Kotak Royale Signature Credit Card

Joining Fee: Nil
Renewal Fee: Rs. 999
Best Suited For: Travel | Shopping
Reward Type: Reward Points
Welcome Benefites: NA

Apply Now

Add to Compare

The Kotak Royale Signature Credit Card is a basic card offered by the Kotak Mahindra Bank in order to deliver its cardholders with thrilling Reward offers and travel benefits. The card has zero joining fee and offers opportunities to earn Reward Points for all your spends. You get 2 Reward Points for Rs. 150 spent with this card, and 4 Reward Points per Rs. 150 spent on selected categories, such as hotels, restaurants, and international spends. On reaching the milestone spends, you can earn up to 30,000 bonus Reward Points every year. In order to make its customers’ travel experiences even better, this card provides complimentary access to domestic lounges every quarter to several participating lounges in India. Moreover, you can save a lot on fuel & railway transactions with this card as it comes with a fuel and railway surcharge waiver. There are a number of more benefits of the Kotak Royale Signature Credit Card. To learn about all of them, keep reading the following details:

New Features

Spend Based Waiver

The renewal fee can be waived if you spend Rs. 1,00,000 or more in the preceeding year.

Interest Rates

3.4% per month

Add-on Card Fee

Nil

Rewards Redemption Fee

Nil

Fuel Surcharge

1% fuel surcharge is waived at all fuel stations.

Foreign Currency Markup

3.5% on all foreign currency spends

Cash Advance Charges

Rs. 300 per Rs. 10,000 withdrawn

Movie & Dining

Travel

You get complimentary airport lounge access every year.

International Lounge Access

Rewards Rate

2 Reward Points per Rs. 150 you spend. 4 Reward Points per Rs. 150 you spend on select categories like restaurants, international spends, Airlines, hotels, etc.

Golf

Insurance Benefits

Coverage of Rs. 2.5 lakhs against fraudulent transactions on a lost/stolen card.

Reward Redemption

The Reward points are redeemable on https://kotakrewards.com/ against various categories. 1 RP = 18.75 paise.

Domestic Lounge Access

2 complimentary access to domestic lounges per quarter

Zero Liability Protection

The cardholder will not be held as liable for any fraudulent transactions done if the card is reported lost or stolen to the bank.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

Tata Neu Infinity HDFC Bank Credit Card

HDFC Bank has collaborated with Tata Neu to introduce the thrilling Tata Neu Infinity HDFC Bank credit card. The bank has unveiled two co-branded credit cards, namely the Tata Neu HDFC Bank Infinity Credit Card and the Tata Neu HDFC Plus Credit Card. The Infinity variant is the premium one and comes with many exclusive privileges across different categories. It comes with an annual fee of Rs. 1,499 and welcomes the cardholders with benefits of an equivalent monetary value. With a reward rate of up to 10%, it can be considered one of the best shopping credit cards available in the Indian market. The card offers benefits beyond shopping, including travel, insurance, and lifestyle perks. Additionally, cardholders receive free access to domestic and international airport lounges. You also get an air accident insurance cover, card liability cover, and several other benefits with this card. You can make fast and easy contactless payments with this card. For detailed information on the features, fees, and charges of the Tata Neu Infinity HDFC Bank Credit Card, please keep reading:

Add to Compare

Standard Chartered DigiSmart Credit Card

Standard Chartered DigiSmart credit card is an instant credit card offered by Standard Chartered for the millennials, who like to spend on online shopping, dining, movies, etc. Rather than having an annual fee, the card charges you a very nominal monthly fee of Rs. 49, which is Rs. 588 computed annually. You can get a waiver on this fee if you manage to spend Rs. 5,000 in the previous calendar month. This card provides you with a cashback on online shopping, dining, and travel-related spends. You can get 20% off on Myntra, 10% off Grofers, 10% off on Zomato, and 15% cashback on Ola cab bookings. On top of this, keeping your entertainment requirements in mind, the card offers a Buy 1 get 1 free (BOGO) offer on Inox under which you can avail of up to 2 complimentary movie tickets monthly. Talking about its travel benefits, you get 20% off on domestic flight bookings, 10% off on international bookings, and up to 25% off on hotel bookings. If you want to know more about this card, keep reading.

Add to Compare

Yes Bank RuPay Credit Card

Yes Bank has a great range of credit cards across different categories, ranging from entry-level to premium cards. Recently, the bank has come up with its RuPay credit card in line with RBI’s announcement that citizens can link their RuPay credit cards to UPI apps and make payments. All major card issuers have a diverse range of RuPay cards and Yes Bank joins them with this offering. The Yes Bank RuPay credit card is a complimentary offering that you can get when applying for another Yes Bank card, and is available only in the virtual version. The card is lifetime free and offers the convenience of UPI payments along with accelerated reward points on UPI spends. To know more about the Yes Bank RuPay credit card and its offerings, keep reading our article.

1 OFFER

Benefites of SBI Credit Card Total Benefits...

View Offers

Other Cards

View all