/A


International Lounge Access

Cover against unauthorized use of card worth Rs. 2.5 lakh

Rewards Rate


Golf

8 complimentary domestic lounge access every year (2/quarter)


Insurance Benefits

Cover worth Rs. 2.5 lakh from 7 days prior to reporting the loss of card

Reward Redemption


Domestic Lounge Access

4 complimentary international lounge access annually with Priority Pass


Zero Liability Protection

Annual fee waived on expenditure of Rs. 5 lakh in the preceeding year

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

IDBI Euphoria World Credit Card

The IDBI Euphoria World Credit Card is a basic card issued by the IDBI Bank with an aim to provide maximum benefits to its customers with minimum charges. It comes with zero joining fee and rewards you in the form of Delight Points. The card welcomes you with a bonus of 4,000 Delight Points on making an eligible transaction. You get 3 Delight Points every time you spend Rs. 100, and 2X Delight Points on spending for flight/hotel/bus bookings, IRCTC, etc. The Delight Points are redeemable against various categories including travel, entertainment, cash, etc. Moreover, to give you a luxurious travel experience, the card provides complimentary airport lounge access at several participating lounges in India. There are several other advantages of the IDBI Euphoria World Credit Card that include spend-based annual fee waiver, fuel surcharge waiver, exclusive insurance benefits, and many more. To know all about the card and its fees & charges, refer to the information given below:

View More
Add to Compare

YES Prosperity Business Card

YES PROSPERITY Business Credit Card is the second business card launched after YES FIRST Business Credit Card to assist businesses. The Prosperity Business has similar features to the First business card but in a limited manner. The Prosperity card offers reward points on all business transactions categorized under the select categories and all categories. The card offers benefits in many sectors like travel, fuel, lifestyle, and many more. The prosperity card offers great milestone benefits, spend-based waiver benefits, and other benefits like fuel surcharge wavier for businesses, and most importantly the card charges only 2.5% towards the foreign currency markup on all international transactions. This rate is very low when compared to other business cards. Certain travel benefits like complimentary access to domestic as well as international airport lounges are also provided to make business travel lavish. Along with that, a golf program is also provided. The great part is, that all these benefits and privileges associated with the card are just offered at the Annual fee of just Rs. 399. Following is a detailed review of the card:

View More
HDFC Bank Superia Credit Card
Add to Compare

HDFC Superia Credit Card

The HDFC Superia Credit Card is an exclusive offering by the HDFC Bank, which comes with exclusive privileges across different categories. It charges a joining/renewal fee of Rs. 1,000 and earns you 1,000 bonus Reward Points on joining the card membership. Moreover, you earn 3 Reward Points on every retail spend of Rs. 150 and accelerated Reward Points on dining. These points are redeemable against Airmiles for over 20 domestic as well as international airlines. Talking about its travel privileges, you get complimentary Priority Pass membership that allows you to access over a thousand airport lounges globally. It also comes with a spend-based waiver of the joining as well as a renewal fee and you can make your card lifetime free just by achieving the required minimum spend every year. Other benefits of the card include a 1% fuel surcharge waiver of up to Rs. 500 per month, zero liability protection against a lost card, etc. Keep reading the article to know more about the HDFC Superia Credit Card & its fees and charges:

View More