Kotak Mahindra Bank UPI RuPay Credit Card

  • Joining Fee: Nil
  • Renewal Fee: Nil
  • Best Suited For: Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: N/A
Add to Compare

With the Kotak UPI RuPay Credit Card, you can easily make secure payments with your UPI application. Whether you are using Google Pay, PhonePe, BHIM, Slice, Paytm or any other app, you can securely make transactions through it by linking your Kotak UPI RuPay Credit Card with it. In recent times, RuPay Credit Cards have become popular in India with each and every passing day. This is due to the reason that you can link them to your UPI app and make payments on the go. You can only link your RuPay Cards to your app. This cannot be done for other network cards. This is a lifetime free credit card, which further makes it more lucrative to opt for. By applying for this card, you won’t have to pay any joining or annual charges. Make easy payments from your phone with the Kotak UPI RuPay Credit Card. Keep on reading to learn more about this virtual credit card by Kotak Bank.

New Features

Spend Based Waiver

Nil


Interest Rates

3.5% (Annual Rate - 42%)


Add-on Card Fee

Nil

Rewards Redemption Fee

Nil


Fuel Surcharge

Nil

Foreign Currency Markup

3.5% Per Transaction + GST


Cash Advance Charges

Nil

Movie & Dining

N/A


Travel

N/A


International Lounge Access

N/A

Rewards Rate

Earn 3 Reward Points Per Rs. 100 Spent


Golf

N/A


Insurance Benefits

N/A

Reward Redemption

1000 Reward Points = Rs. 100


Domestic Lounge Access

N/A


Zero Liability Protection

N/A

Pros

You can earn reward points on your UPI spends with this card. Earn 3 Reward Points per spend of Rs. 100 made with this card.

Cons

There are no welcome benefits associated with this card. Apart from reward points, there aren’t many benefits with this card.

Similar Cards

Add to Compare

MakeMyTrip ICICI Bank Platinum Credit Card

MakeMyTrip ICICI Bank Platinum Credit Card is a co-branded travel credit card issued by the ICICI Bank, just like the Yatra SBI Credit Card issued by SBI. The MakeMyTrip ICICI Platinum Card comes with a joining fee of Rs. 500, but you need not pay any annual renewal fee for the card. The reward points earned on the MakeMyTrip Platinum Credit Card are directly transferred to your MakeMyTrip wallet as My Cash which can be redeemed for various travel expenses like hotel reservations, flight bookings, car rentals, etc. on MakeMyTrip. Read on to learn more about this co-branded travel credit card by ICICI and MakeMyTrip.

View More
Add to Compare

American Express SmartEarn Credit Card

American Express SmartEarn credit card is a Reward Points-based credit card. Membership Reward Points can be earned while you make retail purchases using your credit card, and accelerated Membership Reward Points can be achieved while you spend on some specific website or brands like Amazon, Flipkart and Uber.  It is a decent card for beginners, at least as far as American Express cards are concerned. You can also get the annual membership fee waived if you spend more than Rs. 40,000 within a year. It is worth considering if you’re a young professional and want to carry an American Express card in your wallet for its brand value. Read on more to learn about the American Express SmartEarn Credit Card.

View More
HDFC Bank Business Regalia Credit Card
Add to Compare

HDFC Bank Business Regalia Credit Card

The HDFC Business Regalia Credit Card allows you to enjoy the best of everything that a business credit card can offer. The primary highlights of the card are the world-class privileges and benefits which enable you to conduct your business with ease.

View More