IRCTC BoB RuPay Credit Card

  • Joining Fee: Rs. 500
  • Renewal Fee: Rs. 350 (plus applicable taxes)
  • Best Suited For: Travel
  • Reward Type: Reward Points
  • Welcome Benefites: Get 1000 Bonus Reward Points on spending Rs. 1000 through a single transaction using this card within the first 45 days of card issuance.
Add to Compare

In collaboration with the Indian Railways Catering and Tourism Corporation (IRCTC), the Bank of Baroda has launched a co-branded credit card – IRCTC BoB RuPay Credit Card. The card was designed, keeping the requirements in mind of those people, who travel quite often through Indian Railways. This partnership will prove to be beneficial for all the BoB customers who use rail mode for traveling. Bearing a joining fee of Rs. 500, this card offers a plethora of rewards and benefits to its users. Not just for travel benefits, this card brings along a lot of benefits on grocery purchases, fuel expenses, etc. You can also convert transactions into EMI through IRCTC CoB RuPay Credit Card. To learn more about this offering by BoB keep reading.

New Features

Spend Based Waiver

NA


Interest Rates

3.49% per month (or 41.88% annually)


Add-on Card Fee

Nil

Rewards Redemption Fee

Nil


Fuel Surcharge

1% waiver at all fuel stations in India

Foreign Currency Markup

3.5% on all foreign transactions


Cash Advance Charges

2.5% of the amount withdrawn or Rs. 500

Movie & Dining

NA


Travel

Complimentary partner railway lounges access


International Lounge Access

NA

Rewards Rate

4 Reward Points per Rs. 100 you spend on grocery & departmental stores and 2 Reward Points on other categories respectively. Upto 40 RP on every Rs. 100 spent on railway tickets booked through IRCTC


Golf

NA


Insurance Benefits

You are provided with insurance cover for lost/stolen card

Reward Redemption

The earned RP can be redeemed for ticket bookings via IRCTC website or mobile application. Also can be redeemed against card’s statement balance where 1 RP = Rs. 0.25


Domestic Lounge Access

4 Complimentary access to railway lounges annually (1 every quarter)


Zero Liability Protection

No liability falls on the cardholder if the lost or stolen card is reported to the bank in a timely manner.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

Club Vistara IndusInd Bank Explorer Credit Card

The IndusInd Bank has recently launched a premium co-branded credit card in partnership with Club Vistara: Club Vistara IndusInd Bank Explorer Credit Card. The card is currently being issued in association with Visa, but the bank plans to come up with the Mastercard variant as well once the RBI permits the issuance of new credit cards on Mastercard. It is issued at a joining fee of Rs. 40,000 and offers exciting welcome benefits like Club Vistara gold membership, a business class ticket voucher, and a gift voucher of your choice. The card rewards with Club Vistara Points and for every Rs. 200 spent with the card, cardholders can earn up to 8 CV Points. Under its milestone program, you can earn up to 5 business class ticket vouchers every year. To make your travel experiences even luxurious, the card offers complimentary membership of Priority Pass and free domestic and international airport lounge visits. Other than that, you can enjoy 2 complimentary movie tickets per month via BookMyShow and a 20% discount on non-movie bookings. Keep reading to know more about the Club Vistara IndusInd Bank Explorer Credit Card.

View More
Add to Compare

LIC Platinum EMV Credit Card

LIC Platinum EMV Credit Card is a co-branded Visa card launched in collaboration with the Corporation Bank. The card comes with an in-built EMV feature to enhance security. This card charges zero annual fees from its customers on sign-up. In addition to this, the customers get 1 reward point on every Rs 150 spent using this card. The card offers a host of benefits to its customer’s such as accidental protection cover, credit liability, fuel surcharge waiver, and EMI facility.  Read below to know more about the LIC Platinum EMV card’s features and offers.  

View More
Add to Compare

IndusInd Bank Pinnacle World Credit Card

The IndusInd Bank Pinnacle World Credit Card is a premium card offering exclusive privileges across several categories. With joining fees of Rs. 13,000, as a welcome benefit, the card offers the opportunity to choose a gift voucher from several popular brands, including Oberoi hotels, BATA, Luxe gift card, Vero Moda, etc. For every transaction of Rs. 100, the card offers 2.5 reward points using the car, i.e., you can save up to 2.5% on your purchases. On booking your movie tickets on BookMyShow, you can enjoy the ‘Buy 1 Get 1 free offer’ and get up to 3 complimentary tickets every month. Coming to its travel benefits, you get complimentary domestic and international airport lounge visits and complimentary Priority Pass membership. You can also enjoy free golf rounds and lessons every year at some of the premium golf courses across the country. To know more about the benefits of the IndusInd Pinnacle Credit Card, keep reading.

View More