Kotak Mahindra Bank UPI RuPay Credit Card

Joining Fee: Nil
Renewal Fee: Nil
Best Suited For: Shopping
Reward Type: Reward Points
Welcome Benefites: N/A

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With the Kotak UPI RuPay Credit Card, you can easily make secure payments with your UPI application. Whether you are using Google Pay, PhonePe, BHIM, Slice, Paytm or any other app, you can securely make transactions through it by linking your Kotak UPI RuPay Credit Card with it. In recent times, RuPay Credit Cards have become popular in India with each and every passing day. This is due to the reason that you can link them to your UPI app and make payments on the go. You can only link your RuPay Cards to your app. This cannot be done for other network cards. This is a lifetime free credit card, which further makes it more lucrative to opt for. By applying for this card, you won’t have to pay any joining or annual charges. Make easy payments from your phone with the Kotak UPI RuPay Credit Card. Keep on reading to learn more about this virtual credit card by Kotak Bank.

New Features

Spend Based Waiver

Nil

Interest Rates

3.5% (Annual Rate - 42%)

Add-on Card Fee

Nil

Rewards Redemption Fee

Nil

Fuel Surcharge

Nil

Foreign Currency Markup

3.5% Per Transaction + GST

Cash Advance Charges

Nil

Movie & Dining

N/A

Travel

N/A

International Lounge Access

N/A

Rewards Rate

Earn 3 Reward Points Per Rs. 100 Spent

Golf

N/A

Insurance Benefits

N/A

Reward Redemption

1000 Reward Points = Rs. 100

Domestic Lounge Access

N/A

Zero Liability Protection

N/A

Pros

You can earn reward points on your UPI spends with this card. Earn 3 Reward Points per spend of Rs. 100 made with this card.

Cons

There are no welcome benefits associated with this card. Apart from reward points, there aren’t many benefits with this card.

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