Kotak Royale Signature Credit Card

Joining Fee: Nil
Renewal Fee: Rs. 999
Best Suited For: Travel | Shopping
Reward Type: Reward Points
Welcome Benefites: NA

Apply Now

Add to Compare

The Kotak Royale Signature Credit Card is a basic card offered by the Kotak Mahindra Bank in order to deliver its cardholders with thrilling Reward offers and travel benefits. The card has zero joining fee and offers opportunities to earn Reward Points for all your spends. You get 2 Reward Points for Rs. 150 spent with this card, and 4 Reward Points per Rs. 150 spent on selected categories, such as hotels, restaurants, and international spends. On reaching the milestone spends, you can earn up to 30,000 bonus Reward Points every year. In order to make its customers’ travel experiences even better, this card provides complimentary access to domestic lounges every quarter to several participating lounges in India. Moreover, you can save a lot on fuel & railway transactions with this card as it comes with a fuel and railway surcharge waiver. There are a number of more benefits of the Kotak Royale Signature Credit Card. To learn about all of them, keep reading the following details:

New Features

Spend Based Waiver

The renewal fee can be waived if you spend Rs. 1,00,000 or more in the preceeding year.

Interest Rates

3.4% per month

Add-on Card Fee

Nil

Rewards Redemption Fee

Nil

Fuel Surcharge

1% fuel surcharge is waived at all fuel stations.

Foreign Currency Markup

3.5% on all foreign currency spends

Cash Advance Charges

Rs. 300 per Rs. 10,000 withdrawn

Movie & Dining

Travel

You get complimentary airport lounge access every year.

International Lounge Access

Rewards Rate

2 Reward Points per Rs. 150 you spend. 4 Reward Points per Rs. 150 you spend on select categories like restaurants, international spends, Airlines, hotels, etc.

Golf

Insurance Benefits

Coverage of Rs. 2.5 lakhs against fraudulent transactions on a lost/stolen card.

Reward Redemption

The Reward points are redeemable on https://kotakrewards.com/ against various categories. 1 RP = 18.75 paise.

Domestic Lounge Access

2 complimentary access to domestic lounges per quarter

Zero Liability Protection

The cardholder will not be held as liable for any fraudulent transactions done if the card is reported lost or stolen to the bank.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

ICICI Bank British Airways Classic Credit Card

The ICICI Bank British Airways Classic Credit Card is a co-branded credit card issued by the ICICI bank in collaboration with British Airways to provide its customers with exclusive travel benefits. The card comes in two variants: MasterCard & American Express, providing you the benefits of two cards with a single account. This card rewards you in the form of Avios, which are redeemable against hotel/flight bookings and various other travel & lifestyle-related spends. You can earn up to 4 Avios on every regular spend of Rs. 100 & up to 5 Avios on every Rs. 100 on British Airways flight bookings (after spending minimum spending of Rs. 225,000 pm). To know more about the reward offers and benefits of the ICICI Bank British Airways Classic Credit Card, read the information given below:

Add to Compare

Axis Bank Neo Credit Card

In this new era of influencers who love to shop, Axis Bank offers an entry-level credit card that fits their needs. Axis Bank Neo Credit Card is the one that is provided by the bank, which offers various discounts, cash-back, and reward points on shopping. It is considered one of the best credit cards for millennials to go for. The joining fee for this card is Rs. 250 only. Other than the regular Edge Reward Points on all your spends, you get exciting discounts on partner brands, including Zomato, Myntra, and Paytm. Talking about the entertainment benefits, you get 10% off with BookMyShow while booking movies with this card. The additional benefits of this card include a 1% fuel surcharge waiver, exciting discount offers or partner brands, and many more. To know more about the features of the Axis Bank Neo credit card, read the detailed information given below.

Add to Compare

Standard Chartered Super Value Titanium Credit Card

Standard Chartered Super Value Titanium Credit Card is a card that provides you with exciting cashback and reward offers on your day-to-day spendings. The card is absolutely free for premium banking customers, but an annual fee of Rs. 750 is charged for others. You can get up to 5% cashback on utility bills payments, fuel transactions, and phone bills, 1 reward point for every Rs 150 spent on all other categories. As a welcome benefit, you can earn 100% cashback up to Rs. 1,500 on fuel transactions that you make within the first 90 days after card issuance. Moreover, premium banking customers can also avail themselves of complimentary Priority Pass membership to access more than 1,000 airport lounges. To know more about the card, keep reading.

1 OFFER

Benefites of SBI Credit Card Total Benefits...

View Offers

Other Cards

View all